Albuquerque / FHA Eligible Homes in Albuquerque

FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 988 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome to this spacious Opel Jenkins home offering a bright, open floor plan and plenty of potential to make it your own! The living areas feature a cove ceiling with crown molding, a dramatic dual-sided fireplace, and built-in wired speakers.The open kitchen offers abundant cabinet and counter space, blonde wood cabinetry, a built-in wall oven, and a convenient bar area for casual dining and entertaining. Refrigerated air provides year-round comfort. The spacious owner's suite is a true retreat, featuring a generous walk-in closet, bay window sitting area, and a large private bath with a garden tub and romantic dual-sided fireplace shared between the bedroom and bath. Additional features include a finished two-car garage and a desirable location backing to Riverview Park.

3
BEDS
2
BATHS
1,859
SQFT
0.14
ACRES

$5,000 SELLER CREDIT AVAILABLE! Use it toward your closing costs, an interest rate buy-down, and/or new flooring, making this home an even better value. Located in the desirable Towne Park community on owned land, this beautiful home features an open floor plan with vaulted ceilings and spacious living areas. The expansive great room flows seamlessly into the dining area and oversized country kitchen, complete with dark wood cabinetry. Two generously sized bedrooms are located downstairs, while the private upstairs primary suite offers a peaceful retreat. Step outside to an inviting backyard with a covered porch, perfect for relaxing or entertaining. Ideally situated adjacent to the community park and pool, this home offers comfort, convenience, and a sought-after​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ location.

3
BEDS
2
BATHS
2,019
SQFT
0.1
ACRES

Exceptional Pulte home on a premium cul-de-sac lot with direct park access and standout curb appeal. This five-bed, three-bath residence offers a dedicated office, open-concept living, granite counters, abundant cabinetry, and a cozy tiled fireplace. The private primary suite features a marble garden tub, double sinks, and a walk-in closet. Outdoors, enjoy a covered patio, mature landscaping, lush artificial turf, and sweeping park views. With quality construction and thoughtful updates, this home is a rare find in a highly sought-after community.

5
BEDS
4
BATHS
3,847
SQFT
0.36
ACRES

$10K concession to buyer with an acceptable offer! Don't let the townhome label fool you--this spacious, move-in ready home offers room to spread out and exceptional updates throughout! Major improvements include a new HVAC system and TPO roof w/ transferable warranty (2020), new sewer line (2023), LeafGuard seamless gutters (2021), and a new gas range (2020). Plus new interior doors and paint. The stunning $20,000 primary bath remodel by Paul Davis features a luxurious oversized shower and EPLO smart toilet. With 4 generous bedrooms, a formal dining room or office, an oversized laundry/hobby room, cozy kiva fireplace, private corner-lot yard with turf, patio and storage shed, plus an upper balcony, RV parking w/hookup, & a prime location near Starbucks, I-40 and shopping, this home truly has it all!

4
BEDS
3
BATHS
2,225
SQFT
0.08
ACRES

Duplex directly across from Roosevelt Park! Grea1407 & 1409 Hazeldine SE offer 1BR/1BA units w/refrig & gas range in each. 1 Garage space for each unit. Spacious backyard for common space. Original hardwood floors in both units. New TPO roof in 2024. Upgraded Electric panel. 1407 incls small priv enclosed yd, lath/plaster walls, vinyl flrs in kit/service area to backyard, tile tub surround & 2 wall heat units. 1409 incls 2 nat gas wall furnaces, BR carpet, wood-look vinyl in kit/bath, cultured marble tub surround & W hookups. Both units feature a flex space area. New TPO roof 2024. Backyard access to det garage/parking area, w/shared common yd space w/mature trees & garden potential. Great rental/investment/owner occupant opportunity near park amenities playgrounds & downtown/UNM access.

2
BEDS
2
BATHS
1,407
SQFT
0.13
ACRES
$350,000
-15,000$ 08/19

A courtyard entry to this lovely single-story home with 3 bedrooms, plus a bonus 2-bedroom apartment with an outdoor entry from the backyard. You can enjoy the updated heating and cooling this summer. The bedrooms all have new carpet. The dine in kitchen has newer appliances and a sliding door for easy access to the grill when you have company. This home is on a quiet street with easy access to I-25. Call today for your tour.

