Albuquerque / FHA Eligible Homes in Albuquerque

FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 981 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Charming, well kept 2 bedroom condo featuring gorgeous eastern mountain views! This pristine home offers that perfect cozy retreat with a classic wood-burning fireplace in the living area and a private porch ideal for enjoying the morning sunrise over the mountains. Enjoy year-round comfort with efficient refrigerated air. Located just minutes from shopping centers and daily conveniences. This low-maintenance gem is in excellent condition and ready for its next owner. Schedule your tour today!Refrigerated air new within the last 2 years. Washer dryer, stove and kitchen exhaust fan all purchased within the last 9 months.

2
BEDS
1
BATHS
764
SQFT

This turnkey home on a large lot provides secure, private living with convenient access to nearby dining, culture, outdoor recreation, the Rio Grande, great schools, & amenities. The kitchen boasts a chef's layout with stainless appliance suite, granite counters, & open concept to breakfast room, living area, & family room. Glowing wood floors add warmth & character while fresh white walls are a perfect canvas for your interior style. The living room features a fireplace, & multiple flex spaces. Enjoy al fresco living from the sunroom or covered patio, overlooking a spacious backyard--perfect for entertaining, fur family, and growing your own oasis! Detached garage with ample space. Recent roof replacement (2025) & newer water heater.

3
BEDS
2
BATHS
2,319
SQFT
0.35
ACRES

Improved price on this Beautifully updated Northeast Heights home featuring 3 bedrooms, 2 baths, and 1,631 sq ft of versatile living space. The renovated kitchen offers updated electrical, stainless-steel appliances, a gas range, a center island, a breakfast bar, and abundant counter space. A stunning custom fireplace wall, rich wood accents, French doors, and updated flooring create warmth and character throughout. Multiple living areas include a spacious bonus room ideal for a second living area, office, gym, or playroom. Major upgrades include a metal roof (2020), remodeled bathrooms, new sewer line and cleanouts (2023), and new water heater (2024). Conveniently located near Uptown, parks, shopping, dining, schools, and I-40.

3
BEDS
2
BATHS
1,631
SQFT
0.15
ACRES

Well maintained condo with bright open floor plan. Kitchen has newer Stainless steel appliances. Many updates including fixtures and hardware. Newer blinds and screens throughout. Recent fresh paint touch ups too. HOA covers water,trash,sewer,landscaping,stucco and roof. Refrigerated air and one car garage with storage.

2
BEDS
2
BATHS
1,176
SQFT

Welcome to this warm and inviting 3-bedroom, 2-bath home conveniently located on a cul-de-sac. Offering a nice layout, comfortable living spaces, and plenty of natural light, this home is designed for easy everyday living. The spacious backyard provides ample room for entertaining, gardening, pets, or simply enjoying the outdoors, appreciate the nearby petroglyphs, scenic walking trails, and open spaces, offering endless opportunities to enjoy beautiful walks and explore the natural beauty of the area.

3
BEDS
2
BATHS
1,477
SQFT
0.13
ACRES

Don't miss your opportunity to own this well-maintained, one-owner home in one of Northeast Albuquerque's most desirable neighborhoods! Ideally located just minutes from La Cueva High School, this property offers the perfect combination of comfort, convenience, and pride of ownership.Lovingly cared for by its original owner, the home features a recently installed hot water heater, updated flooring and kitchen, providing added value and peace of mind. The functional layout offers comfortable living spaces with endless potential to make it your own.Enjoy a quiet, established neighborhood with convenient access to top-rated schools, parks, shopping, dining, and everyday amenities.

3
BEDS
2
BATHS
1,523
SQFT
0.11
ACRES

What a great Mossman townhouse--connected only at the garage with no HOA! Windows on all sides fill the home with abundant natural light, while the open floor plan and spacious rooms create exceptional living spaces. Soaring ceilings highlight the living and dining rooms, and the well-designed layout offers excellent bedroom separation for maximum privacy. Features include luxury vinyl flooring, a large family room/den with fireplace, a double-car garage, and a lovely backyard perfect for relaxing or entertaining. Conveniently located near shopping, restaurants, and everyday services, this home offers comfort, style, and an outstanding location.

