Albuquerque / FHA Eligible Homes in Albuquerque

FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 983 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome home to this beautifully updated 2-bedroom, 2-bath gem in the highly sought-after Vista del Norte community! ***Seller offering $5,000 in closing cost assistance, to include a rate buy-down! Offering 1,191 square feet of thoughtfully designed living space, this charming home features brand-new stainless steel appliances, stylish new flooring, and a new TPO roof for added peace of mind. The bright, open layout creates a warm and inviting atmosphere, while the spacious primary suite offers direct access to a private walled backyard, perfect for enjoying your coffee or relaxing under New Mexico's beautiful skies. Complete with a 2-car garage and an unbeatable location near parks, shopping, restaurants, and convenient access to I-25, this move-in-ready home is the perfect combination of comfort, style, and convenience. Don't miss your chance to make it yours!

2
BEDS
2
BATHS
1,191
SQFT
0.1
ACRES

Welcome to this well-maintained, one-owner 3-bedroom, 2-bath home in Academy Acres! The spacious living room features a cozy wood-burning fireplace opens to the dining area, creating an inviting space for everyday living and entertaining. The kitchen offers abundant cabinet storage, generous counter space, and a separate laundry room. Beautifully landscaped front and back yards provide year-round enjoyment, while the expansive rear deck is perfect for relaxing or entertaining. Conveniently located near a neighborhood park and approximately one block from an elementary school. Offered as-is, this lovingly cared-for home is ready for your personal touches, presenting a wonderful opportunity to add your personal touches to create the home that you have been searching for. Schedule today.

3
BEDS
2
BATHS
1,884
SQFT
0.28
ACRES

**Seller is very motivated! Bring offers!** Tucked in the sought-after Thomas Village neighborhood, this expansive HOA-exempt property sits on an oversized lot of over 1/3 acre- literally steps from the Paseo del Bosque bike path and Bosque trail system and surrounded by incredible, unique North Valley homes! With over 2,700 square feet, 4 bedrooms, 2.5 bathrooms, 2 separate living spaces, and 2 fireplaces, there is a ton of space to enhance and refine. The home sits on plenty of space for a guest house, a dream yard/garden, or both. This is a home that needs work and renovations- And for the right buyer willing to invest time, love, and vision, the opportunity is exceptionally compelling. A rare chance to acquire a property in a premier location and realize extraordinary value in one of Albuquerque's most desirable corridors. Schedule a showing and come envision your dream home today!

4
BEDS
3
BATHS
2,614
SQFT
0.37
ACRES
$424,990
-19,190$ 08/14

Welcome to the popular Verbena floorplan, offering a bright open-concept design perfect for both everyday living and entertaining. The thoughtfully designed layout features spacious living areas, a modern kitchen, and low-maintenance living so you can spend more time enjoying your home. Residents also have access to exceptional community amenities, creating the perfect blend of comfort, convenience, and lifestyle. Don't miss the opportunity to own a beautiful new home in this desirable community!

3
BEDS
3
BATHS
1,787
SQFT
0.1
ACRES

Experience the pinnacle of multigenerational living in this rare, one-of-a-kind D.R. Horton Verbena plan in Montage at Mesa Del Sol. This pristine, brand-new home offers an unmatched layout featuring 3 bedrooms, and all 3 have full bathrooms--providing ultimate privacy and comfort for everyone.The vibrant Mesa Del Sol neighborhood brings entertainment right to you with community concerts, seasonal festivities, and parks. Enjoy a seamless commute to Kirtland Air Force Base, while premier shopping, dining, and entertainment at ABQ Uptown and Winrock are just minutes away.With its perfect blend of space, luxury, and location, this home is a must-see. Schedule your private showing today!

3
BEDS
3
BATHS
1,787
SQFT
0.1
ACRES

Striking Southwest contemporary in the heart of Sombra del Monte. From the street, the bold angled roofline & soaring wall of windows set this home apart. Inside, vaulted ceilings & bright natural light fill the open living space, anchored by a classic terrazzo fireplace. The remodeled kitchen shines with rich cabinetry, gold hardware, granite counters, a built-in oven, a gas cooktop, & built-in wine bar. A spacious bonus room, flex or 4th bedroom & space give you room to work, create, or relax. Enjoy a comfortable primary bedroom & an updated bath. Out back, a private fenced backyard offers easy-care desert landscaping & a patio for sunny days. Two-car garage and a central spot near shopping, dining, & the Sandia foothills. Homes with this much character are rare. Come see it for yours