3
BEDS
2
BATHS
1,674
SQFT
0.17
ACRES

Come & see this immaculate home in the highly sought after gated community Candelaria Village! As you enter your home, you are greeted with a nice foyer, head to your family dinning area, that has a large sliding glass door that heads out to your side patio increasing the entertaining space of your home! As you head to your living room you instantly feel a sense of calm and relaxation with natural light, warm fireplace, high ceilings, and exposed beams! Your kitchen has been updated with ample cabinet space, newer & stainless steel appliances! You have two great sized bedrooms with one that has a high end built in Murphy bed and bookshelves! Your primary boasts large space walking closet his and her sinks and garden tub! Nice peaceful yard with grass lawn, flowers, trees & multiple patios!

3
BEDS
2
BATHS
2,004
SQFT
0.11
ACRES

Discover this beautiful home featuring a bright interior, flexible living spaces, and tasteful modern updates, including a new roof installed just two months ago. The inviting living room boasts a cozy fireplace perfect for cooler evenings. In the kitchen, you'll find stainless steel appliances, granite countertops, and updated fixtures. Durable LVP flooring runs through the main living areas, complemented by plush carpeting in the bedrooms. The bathrooms have been beautifully refreshed, and a crisp palette of new interior paint gives the entire home a clean, modern feel. Outside, a spacious covered porch offers the ideal spot for relaxing or entertaining year-round. Move-in ready and easy to love!

3
BEDS
2
BATHS
1,424
SQFT
0.11
ACRES

PRICE IMPROVEMENT and 4K CLOSING CREDIT! What are you waiting for?! Check out this warm and inviting split level home in the established neighborhood of Taylor Ranch. Inside are 4 bedrooms and 2 full baths, fresh paint inside and out, large family room with brick floors, backyard access with spacious (546 sq ft) storage room/workshop. Petroglyph National Monument trails and Mariposa Park nearby as well as the Open Space visitor center. Just minutes to the bosque, shopping and restaurants. Welcome home!

4
BEDS
2
BATHS
2,189
SQFT
0.17
ACRES

Take in stunning city and mountain views from this spacious multi-level home designed for comfortable living. Large windows flood the home with natural light, while beautiful brick floors and warm wood accents create a timeless feel. Multiple living areas and several outdoor spaces offer room to relax, entertain, and enjoy the scenery. The recently redesigned backyard spared no expense, featuring turf, a gazebo-covered dining area, a fire pit seating area, epoxied concrete, and new fencing. Other updates include a 5-year-old TPO roof and HVAC system, plus a 3-year-old solar system that helps keep electric bills low, even with two electric vehicles. This wonderfully unique and love-filled home is waiting for its next owners. Don't miss your chance to make it yours!

4
BEDS
3
BATHS
2,613
SQFT
0.52
ACRES

POSSIBLE INCOME GENERATING HOME! Owned Solar!Blocks from UNM, UNMH and Nob Hill. Monte Vista, Jefferson and Albuquerque High School district. Enjoy Park-Front Living with exceptional Multigenerational Flexibility! This home offers historical charm with modern comforts. Hardwood floors, plaster walls, and coved ceilings with solar panels,updated HVAC & mini-splits, providing comfort and energy-conscious living. Upstairs there are 3 spacious bedrooms, hall bath & a kitchen with ample storage and a roomy living room filled with natural light. Designed for flexibility, the finished basement features a private entrance, kitchen, bathroom, bedroom, and spacious living areas--ideal for multigenerational living,

