Albuquerque / FHA Eligible Homes in Albuquerque

FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 981 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

Sort By

Great split floor plan with good separation of Primary from Secondary Bedrooms. Raised ceilings, open living/dining area, and lots of windows allow for a cheerful, sun filled place to call home! Oversized Primary Suit boasts a roomy bath with soaking tub, double sinks, separate shower, and large walk in closet. Bedroom 2 is also quite roomy and offers its' own walk in closet. Low maintenance front yard with mature trees. Backyard has an amazing view of the Sandias and is a blank palet to allow your landscaping imagination to Go Wild! Just a few minutes from Big Box Stores, Cottonwood Mall, Dining, and Entertainment.

3
BEDS
2
BATHS
1,760
SQFT
0.17
ACRES

This three-bedroom, two-and-a-half-bathroom property sits in a gated community, offering both comfort and security. Vaulted ceilings throughout the interior create an open, airy feel, while refrigerated air conditioning keeps the space cool in the Albuquerque climate.Inside, the kitchen features granite countertops, stainless steel appliances, a gas range, a built-in microwave, and a dishwasher, making meal preparation straightforward. The culinary space connects smoothly to the main living areas, where tile flooring provides easy maintenance and durability. A gas fireplace adds warmth to the gathering spaces, creating a focal point for relaxation and entertaining. The open layout allows natural flow between the kitchen, dining, and living areas, maximizing the sense of space created by the vaulted ceilings.The primary bedroom provides a private retreat with carpet flooring for comfort underfoot. The primary bathroom includes a garden tub, separate shower, dual vanity sinks, and tile surfaces for easy care. The remaining bedrooms also feature carpet, offering quiet comfort for residents members or guests. Each bedroom provides adequate space for furniture arrangement and personal belongings.The two-car garage provides convenient parking and storage for vehicles and household items. Outside, the large backyard offers room for outdoor activities and relaxation, whether for gardening, entertaining, or simply enjoying the New Mexico sunshine. The gated community setting adds an extra layer of security and exclusivity to daily living. The refrigerated air conditioning system ensures year-round comfort, particularly valuable during Albuquerque's warm summer months.Schedule your showing today to see this property in person and experience all it has to offer.

3
BEDS
3
BATHS
2,042
SQFT
0.24
ACRES

Wonderful patio home on a corner lot. Open kitchen/family room is great for entertaining plus there is a wet bar. Family room has built in shelving and a brick faced fireplace. Formal Living and Dining room with wood floors is a nice space for special occasions. Large master bedroom that can also be opened up as a suite or nursery if you don't need the 3rd bedroom. Addition makes a great office. Private backyard and a welcoming entry courtyard. Addition has heating and cooling separate from the house system.

3
BEDS
2
BATHS
2,293
SQFT
0.19
ACRES

Located on a quiet street in the north valley, this 4 bedroom, 2 bath home has two large living areas including family room with fireplace. Kitchen is highlighted by all stainless appliances. Spacious primary bedroom has wall to wall mirrored closet. Home has solar panels on roof, a 2-car garage and gated backyard access. Updates to home include: newe TPO roof in 2026, new garage doors in 2018, Pella Architect Series windows installed by Dreamstyle remodeling in 2019 and Dreamstyle stucco in 2020. Home needs some updating and a little TLC.

4
BEDS
2
BATHS
1,973
SQFT
0.19
ACRES

Beautiful custom single-story home in the desirable Knolls of Paradise Hills. Filled with Southwestern charm, this well-designed residence offers a bright, open floor plan bathed in natural light. The spacious layout is complemented by an oversized 3-car garage--a rare feature at this price point. Enjoy summer nights on the covered patio overlooking the xeriscaped backyard with lots of privacy. Appreciate the pride of ownership throughout this established neighborhood of custom homes. Ideally located with quick access to Paseo del Norte and just minutes from shopping, dining, parks, and entertainment, this home combines timeless character, everyday comfort, and exceptional convenience in one of the area's most sought-after communities.

3
BEDS
2
BATHS
2,112
SQFT
0.16
ACRES

Excellent investment opportunity or ideal owner-occupant duplex! This well-maintained property features two 1-bedroom, 1-bath units, with one unit currently occupied and the other recently refreshed and move-in ready. The vacant unit offers new interior paint, 4-inch baseboards, a new bathroom vanity, new closet and bathroom doors, and rekeyable locks for easy tenant turnover. Additional updates include a newer roof, tile flooring, updated electrical and plumbing, new ranges, MasterCool air conditioners, wall heater, water heater, and a new 6-foot privacy fence. Ample off-street parking, a spacious backyard, and shared on-site laundry add to the appeal. A great opportunity to invest or live in one unit while generating rental income from the other!

