Albuquerque / FHA Eligible Homes in Albuquerque

FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 978 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Designed by renowned architect Ivor Williams, 3232 Don Quixote is more than a home. It's a piece of Albuquerque history. Tucked beneath mature trees in Thomas Village, this one-of-a-kind residence features soaring wood ceilings, walls of glass, authentic adobe, stained glass accents, tree-trunk pillars, indoor river rock landscaping, and a dramatic 360 degree spiral staircase leading to a loft-style primary retreat with a spa-inspired bath. Offering 3 bedrooms plus an office or possible 4th bedroom and 3 baths, 3 fireplaces the home also showcases a limited series metal dragon sculpture by Dennis Liberty, a huge metal alligator by OK Dennis, and a rear fence crafted from the original bleachers of Albuquerque's historic Speedway. Extraordinary, unforgettable, and impossible to duplicate.

3
BEDS
3
BATHS
2,732
SQFT
0.36
ACRES
$374,990
-18,100$ 08/08

BUILDER OFFERS AMAZING FINANCING TERMS WITH OUR IN HOUSE LENDER, DHI MORTGAGE, PLUS $5,000 TOWARDS CLOSING COSTS! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

4
BEDS
2
BATHS
1,602
SQFT
0.1
ACRES

Located in a premier 55+ community, this highly sought-after Journey model offers exceptional comfort, flexibility, and upgrades throughout. The spacious great room showcases custom built-ins and a cozy fireplace. The chef's kitchen features a KitchenAid 36'' professional gas range with griddle, built-in microwave, second wall oven, French door refrigerator, butler's pantry, walk-in pantry, and soft-close cabinetry with slide-out shelving. Additional highlights include a whole-house water softener, extended 2.5-car garage with golf cart space, utility sink, overhead storage racks, and extensive gutter system. HOA includes clubhouse access with pool, fitness center, pickleball, tennis, and more!

2
BEDS
3
BATHS
2,590
SQFT
0.19
ACRES

Experience refined North Valley living in this luxurious custom Twilight Home, perfectly situated on a peaceful cul-de-sac. This well-designed home offers 2,110sf ,4 bedrooms, 2.5 baths, and a 2-car garage. Elegant wood-look tile floors add warmth and style throughout. Inviting living space featuring a gas fireplace with a custom accent wall and stylish designer lighting. Well-appointed kitchen with custom cabinetry, granite counters, built-in oven and microwave, cooktop, dishwasher, refrigerator, range hood, backsplash, and island with bar seating. Beautiful owner's suite with a private spa-like bath showcasing dual sinks, a freestanding tub, walk-in shower, and walk-in closet. Enjoy outdoor living on the expansive covered patio. Close to shopping, restaurants, museums and more!

4
BEDS
3
BATHS
2,110
SQFT
0.16
ACRES

This is the perfect home for the discerning buyer who desires a flexible floorplan. The first floor is 1587 sf and features 3 bdrms, 2 baths and a 2c garage. The second level has it's own private entrance and heat/ac system. It is a 440 sf ADU complete w/applicances, granite countertops, washer and dryer, 3/4 bath, vinyl flooring, Living area and bdrm. The home comes with a 10 yr 2-10 home warranty as well as the exclusive 1-yr Builder warranty. Mesa del Sol offers stunning views of the Sandia and Manzano Mountains and is a water-wise, pedestrian-friendly, nature-focused community with schools, grocery, restaurant. Mesa del Sol offers easy access to I-25 , I-40 and the airport. We have several homes available for move-in or build your dream home with all your selections. Don't miss out.

4
BEDS
3
BATHS
2,027
SQFT
0.16
ACRES
$714,900
-10,000$ 08/15

CLOSE DISTANCE TO SANDIA NATIONAL LABORATORIES & KIRTLAND AIR FORCE BASE!! Beautiful custom home nestled in the foothills with breathtaking views of the Sandia Mountains and city lights. This spacious 3-bedroom home with an office and 4 bathrooms features soaring 20-foot ceilings and an open living area designed for comfort and entertaining. Two luxurious primary suites -- one downstairs and one upstairs -- offer walk-in closets, full baths. The third bedroom includes its own en-suite bath and dual walk-in closets. Upstairs, enjoy a large loft with a cozy fireplace and private balcony overlooking the stunning scenery. The kitchen features an island, pantry, and sunny breakfast area, while the oversized laundry room provides abundant storage and a utility sink. Car enthusiasts and hobbyists will appreciate the oversized 3-car garage. 50-amp RV hook-up & clean out.