4
BEDS
2
BATHS
2,015
SQFT
0.2
ACRES

Magnificent Scott Patrick home in the highly sought-after Andalucia neighborhood! This beautifully maintained home features 3 bedrooms, 2 full baths, an open floor plan, a bright great room with wall-to-wall windows and a cozy gas fireplace. The open kitchen offers granite countertops, stainless steel appliances, and an expansive island. The spacious primary suite includes dual vanities, a garden tub, and an oversized walk-in closet. Enjoy 10' vaulted ceilings, a tray ceiling in the primary bedroom, and 7 skylights that provide abundant natural light. Relax in the beautifully landscaped xeriscape backyard with an outdoor fireplace and breathtaking Sandia Mountain views. Recent updates: engineered hardwood flooring and light fixtures (2021), Combo unit (2024), and a hot water heater (2025)

3
BEDS
2
BATHS
2,316
SQFT
0.18
ACRES

Seller offering $3,500 in concessions toward buyer's allowable closing costs, prepaid expenses or rate buy-down. Located on a desirable corner lot in a Gated Community, this spacious home offers a flexible floor plan with a main-level bedroom and full bath. The first floor features formal living and dining rooms, plus a flex space ideal for an office, den, or playroom. The kitchen offers abundant counter space, a breakfast bar, dining nook, and opens to the living room with soaring ceilings and a cozy fireplace. Upstairs you'll find three bedrooms, including a spacious primary suite with a walk-in closet, private balcony, and en-suite bath, plus a full hall bath. Enjoy a water softener, refrigerated air, an oversized garage, landscaped backyard, and the hot tub and storage shed, both of which convey with the property.

4
BEDS
3
BATHS
2,733
SQFT
0.18
ACRES

Welcome to this spacious, well-maintained home with an open floorplan ideal for living & entertaining. Enjoy soaring ceilings, a large kitchen with updated appliances & ample cabinetry, and an upstairs loft perfect for an office, media room, or play space. Stay comfortable year-round with refrigerated air & a two-way fireplace. The primary suite features a private balcony with city & Sandia Mountain views, a jetted tub, en suite bath, & generous closet space. The low-maintenance backyard offers turf & a covered patio for relaxing or entertaining. Conveniently located near parks, schools, shopping, & dining--don't miss this opportunity!

4
BEDS
3
BATHS
2,787
SQFT
0.12
ACRES

Tucked into the highly sought after Four Hills Reserve, this meticulously maintained home is anchored by a striking double sided fireplace and offers quality, comfort, and privacy. Recent updates include an upgraded electrical panel with RV and shop subpanels, refinished cabinets, a new oven, and newer flooring throughout, along with many other beautiful upgrades. Mini split systems bring year round comfort to the sunroom and garage, which also features a quiet belt drive opener. The fully remodeled in law quarters add flexibility for guests, a home office, or rental income. Set on a quiet cul de sac, the property includes an extra parking slab. Enjoy peaceful xeriscaped gardens, minutes from Canyon Club golf and dining,Cedar Crest, and a scenic back road drive to Santa Fe.

4
BEDS
3
BATHS
2,384
SQFT
0.19
ACRES

No HOA. No monthly dues, no board, no approval process for the color of your front door. This one sits on its own 4,835 square foot lot in a building of just three units, in Academy Square at Juan Tabo and Spain. That combination barely exists in the Northeast Heights.Walk in and the ceiling keeps going. The living room runs 21 feet under cathedral ceilings, so the first thing you register is air and light, not walls. The high windows are on remote controlled Levolor blinds, because at that height nobody is reaching them with a wand. In the corner, a wood burning fireplace, the real kind, which earns its keep in February.The kitchen has granite, updated cabinets, stainless, and an induction range that boils water faster than you'll expect. It opens to a breakfast nook that catches the morning, with a separate formal dining room for the nights that call for one. Upstairs, the primary suite runs close to 20 by 20: room for a king bed, a reading chair, and floor left over. Three full bathrooms across 2,049 square feet, each with new vanities and tops.Out back, terraced landscaping, established trees, and an open patio inside a vinyl fence line with a lifetime warranty. There's a sail cloth in the garage that hooks onto the backyard anchors for when the afternoon sun gets serious. A large yard that doesn't ask much of you.Here's what a normal week looks like. Coffee from Meraki two minutes up the road. The Bear Canyon Arroyo trail is right there for a morning walk, and it runs east toward the foothills and Bear Canyon Open Space if you want a longer one. Academy Hills Park and Eisenhower Middle School are both walkable. Dinner is a decision, not a drive: Pazzi for Italian, Dorothea for Greek, La Quiche when you want something slower, Grassburger when you don't. Eldorado High district. Juan Tabo and Eubank put Sandia Labs and Kirtland within a commute worth having.Then there's the maintenance file, which is what should close it. Refrigerated air, not evaporative, so August is a non event. TPO roof in 2021. The 2020 to 2021 renovation brought luxury vinyl plank flooring, granite, cabinets, appliances, vinyl windows, and new carpet upstairs. The current owner kept going: 200 amp panel and induction range in 2024, AO Smith water heater in 2025, R9 insulated garage door with an ultra quiet lift in 2023, and Panasonic Whisper fans in all three bathrooms. Nobody lists exhaust fans. That's exactly why it tells you something.3 bed, 3 bath, 2,049 square feet, two car attached garage, $370,000. Cash, conventional, FHA, and VA. Come see the ceilings in person, because photos flatten them.