3
BEDS
2
BATHS
2,141
SQFT
0.21
ACRES

Brand New D.R. Horton Home in Montage at Mesa Del Sol! Welcome to the Lemongrass plan, a stunning new construction home in Albuquerque's premier master-planned community. Designed for modern living, this home offers an elevated urban lifestyle. This prime location ensures quick commutes, sitting just 15 minutes from Kirtland AFB and Sandia National Labs. Enjoy endless entertainment nearby at Netflix Studios and the First Financial Credit Union Amphitheater, with premier shopping and dining just a short drive away at ABQ Uptown and Winrock. Experience the perfect blend of luxury and convenience in Albuquerque's hottest new neighborhood. Schedule your tour today!

3
BEDS
3
BATHS
1,850
SQFT
0.1
ACRES

PRICE DROP! Don't sleep on this GREAT opportunity! Beautifully remodeled NE Heights park side home with park views from a living room and lots of light! 2026 Updates include Refrigerated Air, Windows, Stucco, LVP floors, trim, Recessed Lighting, Maple Interior Doors, Kitchen Appliances, cabinetry and Quartz countertops with bar seating, Expanded Shower with Gorgeous Tile, Skim trowel finish on walls, Level 5 paint finish on some ceilings, and Landscaping! Elegant French doors open from a Huge living room with a fireplace to a tiled covered patio. Backyard walls raised for added privacy (2026), Mountain Views, Evening Shade, mature trees and flexible space for a dog run etc. The primary bedroom has private backyard access. Newer Electrical, Big Driveway, across from a park, close to I-40, step foot in your next home today!

3
BEDS
2
BATHS
1,700
SQFT
0.18
ACRES

Spacious 5 bd, 4 ba 4cg home offering .51 ac landscaped grounds with room to live, entertain, and grow. Nearly every major component has been updated TPO roof, refrigerated HVAC system, flooring, cabinetry/vanities quartz countertops new interior doors and trim, 7 new windows, and smart home feat nest thermostats usb receptacles, ev charger, vivant alarm. Welcome home to your private adobe courtyard. Floor to ceiling windows invite lots of natural light into the updated open kitchen & living room highlighted by a stunning two-way fireplace .Designed with flexibility in mind, this home features two primary suites, making it ideal for multigen living, private guest quarters, or separate teen suites. The versatile floor plan offers endless possibilities to suit your lifestyle. W/ options to

5
BEDS
4
BATHS
2,999
SQFT
0.51
ACRES

Cozy and inviting townhome offering 3 bedrooms, 2 bathrooms, plus a spacious converted garage that can serve as a 4th bedroom, home office, gym, or flex space. The converted room features brand-new carpet, adding comfort and versatility to the home. The functional floor plan is move-in ready while still offering opportunities to make it your own. Seller is offering **$5,000** toward the buyer's closing costs, interest rate buy-down, or cosmetic upgrades--use it however you choose! Conveniently located near shopping, dining, parks, schools, and easy freeway access, this home is packed with value and flexibility.

3
BEDS
2
BATHS
1,315
SQFT
0.07
ACRES

Beautifully maintained home in the desirable Northeast Heights! This property offers the perfect blend of comfort, style & convenience. Step inside to a light-filled floor plan with spacious living areas, soaring ceilings & new carpeting throughout.The kitchen features ample cabinetry, generous counter space & a quaint breakfast nook--perfect for casual dining.The 310 sq. ft. primary suite is a true retreat with room for a sitting area or private relaxation space. The en-suite bath completes the owner's suite. Additional bedrooms are well-sized & versatile.Enjoy outdoor living, ideal for relaxing or entertaining. Near parks, trails, shopping, dining & top-rated schools.A rare Northeast Heights find--don't miss this opportunity!

4
BEDS
2
BATHS
2,249
SQFT
0.32
ACRES

Beautifully 4 bedroom 2 bathroom recently remodeled new kitchen cabinets, interior painting and exterior stucco , upgrade bathrooms with decorative ceramic tile. MUST SEE IT TO APPRECIATEshort distance to elem. and middle school,close to shopping great area to live in

4
BEDS
2
BATHS
1,449
SQFT
0.14
ACRES

Welcome to 2800 Duranes Rd NW in Albuquerque! New Metal Roof and HVAC Combo unit in 2026! This beautifully updated home blends modern style with charm in a highly desirable location. The stunning remodeled front exterior creates incredible curb appeal from the moment you arrive. Inside, you'll find tasteful updates throughout along with a versatile bonus area perfect for a second living space, office, gym, playroom, or entertainment area. The home offers a bright and inviting layout with modern finishes and comfortable living spaces designed for everyday living and hosting. Conveniently located near parks, restaurants, shopping, and easy access to I40 and everything Old Town Albuquerque has to offer. Don't miss your opportunity to own this move-in ready gem!