2
BEDS
2
BATHS
1,968
SQFT
0.11
ACRES

Don't wait long to see this freshly remodeled and thoughtfully planned home with 4 bedrooms, an office with its own door that leads to patio-possibly 5th bedroom. This home has new light fixtures, 2 fully upgraded bathrooms that include new exhaust fans, toilets, sinks, showers, fixtures and an enlarged hall bath. The primary closet has also been enlarged. There are new doors, kitchen appliances, cabinets and flooring, paint and stucco, electric water heater and recessed lights that double as night lights. PLUS, behind the scenes- sealed and repaired roof, new roof insulation, plumbing in bathrooms, ducts have also been cleaned repaired and sealed. Outside the beautiful covered porch and wall take care of the final touches to this home. All you need is landscaping

4
BEDS
2
BATHS
1,856
SQFT
0.23
ACRES

Fully remodeled and move-in ready! This beautifully updated 4-bedroom, 2-bath Northeast Heights home blends modern finishes with timeless style. The stunning kitchen features white shaker cabinets, quartz countertops, subway tile backsplash, stainless steel appliances, and abundant storage. Updated windows, flooring, lighting, fixtures, and designer touches create a bright, cohesive feel throughout. The spacious primary suite offers a beautifully renovated bath with dual sinks and contemporary finishes. Outside, enjoy refreshed curb appeal, low-maintenance landscaping, mature shade trees, and space to relax or entertain. Sellers obtained a pre-listing appraisal, providing added confidence in the home's value. Conveniently located near shopping, dining, parks, schools, and commuter routes.

4
BEDS
2
BATHS
2,235
SQFT
0.3
ACRES

Reduced Price! Welcome home! 6016 Whisperwood Ct. NE is nestled in a quiet cul-de-sac in the heart of the NE Heights! This adorable 2 bed, 2 bath townhome offers a spacious floor plan with an updated kitchen including countertops, backsplash, and appliances. There is new carpet downstairs and fresh paint throughout the home. Located near parks, shopping, and just a few blocks from a golf course! Don't miss this move-in-ready home in a desirable, established neighborhood! Property is just 5 minutes from I-25, and best of all, NO HOA!!* Please note that some images have been digitally altered and virtually staged to show potential options.

2
BEDS
2
BATHS
1,637
SQFT
0.1
ACRES

Charming home in the highly desirable University area! This well-maintained property features 2 spacious bedrooms, including a comfortable primary suite, and a large, updated bathroom layout with recent upgrades to both baths. Enjoy convenient backyard access--perfect for entertaining, extra parking, or future possibilities. Located in a walkable, vibrant neighborhood just minutes from UNM, downtown, dining, shopping, and entertainment. Whether you're looking for a primary residence or investment opportunity, this home offers location, comfort, and lifestyle all in one!

2
BEDS
2
BATHS
1,080
SQFT
0.18
ACRES

PRICE IMPROVEMENT! Big updates, beautiful spaces, and an unbeatable location--this move-in-ready 3-bedroom, 2-bath home checks all the boxes! The sellers have already tackled many of the costly improvements, including a new roof, furnace, flooring, toilets, washer and dryer, and kitchen appliances in 2020; a new privacy fence in 2021; and conversion to refrigerated air in 2022. Inside, you'll love the bright, open floor plan, no carpet, and comfortable everyday living spaces. Outside, enjoy scenic views, a private backyard, and a shaded patio perfect for relaxing or entertaining. No HOA! Ideally located near Cottonwood Mall, popular shopping and dining, Tres Placitas Park, Rust Medical Center, and the Multigen Center, with quick access to major commuter routes. Just unpack and enjoy life!

3
BEDS
2
BATHS
1,543
SQFT
0.15
ACRES

Welcome to 709 Noah Ave SW! This well-maintained home features fresh interior paint throughout, creating a bright and inviting atmosphere. Recent updates include a brand-new front door and new back door, adding both curb appeal and functionality. The refreshed interior offers a clean, move-in-ready feel, making it easy for new owners to add their personal touch. Conveniently located with easy access to local amenities, shopping, dining, and schools. Don't miss this opportunity to own a beautifully updated home in Southwest Albuquerque!

3
BEDS
3
BATHS
1,860
SQFT
0.1
ACRES

This stunning home built in the highly desirable North Valley is move-in ready and waiting for its new owner! Thoughtfully designed with modern finishes, exceptional craftsmanship, and an abundance of natural light, this home offers the perfect blend of style and functionality.The open-concept living space seamlessly connects the gourmet kitchen, dining area, and great room--ideal for both effortless everyday living and entertaining guests. The spacious primary suite is a true retreat, featuring a luxurious en-suite bath with a large soaking tub, separate shower, and a generous walk-in closet. Two additional bedrooms provide excellent flexibility for all..Additional highlights include a massive 2-car garage with plenty of room for vehicles or an additional area for storage ..