3
BEDS
4
BATHS
3,203
SQFT
0.23
ACRES

Welcome to the brand-new D.R. Horton Rosemary floor plan at 1938 Gorman Ave SE in Montage at Mesa del Sol. This single-story home offers 1,880 sq. ft., 4 bedrooms, and 2 bathrooms with an open-concept layout designed for comfortable living and entertaining. Features include a spacious primary suite, tile flooring, Low-E windows, refrigerated air, central heating, and a smart home package. Enjoy a landscaped front yard and community amenities including a pool, parks, walking trails, and fitness center. Conveniently located near I-25, I-40, Kirtland AFB, Sandia Labs, Netflix, and the Sunport. Quality-built by D.R. Horton and backed by a builder warranty.

4
BEDS
2
BATHS
1,880
SQFT
0.1
ACRES

2010 Summertree ''Willow'' model in Volterra with NO PID! Huge living room opens to country kitchen with island, bar, pantry and bay-window dining area. Adjacent ''flex'' room could be formal living, dining or media room. Powder room. Upstairs finds enormous primary suite with adjoining study/sitting room, deluxe bath (separate tub & shower, double vanity and walk-in closet) and private deck. Two more bedrooms share a full bath. Laundry room on upper level. Double garage with built-in storage systems. Tiled roof. Covered patio. Large corner lot with walled backyard. Low-maintenance front yard landscape. Easy access to KAFB and the Labs. Conveniently close to Manzano Mesa Park with community center, pickleball courts, and dog park. Open space nearby with trail access for hiking and biking.

3
BEDS
3
BATHS
2,350
SQFT
0.14
ACRES
$970,000
-5,000$ 08/16

Welcome to your custom home in the exclusive Petroglyph Estates This custom home offers breathtaking views throughout. The gourmet kitchen is a true centerpiece with an oversized island, premium stainless appliances, custom cabinetry, & pantry. Soaring vaulted ceilings, expansive windows, and a gorgeous fireplace creates a warm and inviting atmosphere filled with natural light. Step outside to your own private backyard oasis featuring a beautiful in-ground swimming pool with heating and filtration systems, creating the perfect space to relax, entertain, and enjoy year-round outdoor living. The landscaped backyard, covered patio, and incredible sunset views make this home truly one of a kind. Attached Casita with refrigerator air kitchenette with walk in closet. Schedule your viewing today.

5
BEDS
4
BATHS
3,175
SQFT
0.34
ACRES

Move-in ready home with major upgrade already completed- new roof installed. This well cared for home in a desirable Albuquerque location featuring a spacious layout with comfortable living areas, natural light throughout, and great potential for entertaining or everyday living. Conveniently located near shopping, dining, parks, and schools.

3
BEDS
2
BATHS
1,810
SQFT
0.16
ACRES

The Winsor floorplan at Spanish Walk in Albuquerque, New Mexico is the largest home available in this boutique North Valley community, offering spacious single-story living, 4-bedroom flexibility, and modern open-concept design. With approximately 1,752 square feet, 4 bedrooms, and 2 bathrooms, this home is ideal for buyers seeking more space without leaving the convenience of Albuquerque.From the moment you enter, the home opens into a bright and connected great room, dining area, and kitchen, creating a seamless layout that supports both entertaining and everyday living. The open concept design enhances natural light and gives the home a more expansive, elevated feel.At the center of the home, the kitchen features a spacious island and corner pantry, providing both functionality and

4
BEDS
2
BATHS
1,752
SQFT
0.1
ACRES

Welcome to the highly sought -after Cimino Compound in the North Valley. Situated on 11 acres of lush green space with mature cottonwoods come see this inviting and beautifully maintained & freshly stuccoed 2 bedroom, 1 bath adobe showcasing authentic southwestern character with one of the largest courtyards, original vigas, wooden ceilings and timeless brick flooring. Natural light filled space creates a warm atmosphere complemented by stainless steel appliances and LG energy efficient washer/dryer combo located in the laundry closet. Step outside into your own private patio perfect for relaxing with picturesque walkways and meticulously maintained grounds. Community amenities include pool, sauna, fitness center, clubhouse.

