Albuquerque / VA Loan Eligible Homes in Albuquerque

VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 1081 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Charming home in uptown that has been recently re-painted (2026) and had many updates in 2022.

3
BEDS
2
BATHS
1,481
SQFT
0.15
ACRES

Step into this exceptional home in desirable Montecito Estates, complete with a tandem 3-car finished garage. This spacious residence features soaring ceilings, a formal dining area, and an open-concept kitchen that flows seamlessly into the breakfast nook and inviting living room with built-ins and a cozy fireplace. Upstairs, the elegant primary suite offers a private balcony, soaking tub, dual sinks, separate shower, and generous walk-in closet. Each bedroom includes a walk-in closet and convenient bath access. Additional highlights include central vacuum, covered flagstone porch, gazebo, built in picnic table, wood-burning kiva, lush landscaping, and access to the community pool, park, clubhouse, and scenic bike paths. Don't miss out, schedule your private tour today!

4
BEDS
4
BATHS
3,388
SQFT
0.16
ACRES

Sitting high above the city in the Sandia Foothills with VIEWS all the way to Mt. Taylor! One block from Open Space, hiking and biking trails. Magnificent Western SUNSETS!! This Custom Home is meticulously maintained by the original owners. The highly sought after Foothills location is close to Sandia Labs, KAFB & easy access to I 40. The split-level floorplan offers bright light in every room, a spacious kitchen with granite countertops, custom cabinetry, and an induction rangetop for gourmet cooking. The open space concept incorporates the kitchen, dining, and family rooms, complete with a beautiful fireplace & full wet bar, ideal for family gatherings & entertaining. The large primary suite offers total privacy & serenity. Upgrades include Windows, TPO Roof, Skylights, Updated heating system.

4
BEDS
3
BATHS
2,870
SQFT
0.26
ACRES

Spacious 4-bedroom, 2-bath home offering 2,356 sq ft on a generous 0.44-acre lot in the desirable Carnuel area. This property features a large kitchen ideal for entertaining, flexible living spaces, and a detached 2-car garage. Enjoy plenty of room for outdoor activities, gardening, or future expansion. Conveniently located with easy access to shopping, I-40, and Kirtland Air Force Base. A rare opportunity for space and comfort in a peaceful yet accessible location.

4
BEDS
2
BATHS
2,356
SQFT
0.44
ACRES

This well-cared-for 3 bedroom, 2 bath home, located in the Heritage Hills subdivision, offers comfort, value, and peace of mind. Major updates have already been taken care of, including a New roof with a 5-year transferable warranty, a New evaporative cooler, New carpet throughout, and a newer water heater and disposal. The cozy kiva fireplace adds warmth and Southwestern charm to the living space. Under-cabinet lighting adds class to the kitchen, and a new ceiling fan adds a fresh touch to the primary bedroom. This is a solid home that's ready for its next chapter.

3
BEDS
2
BATHS
1,825
SQFT
0.17
ACRES

New Construction Custom New Build located near Old Town & Sawmill Market with plenty of entertainment nearby. This contemporary home features 4 beds 4 baths, loft area, balcony, and custom tile work throughout. The open concept kitchen features Calcutta Quartz and custom cabinetry. 2 master bedrooms, 1 downstairs and 1 upstairs. Low maintenance backyard features custom stamped walkways and patios. Move in ready!

4
BEDS
4
BATHS
2,524
SQFT
0.09
ACRES

Introducing the AlbuqUrban 2390, where 2,390 square feet of smart, flexible living space await, perfect for modern families or anyone who enjoys the perks of ''front porch living'' with a side of New Mexico sunsets. Exclusive to Mesa del Sol, this two-story home features three bedrooms, two and a half baths, and a three-car garage ,because one garage is never enough, right? Inside, the open-concept layout practically begs for gatherings, with the kitchen, dining, and living areas flowing together like a dream. Want to take your cooking up a notch? The Bosch appliances in the kitchen scream ''culinary master.'' And when it's time to relax, the private patio offers the perfect escape for enjoying Albuquerque's beautiful weather, not to mention those Instagram-worthy sunsets.

3
BEDS
3
BATHS
2,390
SQFT
0.09
ACRES

Rarely does a M-1 commercial property of this caliber and versatility become available in the heart of Albuquerque. This expansive 5,357sq ft property delivers outstanding versatility with three warehouse spaces, a secure vault, and flexible office/living areas totaling approximately 2,325+/- sq ft. Designed to support both productivity and comfort, the property features a pond, pool, hot tub, RV site with dump, ample parking, and a dedicated loading and unloading area. Privately situated on a quiet street yet strategically located with convenient access to the Big I, this distinctive property seamlessly blends business functionality with lifestyle amenities--ideal for enterprises seeking space, security, and adaptability. Owner Financing offered!