4
BEDS
2
BATHS
1,888
SQFT
0.12
ACRES

Welcome home to this spacious and beautifully designed seven-bedroom home offering room for everyone and everything. There are 2 primary suites, one up and one down. Large closets throughout & featuring three full bathrooms, two living areas, formal dining room and large well-appointed kitchen, this home is ideal for both everyday living and entertaining. The lush backyard is a private retreat filled with colorful flowers and the greenest grass you have ever seen. A charming gazebo, and an outdoor kitchen perfect for gatherings year-round. The 3 car garage provides ample storage & parking. Combing generous living spaces with exceptional outdoor amenities, this property offers comfort, functionality & endless possibilities.

7
BEDS
3
BATHS
4,724
SQFT
0.16
ACRES

Welcome to this beautifully upgraded 1-bedroom, 1-bath condo located in the highly desirable gated Rancho Mirage community. Situated on the second floor of a charming four-plex, this well-maintained home offers a spacious and functional floor plan filled with natural light. The inviting living room flows seamlessly into the dining area and kitchen, creating an open and comfortable living space perfect for everyday living or entertaining.The generously sized primary suite features a large walk-in closet and an updated bathroom with modern finishes. Step outside to your private covered patio and enjoy Albuquerque's famous Balloon Fiesta as colorful hot air balloons drift across the sky.

1
BEDS
1
BATHS
827
SQFT
$820,000
-30,000$ 08/14

This beautiful home is available once again after a pending sale. The previous sale was unable to move forward, so here's another opportunity to make this home yours!Step in to this beautiful home nestled on a family-friendly cul-de-sac in Vineyard Estates. Featuring over 3,600 square feet of thoughtfully designed living space, this exceptional residence is highlighted by a stunning heated in-ground pool, hot tub and covered patio with great mountain views--creating the ultimate backyard oasis for relaxation, entertaining, and making lasting memories.Inside, you'll find 4 bedrooms, 3 full baths, and a versatile office/flex room that can easily serve as a fifth bedroom, playroom, or hobby space. The open floor plan showcases soaring ceilings, multiple living areas, and abundant natural light throughout. The main-level primary suite offers a private retreat with generous proportions and a spa-inspired bath.The well-equipped kitchen features granite countertops, stainless steel appliances, a large island, and ample space for gathering, dining, and entertaining. Additional highlights include two fireplaces, a 3-car garage, thermal windows, and bubble drip irrigation systems that make the beautifully landscaped yard effortless to maintain.Conveniently located near top-rated schools, parks, shopping, dining, and outdoor recreation, with Paseo del Norte just minutes away for quick access throughout the city, this home offers the perfect blend of comfort, functionality, and serene living in one of Albuquerque's most sought-after Northeast Heights neighborhoods.

4
BEDS
3
BATHS
3,649
SQFT
0.26
ACRES

Priced Great for this Exceptional Del Webb at Mirehaven. ABQ'S Premier 55+ active adult community. This 3-bedroom, 2.5-bath home offers an open-concept floor plan with wood grain tile throughout. The spacious kitchen features stainless steel appliances, abundant cabinetry, and a large island overlooking the living and dining spaces. The private primary suite offers large soaking tub, shower, dbl vanities and huge walk in closet. The additional bedrooms are spacious and separated from the primary suite. Enjoy outdoor living on the covered patio overlooking the fully landscaped backyard. The oversized garage provides additional storage and workspace. Del Webb residents enjoy resort-style amenities including a clubhouse, fitness center, pool, pickleball courts, walking trails, and a vibrant social calendar.

3
BEDS
3
BATHS
2,026
SQFT
0.18
ACRES

Luxury living in a private gated community within a highly desired La Cueva school district! This FHA approved, beautifully updated two-story end-unit condo features 2 bedrooms, each with a private bath, plus a versatile loft. The 2.5 bathrooms have been thoughtfully updated with beautiful countertops, sinks, and flooring.Enjoy updated lighting, luxury vinyl flooring. The kitchen showcases gorgeous granite countertops, new appliances, and custom Hunter Douglas Blinds. Relax in the backyard with a shaded gazebo and extended patio with stunning city sunset views. Large 2-car garage with epoxy flooring. End-unit location offers added privacy and convenient parking. HOA covers water, sewer, trash, weekly landscaping, roof, stucco, exterior building maintenance, and common areas.