2
BEDS
1
BATHS
974
SQFT
0.03
ACRES

NEW EVAP COOLER INSTALLED JULY 2026 This 2-bedroom, 11/2-bath condo offers a comfortable and functional layout with all living spaces conveniently located upstairs. The upper level features a spacious living room featuring a wood burning fireplace. A well-equipped kitchen with ample cabinet space, a dining area with access to your balcony. Two generously sized bedrooms, and a full bathroom along with a half bath for added convenience. Downstairs, the property includes a private single-car garage with additional storage space and direct access to the home. Ideal for comfortable everyday living, this condo combines privacy, practicality, and low-maintenance living in a welcoming setting. HOA includes exterior maintenance including roof, common grounds. and ater/sewer/trash

2
BEDS
2
BATHS
1,190
SQFT

Single Level home with plenty of light. Located on a low traffic cul-de-sac with quick access to the City of Abq. Mariposa Diversion Trail, shopping restaurants, interstate and more. Updated freestanding Stainless Steel Electric Stove/Oven. Updated showers and vanities in both the guest and primary bathrooms. Tile floors throughout the entire home. Tree lined yard with plenty of private outdoor space. Two storage sheds. Refrigerated Air. Private Den with easy access to the hot tub and covered patio. Two car garage with new insulated garage door.

3
BEDS
2
BATHS
2,073
SQFT
0.2
ACRES

Perfectly perched on the edge of the open space, this impeccably maintained 4-bedroom home plus office blends luxury, comfort, and thoughtful design, capturing panoramic views of the Sandia Mountains from nearly every angle. The chef's kitchen flows seamlessly into the living area and overlooks the resort-like backyard complete with pool, cascading hot tub, large covered patio, outdoor kitchen, fire pit, and low-maintenance turf lawn. The main-level primary suite captures stunning views and features patio access, a spa-like bath, and a spacious walk-in closet with a hidden entrance to the office. The second main-level bedroom includes an en suite bath, while upstairs offers a loft with view balcony, two additional generously sized bedrooms and sizable bath. Complete with a

4
BEDS
5
BATHS
5,633
SQFT
0.86
ACRES

Back on market with improvements! North Valley classic charmer situated on a large corner lot offering extra space and curb appeal. Inside you'll find a lovely layout with authentic Southwestern touches. The home offers two well sized bedrooms, inviting living spaces, and a fabulous functional kitchen. Master bedroom includes in floor heating system. Spacious low-maintenance backyard, versatile, and ready for entertaining, gardening, pets, or simply enjoying New Mexico sunsets. Located just minutes from local dining and shopping, this home offers a unique mix of neighborhood charm and city convenience. Seller is offering a $13,000 credit at closing toward a known sewer line repair, allowing the buyer to complete the work with their preferred contractor on their timeline.

2
BEDS
1
BATHS
1,160
SQFT
0.19
ACRES

Welcome Home! From the moment you arrive, you'll appreciate this home's inviting curb appeal and spacious design. Inside, you'll find bright, open living areas filled with natural light, creating a warm and welcoming atmosphere that's perfect for everyday living and entertaining alike.The thoughtfully designed floor plan offers plenty of room to spread out, featuring a large kitchen with abundant cabinet and counter space that opens to the main living area--ideal for family gatherings, holidays, or quiet evenings at home. Upstairs, the generously sized bedrooms provide comfort and privacy, including a spacious primary suite designed to be your personal retreat.Step outside to a low-maintenance backyard with endless possibilities.

3
BEDS
3
BATHS
2,325
SQFT
0.12
ACRES

Tucked behind the gates of Lavender Fields, this 2022 Twilight Home blends Modern Tuscan design with thoughtful luxury and a warm, inviting feel. Single-story 3 bedroom, 2.5 bath floor plan with 1954 sq ft, mountain views, and beautifully landscaped front and back yards designed to create a peaceful outdoor experience. Interior features include coffered ceilings, 9-foot doors, oversized windows, upgraded lighting, porcelain tile, and a cozy gas fireplace. Gourmet kitchen with Brazilian granite countertops, farm sink, birch cabinetry, double ovens, and Samsung appliances. Oversized finished garage with Polyaspartic flooring and backyard access. Covered patio, custom patios, garden spaces, and sunset views complete the setting. Convenient access to shopping, dining, & everyday amenities

3
BEDS
3
BATHS
1,954
SQFT
0.13
ACRES

Tucked into Albuquerque's established Northeast Heights, this condo offers simple, comfortable living in a location that makes everyday life easier. It is the kind of home that works for real life -- manageable, practical, and easy to enjoy.The living area gives you space to relax, unwind, or gather with friends, while the bedrooms offer flexibility for rest, guests, a home office, or hobbies. Whether you are a first-time buyer, downsizing, or looking for a practical investment, this condo delivers the right balance of comfort and convenience.Close to shopping, restaurants, parks, services, and commuter routes, it offers low-maintenance living in one of Albuquerque's most familiar areas.Simple living. Smart location. Real opportunity.