4
BEDS
2
BATHS
1,242
SQFT
0.16
ACRES

Great home in a very desirable neighborhood! 2 bedrooms with 1 and 3/4 bath is ideal for this location. The HOA's take care of the meticulous landscaping with mature trees and greenery. There is one parking space, plus a 1 car garage with this townhome. Very close proximity to the swimming pool and club house is an extra bonus to this home!

2
BEDS
2
BATHS
1,110
SQFT
0.04
ACRES

Welcome home! NEW PRICE AND NEW CARPET! This beautifully refreshed single-story home features fresh interior paint and a bright, inviting floor plan that's ready for its next owner. From the moment you arrive, you'll appreciate the attractive curb appeal, oversized driveway, and attached two-car garage.Step inside to spacious living areas filled with natural light, creating the perfect setting for relaxing or entertaining. The thoughtfully designed layout offers comfortable bedrooms, a generous primary suite, and plenty of room to make the space your own.Outside, enjoy the ease of low-maintenance landscaping, giving you more time to enjoy your home and less time on yard work. The backyard is ready for summer barbecues, pets, gardening, or simply unwinding after a long day.

3
BEDS
2
BATHS
1,191
SQFT
0.1
ACRES

Behind the gates in one of NE Albuquerque's most convenient enclaves, this 2-bedroom, 2-bath condo delivers the kind of easy living buyers want: privacy, views, and lock-and-leave comfort. The open living area flows to a private balcony with Sandia views--perfect for a quiet moment above it all. Both bedrooms offer comfortable separation, with two baths for flexibility, plus a 1-car garage for secure parking and storage. A polished, practical home with the rare mix of low-maintenance living, outdoor space, and a view that makes it feel special. Brand new HVAC system installed in June 2026.

2
BEDS
2
BATHS
1,033
SQFT
$340,000
-10,000$ 08/14

Welcome home to this beautifully updated, move-in-ready gem! Gorgeous hardwood floors and a freshly painted interior create a warm, inviting atmosphere. The cozy living room features a stunning black brick fireplace as its focal point. The fully renovated kitchen boasts quartz countertops, new cabinetry, and stainless steel appliances, while the beautifully remodeled bathroom offers modern finishes. Three spacious bedrooms, all-new windows, a large laundry room, and an attached one-car garage with opener provide comfort and convenience. Ideally located near Nob Hill and Uptown, you'll enjoy easy access to shopping, dining, entertainment, and more.

3
BEDS
1
BATHS
1,220
SQFT
0.15
ACRES

Welcome to this charming Northeast Heights home offering 3 bedrooms, 2 bathrooms, and an oversized 2-car garage! The spacious kitchen features abundant cabinet and counter space, a built-in cooktop and wall oven, and a separate pantry/laundry room. A cozy double-sided fireplace creates a warm ambiance, connecting the dining and living areas for comfortable everyday living and entertaining. Both bathrooms have been tastefully updated, and refrigerated air keeps the home comfortable year-round. Recent improvements include the water heater replaced in Spring 2026 and the cooktop replaced in 2025, providing added value and peace of mind. Step outside to the large covered patio overlooking a low-maintenance backyard--perfect for relaxing or entertaining guests.

3
BEDS
2
BATHS
1,367
SQFT
0.14
ACRES

Excellent value in the desirable Uptown area! This charming 3-bedroom, 2-bath home sits on a spacious 0.18-acre lot with beautiful low-maintenance landscaping. The fully fenced backyard features raised walls for added privacy and usability.This excellent home has been thoughtfully upgraded over the years with UPDATED ,roof, kitchen, bathrooms, fresh interior and stucco, and tile flooring throughout.Additional highlight: A detached casita/studio in the backyard with its own bathroom rough-ins and plumbing connections. Currently unfinished (intended as a workspace), but the seller is willing to complete the bathroom and add a door with a strong offer. Perfect for extra living space, guest quarters, or a home office!Priced to sell in this excellent Uptown location.

3
BEDS
2
BATHS
1,422
SQFT
0.18
ACRES

Lovely Northeast Heights home with Mini splits throughout. Open floor plan, 4 bedrooms, 2 baths, spacious backyard-Close to schools, shopping and entertainment! All reasonable offers considered!!!

