Los Lunas / VA Loan Eligible Homes in Los Lunas

VA Loan Eligible Homes in Los Lunas

Browse VA loan eligible homes in Los Lunas, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 202 listings in Los Lunas. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Come check out this beautifully updated 3-bedroom, 3-bathroom home that's truly move in ready!This home features fresh interior and exterior paint, along with a fully refreshed kitchen showcasing designer painted cabinets, new cabinet hardware, stunning granite countertops, and a stylish tile backsplash. Enjoy cooking with brand-new stainless steel appliances that complete the modern look.Additional upgrades include remodeled bathrooms with updated fixtures and countertops, new light fixtures throughout, and a combination of luxury vinyl plank flooring and new carpet that adds both comfort and durability.The exterior has also been refreshed with updated landscaping, and the home has been professionally cleaned for a truly turnkey experience.If you're looking for a home with all the updates already done, this is the one you've been waiting for!

3
BEDS
3
BATHS
1,716
SQFT
0.17
ACRES

Welcome home to this beautiful move-in ready property offering comfort, convenience, and plenty of space. Ideally located just minutes from restaurants, shopping, parks, and scenic walking trails, with quick access to I-25 making commutes to Albuquerque and Kirtland Air Force Base a breeze. This spacious home features 3 bedrooms plus an office or possible 4th bedroom, 2 bathrooms, a cozy fireplace, and an oversized 3-car garage providing ample room for vehicles, storage, or hobbies. The inviting primary suite includes a charming bay window and relaxing jetted tub and walk in closet. The spacious kitchen offers a large island and comes equipped with a gas stove, dishwasher, microwave, and refrigerator. Enjoy low maintenance xeriscaped front and back yard, along with a backyard wood deck and garden area ready for your personal touch. Don't miss this opportunity--schedule your showing today!

3
BEDS
2
BATHS
1,628
SQFT
0.16
ACRES

Welcome to this beautifully maintained 4-bedroom, 2-bath home on a desirable corner lot in Los Lunas! The open-concept floor plan is perfect for everyday living and entertaining, while the private primary suite is thoughtfully positioned away from the other three bedrooms for added comfort. Large windows fill the home with beautiful natural morning light, creating a bright and welcoming atmosphere.The kitchen comes complete with all major appliances, and as a bonus, the washer and dryer are included, making this home truly move-in ready. Step outside to a spacious backyard featuring a beautiful pergola that creates the perfect outdoor living space. An extended patio expands the entertaining area, providing plenty of room for outdoor dining, additional seating, grilling, and gathering with family and friends while enjoying New Mexico's beautiful evenings.Conveniently located with easy access to I-25, shopping, dining, parks, schools, and major employers like Meta's Los Lunas Data Center, Netflix Studios, and Kirtland Air Force Base, this home offers comfort, convenience, and a fantastic location.

4
BEDS
2
BATHS
1,537
SQFT
0.18
ACRES

Experience the timeless elegance of authentic Southwestern living in this exceptional adobe estate, gracefully situated on a beautifully landscaped half-acre. Offering over 2,600 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath residence seamlessly blends classic architectural character with tasteful modern updates. At the heart of the home is a beautifully remodeled kitchen featuring stainless-steel appliances, creating an inviting space for both everyday living and effortless entertaining. Rich wood-beamed ceilings, distinctive brick floors, and new windows throughout enhance the home's warmth, charm, and natural light while preserving its authentic appeal. A stunning 507-square-foot sunroom provides a light-filled retreat for year-round enjoyment, while the versatile 11' x 20' den or hobby room offers endless possibilities as a home office, artist's studio, fitness room, or media space. Step outside to the inviting covered wraparound porch, an ideal setting to enjoy evening sunsets, or effortless outdoor entertaining while embracing the tranquility of country living. The exterior amenities include a detached garage, four covered carports, and a custom electric entry gate, providing exceptional convenience, privacy, and abundant space for vehicles, recreational equipment, or guests. Combining authentic adobe craftsmanship, refined updates, and generous indoor and outdoor living spaces, this distinctive country property offers a rare opportunity to enjoy the beauty, comfort, and tranquility of Southwestern living at its finest.