2
BEDS
1
BATHS
956
SQFT

Beautifully maintained 3-bedroom, 2-bath home in Northwest Albuquerque offering approximately 1,728 sq ft of comfortable single level living. This thoughtfully designed floor plan features a spacious living room, open kitchen with breakfast bar, formal dining area, and a bright breakfast nook perfect for everyday living and entertaining. The private primary suite includes a walk-in closet and large bath with dual vanities, soaking tub, and separate shower. Additional highlights include a dedicated laundry room, attached 2 car garage, and well-sized secondary bedrooms. Including upgraded roof, flooring and appliance's. Conveniently located near shopping, dining, and parks.

3
BEDS
2
BATHS
1,711
SQFT
0.04
ACRES

Fall in love with this stunning Southwest Albuquerque NewMexico beauty! This 3 bed, 2 bath home shines with pride of ownership, soaring ceilings, skylights, granite countertops & gorgeous flooring throughout. Enjoy an open, airy layout, 2-car garage, solar panels, and a lush backyard oasis with blooming flowers & relaxing patio--just minutes from shopping & schools.

3
BEDS
2
BATHS
1,809
SQFT
0.12
ACRES

Elevated urban sophistication awaits in the heart of downtown Albuquerque. This impeccably reimagined 1-bedroom, 1-bath luxury residence offers approximately 1,023 square feet of refined contemporary living with breathtaking city skyline and Sandia Mountain views. Thoughtfully renovated with upscale designer finishes and meticulous attention to detail, the home showcases premium flooring, elegant lighting, and a spa-inspired bath featuring timeless tilework and modern fixtures. Enjoy the convenience of secured connected parking, a full-service doorman, and private elevator access with key-card entry to each floor. Unwind on the stunning rooftop deck with panoramic city views or relax on secondary common area patio, perfect for outdoor dining, morning coffee, or a quiet evening.

1
BEDS
1
BATHS
1,023
SQFT

Located in the heart of the North Valley this stunning adobe home offers the perfect blend of Southwestern charm, modern updates and incredible views. This home would be the perfect Airbnb or vacation rental with multiple bedrooms, stunning views and beautifully updated kitchen. Built in 1995, this spacious 4 (possible 5) bedroom, 3 bath home features a private primary suite added in 2017, an updated kitchen completed in 2020, and owned solar panels installed in 2013. Step outside and experience everything this property has to offer. The expansive back deck is engineered to support a hot tub up to 5,000 lbs. and is already wired for installation. Garden lovers will appreciate the low maintenance indoor garden.

4
BEDS
3
BATHS
3,672
SQFT
0.14
ACRES

Tucked into one of Albuquerque's most welcoming neighborhoods, this distinctive split-level home offers warmth, creativity, and spaces designed to bring people together. The main living area features a sunken fireplace conversation space with seating for up to 12, while the open kitchen keeps everyone connected during gatherings. An oversized kitchen window frames views of the peaceful backyard pond and mature trees. Creative details are found throughout, including beamed ceilings, custom lighting, and handcrafted front doors and backyard gates designed by Emmy Award-winning set designer Dahl Delu. Solar (to be paid off at closing) helps keep electric costs remarkably low. Recent updates include dual HVAC systems, a 2017 TPO roof, and a water heater replaced in 2025.

4
BEDS
4
BATHS
3,168
SQFT
0.3
ACRES

Roof Replaced in the last 4 years, offering a $2500 Carpet credit!Come and view this beautiful 2 Story 4 Bedroom home! With two living areas, 4 bedrooms, and plenty of space, this home is perfect for anyone who likes to host or wants room for a growing family! Located near but not too close to major streets, so traveling to and from the home is a breeze! Don't miss your opportunity to purchase this great NM home!

4
BEDS
3
BATHS
2,662
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.