2
BEDS
3
BATHS
1,293
SQFT
0.03
ACRES

Discover the space and flexibility you've been looking for in Albuquerque's desirable South Valley! Situated on a generous half-acre lot, this ranch-style property offers endless possibilities with a spacious main residence and an attached casita--ideal for multigenerational living, guests, rental income, or a private home office. The main home features 4 bedrooms and 2 bathrooms with a functional floor plan designed for comfortable everyday living. Warm brick flooring, abundant natural light, and unique Southwestern character create an inviting atmosphere throughout. The living area showcases a striking painted brick accent wall and fireplace feature, while large windows bring in plenty of sunshine and views of the surrounding property. The attached casita includes its own bedroom and

5
BEDS
3
BATHS
2,255
SQFT
0.5
ACRES

Full RV Hookups! Rare Los Ranchos/ Griegos custom home featuring oversized RV parking, backyard access, and full RV hookups with water, sewer, and electricity. This brand-new custom residence blends modern Tuscan elegance with rustic charm and showcases custom finishes throughout. The spacious open-concept floor plan offers a stunning chef's kitchen with custom cabinetry, designer details, and beautiful bathrooms with walk-in showers. Thoughtfully designed with easy accessibility and flat surfaces throughout. Enjoy New Mexico living under the large covered patio, perfect for entertaining or relaxing. This is a unique opportunity to own a custom-built home in one of Albuquerque's most desirable and charming North Valley neighborhoods! 10K Flex cash is available with acceptable offer!

3
BEDS
3
BATHS
2,370
SQFT
0.23
ACRES

Charming 2-bedroom, 2-bathroom townhouse featuring a spacious open-concept living and dining area, ideal for both relaxing and entertaining. Enjoy beautiful views, abundant natural light, and a comfortable layout designed for easy living. Conveniently located with quick access to shopping, dining, parks, and freeway access. A wonderful opportunity to enjoy comfort and low-maintenance living in a desirable location.

2
BEDS
2
BATHS
1,328
SQFT
0.06
ACRES

Not every home needs to be perfect to be a great opportunity. Located in a desirable Northwest Albuquerque neighborhood, this single-story home offers 3 bedrooms, 2 baths, a 2-car garage, refrigerated air, and a spacious lot with both front and back yards. For buyers willing to bring their ideas, vision, and updates, the potential here is easy to see. The functional floor plan provides a solid starting point for customization, while the larger lot offers room to create outdoor spaces that fit your lifestyle. Whether you're looking for your first home, a renovation project, or an opportunity to build equity over time, this property deserves a closer look. Convenient access to shopping, dining, parks, schools, and major commuter routes adds to the appeal.

3
BEDS
2
BATHS
1,586
SQFT
0.24
ACRES

Some homes are updated. Others are reimagined. Located in Albuquerque's desirable Old Town area, this 2-bedroom, 1.5-bath home offers 993 square feet of thoughtfully improved living space. Recent updates include a remodeled kitchen with granite countertops & updated appliances, remodeled bathrooms, most windows updated, updated stucco, & electric driveway. There is warmth & character throughout along with refrigerated air and central forced heat providing year-round comfort. Outside, the generously sized lot offers backyard access, a covered patio, & storage shed, creating flexible space for hobbies, entertaining, or everyday enjoyment. Conveniently located near Old Town, the BioPark, Bosque trails, museums, restaurants, shopping, & downtown Albuquerque. Move-in ready!

2
BEDS
2
BATHS
993
SQFT
0.1
ACRES

Charming property on a spacious lot in a convenient Albuquerque location! This home features updated flooring, neutral finishes, abundant natural light, and a functional floor plan. Enjoy plenty of off street parking with a large covered carport and room for RVs, vehicles, or recreational toys. The backyard is ideal for entertaining with a covered deck, gazebo, mature trees, and ample outdoor space. Conveniently located near parks, schools, shopping, dining, and major commuter routes. A great opportunity for an owner occupant or investor looking for space, flexibility, and value. Schedule your showing today!

2
BEDS
1
BATHS
721
SQFT
0.15
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.