3
BEDS
2
BATHS
2,603
SQFT
0.51
ACRES
$272,500
-7,500$ 08/18

Take a look at this move-in ready 3-bedroom, 2-bath home plus an office featuring newer flooring, fresh paint, and solar for added energy efficiency. The home has a clean, feel and is ready for its next owner to make it their own.Located in a well-established community with an owed water softener system?Don't miss your chance to see it, schedule your showing today!

3
BEDS
2
BATHS
1,578
SQFT
0.13
ACRES

*Buyer Incentive* The seller is offering $5,000 towards buyer's closing costs!! This one-story Hakes Brothers home has been meticulously cared for and is conveniently located in Los Lunas, just 5 minutes from I-25, restaurants, and amenities. Come see this stunning 3-bedroom, 2-bathroom home featuring a 2-car garage, a Tuscan-inspired exterior, and a spacious open-concept layout. The interior boasts tile throughout with plush carpet in the bedrooms, faux window blinds, and refrigerated air. Step outside to a backyard with a concrete slab perfect for hosting barbecues. This home is a must-see and ready for its new owner!

3
BEDS
2
BATHS
1,649
SQFT
0.13
ACRES

Wonderful Sivage Home ready for You to start your New Dream Home. Perfect for Multi Generational Family or a Growing One with 5 bedrooms plus an Office!! Recently updated with Granite Counters in the Kitchen, Stainless Steel Appliances, Freshly Painted throughout... Two Living Areas with ac wall unit in Great room. New Doors, and bathrooms have been updated somewhat. Bckyard access for those fun summer nights or crisp mornings! This 2376 sq ft in Las Maravillas area with large park nearby and spacious .21 acre lot that backs up to arroyo leaving privacy with no homes behind you. Definitely shows Pride of Home Ownership!! You won't be disappointed!!

5
BEDS
3
BATHS
2,376
SQFT
0.21
ACRES

D.R. Horton 2026 New Construction (Bella Floor Plan)Discover modern comfort in this D.R. Horton 2026 new construction home featuring the Bella floor plan. This energy-efficient residence offers 3 bedrooms and 2 bathrooms with approximately 1,430 sq. ft. of thoughtfully designed living space.Home Highlights3 Bedroom / 2 Bathroom layout** with a practical, comfortable flowEnergy-efficient construction** to help reduce utility costsSmart home technology** for modern convenience and controlTile flooring** for durability, style, and easy maintenanceUpgraded cabinets** for a more polished kitchen lookPrivate backyard** ideal for relaxing or entertainingCovered patio** for year-round outdoor enjoymentHome warranties included** for added peace of mind (confirm warranty details/coverage)Financing & Builder IncentivesEnjoy special financing options through the D.R. Horton affiliate in-house lender, DHI Mortgage. Ask today for current programs and offer details.

3
BEDS
2
BATHS
1,430
SQFT
0.11
ACRES

Welcome Home - D.R. Horton 2026 New Construction (Sawyer Floor Plan)Step into modern comfort in this beautifully designed D.R. Horton 2026 new construction home. Offering 4 bedrooms and 2 bathrooms in approximately 1,602 sq. ft., this energy-efficient residence is thoughtfully built for everyday living and long-term value.Home HighlightsSpacious 4 Bedroom / 2 Bathroom layout** with functional flow and room to growEnergy-efficient construction** to help reduce utility costsSmart home technology** for modern convenience and controlTile flooring** for style, durability, and easy maintenanceUpgraded cabinets** adding a polished, upgraded look to the kitchenPrivately situated backyard** perfect for relaxing and entertainingCovered patio** ideal for year-round outdoor enjoymentIncludes home warranties** for added peace of mind (ask for warranty details and coverage)Financing & Builder IncentivesTake advantage of special financing options through the D.R. Horton affiliate in-house lender, DHI Mortgage. Ask us for details on available programs and current offers.

4
BEDS
2
BATHS
1,602
SQFT
0.1
ACRES

Welcome to this beautiful, spacious 4 bedroom 3 bath two story home designed with family living in mind. Plenty of room to grow, kitchen has an open layout great for entertaining with a covered patio in the backyard. Downstairs bedroom and bathroom with shower makes it easy to have guests! Upstairs has a loft for whatever you have in mind could be a gym, play room, or office. Minutes from I-25.