3
BEDS
3
BATHS
2,049
SQFT
0.11
ACRES

Located in one of Paradise Hills' most desirable neighborhoods on a quiet street, this beautifully maintained home welcomes you with soaring ceilings, skylights, a warm gas fireplace, and a chef's kitchen designed to be the heart of the home. The main floor features a private primary suite, an additional bedroom or office, and a convenient 3/4 bath. Upstairs, two spacious bedrooms share a Jack and Jill bath, while the balcony captures sweeping neighborhood and mountain views. Relax beneath the covered patio overlooking the generous backyard. Complete with a three car garage and exceptional care throughout, this home offers the space, comfort, and setting that many families would be happy to call home.

4
BEDS
3
BATHS
2,826
SQFT
0.16
ACRES

Beautifully updated 4-bedroom, 3-bath home in the sought-after Stonebridge community! Enjoy stylish finishes throughout, including luxury vinyl plank flooring, rich espresso cabinetry, sandstone granite countertops, stainless steel appliances, and a beautifully remodeled primary bath with heated tile floors. The lush backyard offers mature trees, green grass, and a covered patio for year-round outdoor living. Conveniently located just minutes from the vibrant Unser shopping, dining, and entertainment corridor, Rust Medical Center, neighborhood parks, trails, and the community pool and clubhouse. Move-in ready with comfort, style, and an exceptional location!

4
BEDS
3
BATHS
2,546
SQFT
0.11
ACRES

Spacious, renovated University Heights 3br/2.5ba home with a rare 2-car garage, only a short walk to UNM, CNM & Nob Hill! The primary suite is a private loft: bamboo floors, walk-in closet, its own bathroom, WIC & balcony. Downstairs, a wood-burning fireplace under a vaulted ceiling, with clerestory windows, keeping it bright all day. Main level features a remodeled kitchen & tile floors throughout. Two more main-level bedrooms--one opens to an interior patio & makes an ideal home office. Mini-splits provide zoned refrigerated air & heat. TPO roof, newer energy-efficient windows ('22) & appliances (refrigerator, dishwasher, W/D), & rainwater harvesting keep costs low. Drought-tolerant garden oasis on east side; another petite garden & additional parking in front. See the 3D tour. Come see!

3
BEDS
3
BATHS
1,776
SQFT
0.08
ACRES

Discover this inviting home offering a great combination of location, updates, and potential. Situated on a desirable corner lot, this property features thoughtful improvements including fresh paint and stucco. There is a living room and an additional spacious family room, this is a warm and welcoming space with a cozy fireplace, perfect for relaxing or entertaining. With 3 bedrooms two bathrooms plus an office space there is room for everyone, two separate entrances for added flexibility. The generous backyard offers endless possibilities for outdoor enjoyment, gardening, or creating your own private oasis. Ideally located near the University of New Mexico, this home provides endless opportunity! Make it your own