3
BEDS
2
BATHS
1,613
SQFT
0.19
ACRES

Rarely does a property of this caliber become available--nestled against the Rio Grande Bosque with direct access to miles of scenic nature and equestrian trails. Imagine lush gardens, peaceful walks beneath towering cottonwoods, or horseback rides just beyond your backyard in one of the area's most coveted settings.Rich in authentic Southwestern charm, this exceptional residence showcases a durable TPO roof, private entry courtyard, regal double-door entrance, welcoming foyer, soaring wood-beam ceilings, and two inviting wood-burning kiva fireplaces. Brand-new LED lighting and stylish contemporary fixtures brighten he home while adding a fresh, sophisticated touch throughout.

3
BEDS
3
BATHS
3,363
SQFT
0.43
ACRES

Popular La Cueva community, single story, tiled roof with many major recent updates - roof 2025, garage opener 2024, AC/furnace 2020. Newer concrete driveway as well. Well maintained. All appliances stays (refrigerator, washer and dryer) . Nursery room adjoin Master bedroom can be a private office or convert into 4th bedroom. Only one block away from North Domingo Baca park / community center. (with Tennis court, dog park, skatepark, playground, handball court, bocce courts, swimming pool under construction....). Mature and quiet community. Near shopping center - Smith, Kohl's, Big 5, Ross, Chili's, Dion, El Patron, Thai Spice, Weck's, Tula's Kitchen, Flying Star, Vintage 423, Panera Bread, Chick-fil-A..... 3 minutes to I-25 Freeway. Half blocks away to La Cueva High, 2 blocks away from Desert Ridge Middle School.

3
BEDS
2
BATHS
1,830
SQFT
0.11
ACRES

Welcome to this beautifully updated 3-bedroom home where modern style meets everyday comfort. Conveniently located near parks, shopping, dining, and I-40, this move-in-ready home offers exceptional value with high-end finishes throughout. The stunning kitchen features soft-close cabinetry, quartz countertops, and stainless steel appliances. Recent upgrades include Renewal by Andersen windows, updated flooring and lighting, a newer TPO roof, upgraded electrical, newer water heater, and energy-efficient mini-split HVAC systems. The remodeled bath offers a subway tile tub/shower, dual vanities, custom mirrors, and designer lighting. French doors lead to a spacious backyard with low-maintenance turf, covered and open patios, custom side gates, and a storage shed.

3
BEDS
1
BATHS
1,100
SQFT
0.15
ACRES
$415,000
-15,000$ 08/10

Enjoy evenings on the patio, with no neighbors behind you and open space just beyond.On a quiet side street in coveted Montecito Estates, this 3-bed, 2.5-bath home has been meticulously maintained by its original owners. Rare privacy meets the upgrades buyers want most: owned solar, a 3-car garage, tankless hot water, and a whole-house water softener.Upstairs, a versatile loft office adds flexible space, and the primary suite offers two walk-in closets. The backyard is a private retreat with a pond and waterfall, raised garden beds, a fenced dog yard, and auto-timed irrigation for easy upkeep. Newer appliances, efficient windows, and lifetime-warranty gutters complete the home.Beyond the home, Montecito Estates offers a community center, pool, four parks, a playground, walking trails, and regular community events. Best of all, the neighborhood sits right along the Petroglyph National Monument, with trails and open space just footsteps away, plus quick highway access.Move in ready and then some, three premium mounted TVs convey. All that's left is to make it your own.

3
BEDS
3
BATHS
2,065
SQFT
0.12
ACRES

Charming 3-bedroom, 2-bath adobe-style home with Southwestern flair! Curb appeal shines with low-maintenance desert landscaping of gravel and river rock. Inside, enjoy an open-concept layout with rich and sleek flooring. The spacious living room effortlessly flows into the dining area and kitchen which features elegant cabinetry, granite counters, stainless appliances, and a breakfast bar. Three bedrooms include a primary suite with en-suite bath. A second full bath and convenient laundry room complete the interior. Outside, relax on the covered patio with wooden beams and enjoy the large backyard with open space for enjoyment and/or entertaining. Ideal for those seeking comfort and functionality in Vista Del Norte neighborhood! Carpet credit of $3,000.