4
BEDS
2
BATHS
1,538
SQFT
0.14
ACRES

This house is so cool, Amal Clooney would live here. The photos only hint at what a superbly maintained and meticulously improved property this is. The location is great; mere minutes to everything, yet tucked away in the El Bosque gated neighborhood. The setting sublime; backing to the Bosque with vistas as varied as the seasons. The floorplan is ideal; separation of bedrooms from the primary and an office that could be a fifth. The laundry room is huge with loads of storage. The garage is gigantic, also with beaucoup storage. The pool is new and giving five-star resort vibes. You'll want to bask in the peace and solitude. You'll want to have people over. At any rate, you'll never want to leave.

4
BEDS
4
BATHS
3,820
SQFT
0.3
ACRES
$288,000
-11,500$ 08/12

Affordable Bellamah home in Mesa Village just east of Uptown! Beautiful beamed tongue-and-groove ceilings are found throughout, along with tile floors (no carpet). Covered front porch, living room, extended dining room, and kitchen with gas range/oven and plentiful cabinets. Butcher block, granite, and laminate countertops offer a mix of colors and textures. Three bedrooms and one full bath. Laundry room with both electric and gas dryer hook-ups. One car garage. Upgraded electrical w/ mini-splits for heating/cooling. French doors open to HUGE backyard w/ storage building. Easy-care xeriscape/gravel landscape in front; the backyard awaits your special touches. Located in Sandia HS district- and Grant Middle School Park is just blocks away. Convenient access to I-40 & KAFB via Wyoming Blvd.

3
BEDS
1
BATHS
1,426
SQFT
0.16
ACRES

Vintage charm meets modern comfort in the desirable UNM South area! This well-maintained single-story brick home offers timeless character with thoughtful updates throughout, including fresh interior paint, light fixtures, recently replaced water heater, garage doors, & appliances. Featuring spacious living areas, abundant natural light, and classic hardwood floors recently refinished, this home blends original charm with everyday functionality. The private backyard provides space for relaxing or entertaining, while the convenient location offers easy access to UNM, Kirtland Air Force Base, Nob Hill, shopping, dining, parks, and major commuter routes. Don't miss this opportunity to own a classic Albuquerque home in an established neighborhood. Note: Some Photos Digitally Staged.

3
BEDS
2
BATHS
1,802
SQFT
0.17
ACRES
$320,000
-10,000$ 08/12

Welcome home to this beautifully maintained property in desirable Northwest Albuquerque! This inviting residence features comfortable living spaces, abundant natural light, and a thoughtfully designed floor plan ideal for both everyday living and entertaining.Enjoy the perfect blend of comfort and convenience with shopping, dining, parks, schools, and other amenities just moments away. With its welcoming atmosphere and desirable location, this home offers an excellent opportunity for buyers seeking quality and value.Don't miss your chance to make this wonderful property your own--schedule your showing today! Enjoy having no HOA! Enjoy the brand new Aerocool Evaporative Cooler, with fully transferable manufacturer's warranty! .

3
BEDS
2
BATHS
1,426
SQFT
0.17
ACRES

GATED COMMUNITY!! Wonderfully maintained townhome located in the coveted Presidio community, w/clubhouse, park, outdoor grills and fitness center. This multi-level home is in GREAT condition and comes with a nice open floor plan and is equipped with all the bells and whistles. Includes: open kitchen w/STAINLESS STEEL APPLIANCES, GRANITE COUNTERS, breakfast bar, recessed lighting and ceramic tile backsplash, large living area w/clerestory ceilings, REFRIGERATED AIR, NEWER Tile Roof, separate upstairs office space and service room, spacious master bath w/cultured marble surround and LARGE walk-in closet, side yard w/open brick patio and easy maintenance Astro Turf. Enjoy easy access to public transportation and within walking distance to schools, dining and shopping. An absolute MUST SEE...

3
BEDS
3
BATHS
1,646
SQFT
0.08
ACRES

Classic Uptown charm meets thoughtful updates in this beautifully crafted brick Mossman home! Situated on a desirable corner lot, this light-filled home features original hardwood floors, large bay windows, and a cozy wood burning fireplace. The updated kitchen blends modern convenience with timeless character, while original built in hallway storage adds both style and function. Enjoy easy backyard access to the beautifully landscaped yard, perfect for relaxing or entertaining. Rich in character and timeless appeal this is one you will want to see.