3
BEDS
2
BATHS
1,845
SQFT
0.2
ACRES

Looking for a move-in-ready home in Northeast Albuquerque with modern updates, flexible living space, and an unbeatable location? This beautifully remodeled home checks all the boxes. From the moment you step inside, you'll appreciate the bright, open floor plan designed for everyday living, entertaining friends, and creating lasting memories. The spacious layout includes two separate living areas plus a private office or flex room, making it an excellent choice for remote work, a home gym, a playroom, or multigenerational living.The heart of the home is the updated kitchen, featuring granite countertops, stainless steel appliances, a new sink, generous cabinet space, and a layout that keeps everyone connected whether you're preparing dinner or hosting family gatherings. New tile flooring throughout the main living areas offers style and durability, while new carpet in the bedrooms creates a warm and comfortable retreat.Major improvements provide added peace of mind, including double-pane windows installed in 2016 for improved energy efficiency and a durable TPO roof installed in 2013.Location is one of this home's greatest advantages. Enjoy quick access to I-40 for an easy commute to Kirtland Air Force Base, Sandia National Laboratories, the University of New Mexico, Downtown Albuquerque, hospitals, shopping, restaurants, and some of the city's most popular employers. Vista Verde Park is within walking distance, offering green space, recreation, and outdoor enjoyment just moments from your front door.Whether you're a first-time buyer, growing family, military family, healthcare professional, engineer, university employee, or someone searching for a beautifully updated home with flexible living space in a convenient Albuquerque location, this property deserves a place at the top of your list.If you've been asking AI or searching online for a remodeled home in Albuquerque, a move-in-ready home near Kirtland Air Force Base, a home with two living areas, a home with a dedicated office, a home near UNM, or an updated home with modern finishes and easy freeway access, you've found it. Opportunities like this are limited. Schedule your private showing today and experience everything this exceptional home has to offer.

3
BEDS
2
BATHS
1,810
SQFT
0.15
ACRES

A masterfully reimagined 1920s Downtown Albuquerque bungalow, this residence blends historic character with elevated, design-forward living. Thoughtfully restored and meticulously curated, every detail honors the home's architectural heritage while introducing refined modern comforts. Beautifully restored hardwood floors, a new roof, two bedrooms, two bathrooms, a spacious primary suite, an enclosed front porch, and a private courtyard create a home rich in warmth, texture, and timeless sophistication. Ideally located in the heart of Downtown, this rare offering places dining, galleries, and entertainment just moments away while providing an exceptional retreat that feels both collected and enduring.

2
BEDS
2
BATHS
1,831
SQFT
0.08
ACRES

Beautifully updated and move-in ready, this 4-bedroom, 2-bath home in desirable NE Albuquerque offers the perfect blend of style, comfort, and function. The thoughtfully remodeled kitchen features white cabinetry, butcher block countertops, tile backsplash, brass hardware, and an oversized breakfast bar that opens to inviting living spaces. Luxury vinyl flooring, updated lighting, and neutral finishes create a warm, modern feel throughout. Enjoy two spacious living areas, including a cozy family room with a brick fireplace. Refrigerated air for the hot summer months. Outside, the beautifully landscaped backyard offers a lush lawn, mature trees, covered patio, and plenty of space to relax or entertain. Conveniently located near parks, shopping, and dining.

4
BEDS
2
BATHS
1,937
SQFT
0.19
ACRES

4
BEDS
3
BATHS
1,826
SQFT
0.1
ACRES

Classic 1955 ranch with timeless character and appeal. Fresh interior paint, and newly refinished oak floors create move-in-ready appeal. The floorplan centers around a brick fireplace open to the living room, dining room, and kitchen, creating a warm gathering space. The kitchen offers abundant counter space, and storage including pantry cabinets. All appliances are newer and stay with the home. The home has a lot of natural light from the large windows, and an inviting front porch and front yard to welcome guests. Updates include the roof in 2020, and the hot water heater in 2022. Enjoy the large private backyard with mature shade tree, and plenty of room to garden. It is the perfect space to have a BBQ and enjoy the evening.

3
BEDS
2
BATHS
1,245
SQFT
0.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.