3
BEDS
3
BATHS
5,357
SQFT
0.64
ACRES
$439,000
-10,900$ 08/13

(EXTREMELY MOTIVATED SELLER! BRING ALL OFFERS TODAY!!) Stylish and modern two BR, 2.5 BA single-family adobe home with 14 92 ft. in a rapidly revitalizing downtown community. This move-in ready home has been fully remodeled with new low E windows, flooring, aquaPEX plumbing tankless water heater Mini splits system units in every room, updated electrical and granite countertop! ****Optional 3rd bedroom conversion available and can be completed by the seller- a licensed contractor.*******Enjoy private outdoor living area, large front yard with ample parking and a detached garage/studio! Prime location, near dining entertainment, one block from the zoo and heartbeat of downtown Albuquerque! SELLER WILL ENTERTAIN EQUITY TRADES

2
BEDS
2
BATHS
1,492
SQFT
0.16
ACRES

UPDATE: Now offering 4th bedroom, with a loft and/or office space. Come see this beautiful home full of natural lighting throughout. Home is very clean and offers lots of storage for your needs. This home has 4 bedrooms, 3 bathrooms and 3 car garage. Loft upstairs. Amazing open floor plan. Offering top notch appliances, quartz countertops. Primary bedroom has 2 really large walk-in closets and adjacent office space. New roof has been recently replaced in 2025. Backyard is fully walled for your added privacy needs.

4
BEDS
3
BATHS
3,416
SQFT
0.14
ACRES

Cozy, Newly Renovated 1-Bedroom Condo in Gated Tres Caminos!This charming ground-floor unit feels like new with its recent updates and clean, modern look. New Window and sliding door. Located in the secure Tres Caminos community, you'll enjoy quick access to the airport, Nob Hill, Kirtland AFB, the VA Hospital, CNM, UNM, plus great dining and shopping.

1
BEDS
1
BATHS
604
SQFT

MOTIVATED SELLER! Modern Luxury meets North Valley versatility! Fully remodeled in 2025, this 3BR/2BA main home features a sleek chef's kitchen, designer flooring, and a bright, open floor plan. THE STANDOUT FEATURE: A fully updated private 1BR/1BA CASITA--ideal for rental income, a home office, or a guest suite. Newer roof and refrigerated air! Move-in ready with unmatched flexibility in the Near North Valley. Bring all offers and schedule your tour today!

4
BEDS
3
BATHS
1,424
SQFT
0.12
ACRES

Nestled in Albuquerque's desirable South Valley neighborhood, welcome to this timeless single-family home. Set on a spacious 0.5-acre lot, step inside to discover 3 comfortable bedrooms and 3 bathrooms on 1662 SqFt of living space. Some recent remodeling and upgrades enhance the interior with refreshed finishes, for a clean feel throughout, along with roof and water heater replaced in 2023. A standout feature is the large detached garage, providing abundant room for vehicles, storage, a workshop, or hobby space!

3
BEDS
3
BATHS
1,662
SQFT
0.5
ACRES

Privately gated ultra-estate of commanding presence, inspired by grand Italian and Spanish villas. This extraordinary mansion embodies architectural romance, elite craftsmanship, and resort-caliber living. A dramatic chef's kitchen, bespoke cabinetry, granite and quartz surfaces anchors the home. Five lavish bedroom suites and seven spa-inspired baths are complemented by a library, executive study, and expansive living spaces. Designed for elite entertaining with private theater, sports bar, recreation lounge, and a breathtaking courtyard featuring an exotic pool, dramatic second-story waterfall, fire features, and outdoor kitchen. The owner's sanctuary offers dual wardrobe suites and a private garden patio. The 8-car garage, pet suite and exercise studio complete this rare legacy estate.

5
BEDS
7
BATHS
8,436
SQFT
0.89
ACRES

PRICE REDUCTION!!! Charming 3-4 bedroom, 2 bath, 2 Living area, South Valley Gem. This property is move in ready & totally remodeled. New roof, windows, paint, flooring, cabinets, counter tops, fixtures, base board heaters and much more. Security gate with backyard access. Home has an attached workshop, storage shed, and 2 covered patio's for comfort and entertaining. Don't miss out!!!

3
BEDS
2
BATHS
1,718
SQFT
0.14
ACRES

Adjacent to a city park, which includes a tennis court, basketball court, and playground, this home has potential! Bright and open with a functional layout, with a little work it will shine!

3
BEDS
2
BATHS
1,232
SQFT
0.21
ACRES

Investor opportunity in Albuquerque! Welcome to 400 63rd St NW, a well-maintained duplex offering strong cash flow and major system upgrades already completed. Built in 1950, this property features two separate units, each with 2 bedrooms, 1 bathroom, and approximately 980 sq ft of living space.Recent improvements include a newer TPO roof, updated AC units, electrical upgrades, new water heaters, and replaced sewer lines, providing peace of mind for years to come. Both units are currently rented, producing a combined monthly income of $2,300, making this an ideal option for investors seeking a turnkey rental property.Conveniently located in NW Albuquerque, this income-producing duplex offers steady rental demand and long-term potential.