3
BEDS
2
BATHS
2,220
SQFT
0.23
ACRES

Beautifully maintained 3 bedroom home in the sought after La Cueva school district cluster. Tiled roof, secure iron gates and updated lighting. Brand new gas stove and dishwasher. The bright, open floor plan offers newer laminate flooring on the main level plus ceiling fans throughout. Enjoy one of the largest backyards in the area with a built in flagstone benches and easy care landscaping. Spacious side yard is perfect for dog run, shed or extra outdoor space. Move in ready and conveniently located near top schools, shopping and dining.

3
BEDS
3
BATHS
1,658
SQFT
0.11
ACRES

Welcome to the original model home in the highly sought-after Village at La Orilla! This beautiful one-owner, upgraded townhome features one of the community's most desirable floor plans w/spacious bedrooms, soaring vaulted ceilings, ceramic tile flooring, quartz countertops, a large kitchen island, refrigerated air, and oversized picture windows that fill the home w/ natural light. The spacious primary suite offers a private sitting area + balcony w/ Sandia Mountain views. Enjoy the covered patio w/ a built-in outdoor grill. Ideally located within walking distance to restaurants, Gym, grocery shopping, movie theater, breweries, and more, this home offers an exceptional modern lifestyle in one of ABQ's most desirable Northwest communities. Oh, did I mention VIEWS!!

3
BEDS
3
BATHS
1,949
SQFT
0.07
ACRES

Don''t miss out on a great opportunity to own this spacious brick home with great bones. Has 3 bedrooms and 2 bathrooms with original hardwood floors. Includes formal living and dining rooms, in addition to a very spacious family room with fireplace. Need extra storage space? Home includes 461 sq ft storage/workshop area (not included in heated living area of 1849 sq ft). Sits across from a very well maintained elementary school and a block from middle school. Roof replaced 2 years ago. Backyard access with lots of room to move, perfect for a garden.. Needs some upgrades. Make it your own - home sweet home! . Priced to sell as is.

3
BEDS
2
BATHS
1,849
SQFT
0.16
ACRES

Welcome to this inviting 4-bedroom home in the gated Longford Village community! Ideally located near Kirtland Air Force Base, Sandia National Laboratories, Costco, Manzano Mesa Multigenerational Center, and I-40, this home offers the perfect blend of comfort and convenience. The versatile floor plan features a spacious loft and a downstairs bedroom with a Jack-and-Jill bathroom, ideal for guests, home office, or multigen living. Upstairs, you'll find the private primary suite, two additional bedrooms, and the conveniently located laundry. Stay comfortable year-round with refrigerated air, and enjoy one of the larger backyards in the community, perfect for entertaining, gardening, pets, or simply relaxing outdoors. Schedule your showing today and come see all this home has to offer!

4
BEDS
3
BATHS
1,779
SQFT
0.12
ACRES

STUNNING Two Story Home w/ Two Car Garage in One of Northwest Albuquerque's Most Desirable Locations! Ideally Situated Just Minutes from Paradise Hills Golf Course, Parks, Shopping, Dining, and Top-Rated Schools with Convenient Access to Major Roads! Beautifully Updated w/ refreshed STUCCO Exterior and a New Luxury Double Front Door Creating Incredible Curb Appeal! REFRIGERATED Mini Split AC System! FRESH Paint throughout, New Waterproof Wood Laminate Flooring, PLUSH New Carpet, New Baseboards, New Door Hinges/Hardware, New Outlets/Switches, and New LED Lighting Package Throughout! UPGRADED Kitchen w/ New Shaker Style Cabinets, Gorgeous QUARTZ Countertops, Subway Tile Backsplash, and new STAINLESS STEEL Appliances! SPOTLESS and MOVE-IN READY! A Rare Opportunity in an Exceptional Location!

4
BEDS
3
BATHS
2,688
SQFT
0.23
ACRES

This beautiful patio home is ready for you to move in! The refrigerated air conditioning keeps you cool while you enjoy the freshly painted interior. Outside relax in the courtyard with the fountain or sit on the patio sipping coffee while admiring the freshly painted exterior gates and trim. With ceramic tile in living areas, insulated blinds on sliding glass doors, gas log fireplace in the living area and neutral carpet in the bedrooms, stainless steel appliances in the kitchen and newly installed full light barn door on the utility room - all you have to do is decorate! All appliances stay - just shop for the perfect furnishings. Relax after a swim in the private community pool or a tennis or pickleball workout with your new neighborhood friends. Welcome Home to Hidden Valley!

3
BEDS
2
BATHS
1,365
SQFT
0.08
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.