3
BEDS
2
BATHS
1,282
SQFT
0.16
ACRES

Amazing North Valley home in the highly sought-after gated Symphony community! This beautiful 3-bedroom, 2.5-bath home offers classic Southwestern charm with a cozy kiva fireplace, beautiful vigas in the living room, and a welcoming front courtyard. The open-concept floor plan is perfect for entertaining, while the spacious loft and additional bonus room provide endless possibilities for a formal dining room, home office, art studio, or flex space. Enjoy year-round comfort with refrigerated air, walk-in closets in every bedroom, an oversized pantry, and a beautifully landscaped xeriscape backyard complete with raised planters for your own garden. This home perfectly blends comfort, character, and functionality in one of the North Valley's most desirable gated communities.

3
BEDS
3
BATHS
2,263
SQFT
0.15
ACRES

Spacious and full of character, this 4-bedroom, 3-bath home offers room for everyone with oversized bedrooms, multiple living spaces, and cozy wood floors. Enjoy both living and family rooms, a dedicated dining area, and a unique billiards room perfect for entertaining. The upgraded kitchen, remodeled in 2020, serves as the heart of the home. Outside, a private backyard retreat features a pergola, raised flower beds, mature trees, and established landscaping. A rare opportunity in a convenient Albuquerque location.

4
BEDS
3
BATHS
2,800
SQFT
0.14
ACRES

Step into this beautifully maintained 4-bedroom, 3-bathroom home offering the perfect blend of space, style, and comfort. From the moment you walk in, you're welcomed by a stunning high-entry foyer with an impressive loft overlooking below, creating an open and inviting feel. The spacious living area features brand new wood flooring, while the kitchen is equipped with new appliances ready for everyday living and entertaining. With generous bedroom sizes, plenty of functional space throughout, and pride of ownership evident in every detail, this move-in ready home is a rare find. A must-see opportunity you don't want to miss!

4
BEDS
3
BATHS
2,176
SQFT
0.12
ACRES

RENT ME NOW WITH OPTION TO BUY ME LATER! $2500/MONTH. Welcome to this well-maintained 3-bedroom, 2-bath townhome offering approximately 1,611 square feet of comfortable living in a desirable Northwest Albuquerque neighborhood. The inviting floor plan features spacious living areas filled with natural light, creating an ideal space for both relaxing and entertaining. The kitchen offers generous cabinet and counter space, while the private primary suite includes an en-suite bath and ample closet storage. A two-car garage, private patio, and low-maintenance yard add to the home's everyday convenience. Thoughtfully cared for and move-in ready, this home combines comfort, functionality, and an excellent location close to shopping, dining, parks, and everyday amenities.

3
BEDS
2
BATHS
1,586
SQFT
0.1
ACRES
$499,000
-16,000$ 08/07

A must-see, unique 3-bedroom (possibly 4-bedroom) and 3-bath home! The open concept kitchen and living area is filled with natural light from N, E, and W-facing windows. The kitchen has granite countertops and well-kept cabinetry with pull-out shelving. Hardwood floors accent the main level, the downstairs rooms are recently re-carpeted. Spacious bedrooms feature mirrored sliding-door closets, and one downstairs bedroom provides private exterior access. Enjoy the large front porch- perfect for relaxing on cool evenings, two patios (covered and open), an expansive xeriscaped backyard, oversized 2-car, double door garage with abundant shelving, double-pane windows, ample parking for up to 6 cars, and a convenient laundry chute from the main floor to the basement! Schedule a showing today!

3
BEDS
3
BATHS
2,125
SQFT
0.23
ACRES

Come check out this beautifully updated 2-bedroom home perfectly priced and conveniently located close to everything!Recently renovated additional heated and cooled living space, thoughtfully converted from previously underutilized area, providing valuable additional square footage and flexibility for a variety of uses.Step inside to find fresh interior paint, refinished hardwood floors, and a fully updated bathroom. The kitchen has been thoughtfully upgraded with granite countertops, and modern lighting throughout.Additional highlights include a brand-new gas water heater, making this home truly move-in ready.Don't miss your chance this is the one!

2
BEDS
1
BATHS
871
SQFT
0.16
ACRES

Spacious 2-story home with 4 bedrooms, 2.5 baths, and a 2-car garage. Located in the sought-after Volcano Vista, Tony Hillerman, and Tierra Antigua school district. Features a large backyard patio and storage shed. Move-in ready with plenty of room to grow.

4
BEDS
3
BATHS
2,413
SQFT
0.1
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.