4
BEDS
2
BATHS
1,956
SQFT
0.22
ACRES

Back on the market! Welcome Home! This stunning 4-bedroom, 3-bathroom home is located in the heart of the NE Heights. Kitchen features white cabinetry, quartz countertops, and stainless appliances. Primary bedroom includes ensuite bathrooms with tiled walk-in shower. Functional split-level floor plan separates bedroom areas from main level kitchen and living space for added privacy. Great location with easy access to local schools, shopping, dining, and entertainment.

4
BEDS
3
BATHS
1,792
SQFT
0.16
ACRES

NEW PRICE!!! Adobe remodel in Sawmill includes upgraded electric service, split system heating and cooling, and built-in water filtration and metal roof. Plenty of space on the lot for a carport or an ADU.GREAT LOCATION with proximity to Old Town, museums, Sawmill and downtown.

2
BEDS
1
BATHS
858
SQFT
0.08
ACRES

This home has an open floorplan, great natural light, living room plus a den. Large country style kitchen, with island and a pantry. On top of the 3 spacious bedrooms you will also find a private office, that can easily be converted into a 4th bedroom if desired. You do not want to miss out on this gem!! Box freezer and washer dryer stay!

3
BEDS
2
BATHS
1,779
SQFT
0.1
ACRES

Welcome to Loba Luna Retreat - A Timeless North Valley Oasis! Nestled privately off 4th Street in the serene heart of Albuquerque's historic North Valley, this extraordinary property invites you to turn your dreams into reality. Revered as a beloved Bed and Breakfast (on and off since the 1960s), Loba Luna has welcomed and enchanted thousands of visitors over the decades, offering a peaceful escape amid New Mexico's iconic landscapes. Step inside to discover authentic Southwest charm at every turn. The spacious 5-bedroom, 8-bathroom home (4 ensuites) features classic adobe walls, warm brick floors, traditional Saltillo tile, exposed beam ceilings with hand-hewn vigas, cozy bancos, and beautiful maple cabinetry throughout. The expansive dining room accommodates up to 50 guests.

5
BEDS
8
BATHS
5,594
SQFT
1
ACRES

Charming single-family home in the heart of Albuquerque's North Downtown district offering an exceptional opportunity for both homeowners and savvy investors. . The property is ideally positioned within walking distance to parks, local restaurants, and retail, and just minutes from Old Town, Downtown, the medical corridor, and Albuquerque's expanding Rail Trail. Enjoy easy access to hundreds of miles of biking and hiking paths, plus close proximity to major employers including Netflix, Meta, Amazon, and Intel, making this location highly desirable.Recent renovations, new sewer and water line. The house is quite tucked in location and lot potentially could support an ADU or Casita or 2nd unit.Comps support $261,232 - and the owner owns 3 units next door, which are in the market for $535,150 - In the event that the two properties sell together, the owner will discount price for all 4 units to $725,000.Please note, seller has a loan on this property at 313 McKnight NW (Units A, B and Main) and they need to sell that property prior to or at the same time as this residence.

2
BEDS
1
BATHS
1,072
SQFT
0.12
ACRES

Welcome to 9205 Sidreaux Loop NW, where comfort meets common sense. This 4-bedroom, 2-bath home in NW Albuquerque (87114) offers the space you want without the fuss you don't. The layout is practical and inviting--perfect for daily life, weekend hosting, or finally setting up that home office. The kitchen handles everything from quick breakfasts to casual dinners, while the living areas make relaxing feel easy. Outside, enjoy a yard that's just right: enough room to gather, without giving up your weekends to maintenance. Conveniently located near shopping, dining, and major routes, this home proves that smart, stylish living can still be effortless. Could this be the one you call HOME?

4
BEDS
2
BATHS
1,631
SQFT
0.1
ACRES

Experience one of the most exquisite custom-built homes currently on the market in North Albuquerque Acres.2This stunning 7-bedroom, 7-bath estate sits on a fully walled and automatically gated, beautifully landscaped 0.89-acre lot, offering privacy, elegance, and resort-style living.The home features fresh interior paint, newly installed 4-foot marble flooring, hand-scraped wood floors, and custom cabinetry throughout. The high-end chef's kitchen is designed to impress even the most discerning culinary enthusiast, showcasing quartzite waterfall countertops, casement windows, designer lighting, and exceptional craftsmanship.Entertain and relax outdoors with a 23,000-gallon resort-style pool, fire pits, and manicured grounds. Additional highlights include owned solar

7
BEDS
7
BATHS
6,121
SQFT
0.89
ACRES

Located just minutes from both I-25 and I-40, this versatile property with main home plus ADU offers exceptional convenience and flexibility. Centrally located near downtown Albuquerque and UNM, it's ideal for owner-occupants, students, house-hackers, investors, or professionals.The main home features 3 bedrooms, 2 bathrooms, and a 1-car garage, while the 1-bed, 1-bath ADU with separate entrance provides private living space perfect for rental income, multigenerational living, or a home office. Recent updates include a new roof in Dec 2025 and interior improvements, making this a move-in-ready opportunity with built-in income potential in a prime Northeast location.

4
BEDS
3
BATHS
2,827
SQFT
0.16
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.