4
BEDS
3
BATHS
3,228
SQFT
0.14
ACRES

This Brand New Clayton Energy Smart Zero Home Will be ready for a new Owner in January 2027. The home will be placed on a Permanent Foundation that qualifies for VA, FHA, USDA and Conventional Loans. Mountain living close to the city!! Home sits on one acre of land. Home comes with five bedrooms, three baths has an open concept living room, large kitchen with center island, dining room and a family room. Some of the other features include, Full set of Appliances, Ecobee Smart Thermostat that you can operate remotely on your phone with app, Refrigerated Air. Spacious owners suite. Has a nice 8'X8' deck on the back to enjoy the High Desert of New Mexico. All this plus a two car garage and the lot is fully fenced. Redwood Model can be shown at Oakwood of Albuquerque. Don't wait to schedule a tour today.

5
BEDS
3
BATHS
2,001
SQFT
1.25
ACRES

This Brand New Clayton Energy Smart Zero Home Will be ready for a new Owner in January 2027. The home will be placed on a Permanent Foundation that qualifies for VA, FHA, USDA and Conventional Loans. Mountain living close to the city!! Home sits on one acre of land. Home comes with five bedrooms, three baths has an open concept living room, large kitchen with center island, dining room and a family room. Some of the other features include, Full set of Appliances, Ecobee Smart Thermostat that you can operate remotely on your phone with app, Refrigerated Air. Spacious owners suite. Has a nice 8'X8' deck on the back to enjoy the High Desert of New Mexico. All this plus a two car garage and the lot is fully fenced. Redwood Model can be shown at Oakwood of Albuquerque. Don't wait to schedule a tour today.

5
BEDS
3
BATHS
2,001
SQFT
1.25
ACRES

The Sandia floorplan at The Trails at El Cerro in Los Lunas, New Mexico is a spacious single-story home designed for buyers seeking open-concept living, 4-bedroom flexibility, and modern comfort just minutes from Albuquerque. Offering approximately 1,907 square feet, 4 bedrooms, and 2 bathrooms, this home delivers the perfect balance of space, functionality, and value in one of Los Lunas' most desirable communities.

4
BEDS
2
BATHS
1,907
SQFT
0.2
ACRES

Beautiful Light and Bright Move In Ready Home in the Active Adult Gated Community of Jubilee! This home is approximately 1832sf and sits on a nice corner lot with views of the Sandia's and Manzano Mountins! There are no steps in this single story home which has 2 BR's, Office/Den, Large living room and dining room combination, 2 Baths with 36' doorways, and a 3 Car Insulated Garage!! Garage also has a 10 x 6 (60.3sf not included in total sq footage) heated/cooled storage/workroom perfect for working in comfort throughout the year! 220 outlet added near panel and hot water recirculating pump added to water heater, garage side door has a screen added and floor has recenly been painted! Additional updates include Owned Solar Panels installed in June of 2025, new window blinds, newer dishwasher, Washer and Dryer are 3 years old, Range Hood features hand motion control, convection oven with induction cooktop and a large storage shed/workshop in the backyard. The third garage bay is ideal for a workshop! Kitchen also has quartz countertops, beautiful cabinetry, soft close drawers and cozy breakfast nook. Primary bedroom offers a huge walk in closet and large bath with huge Walk-In Shower and bench! There are pocket doors in many areas of the home! The laundry room has a sink and folding table with extra cabinets and closet! You'll love the extended patio that has been partially enclosed, another patio added off the kitchen on the east side of the home! The front yard has been terraced and landscaped and has a separate irrigation timer added. Backyard has a two covered patios and one uncovered patio, huge 8 x 10 Shop/Storage Shed with Electricity, 2 extra courses of block wall added to the east for privacy, new front wall constructed with gate, rear terrace wired for electric with fan added along with a steel panel roof! Back terrace floor extended and freshly painted! LVP flooring and carpets have been profesionally cleaned and stretched. Jubilee is tucked along the El Cerro Preserve and has hiking and walking trails accessible from the community! You'll love the Jubilee Clubhouse which offers daily activities, great upscale gym, billiards room, library, tennis/pickle ball, junior olympic size pool and HOA also covers many of the classess offered without an additional fee. So much more!!

2
BEDS
2
BATHS
1,832
SQFT
0.16
ACRES

Very nice affordable home in a newer area of Los Lunas! The open kitchen/living area floorplan features 3 bedrooms, 1 3/4 baths, 2 car oversize garage, and the gated low maintenance oversized view lot is fully landscaped with turf & fruit tress! Exit the living area to a relaxing & private covered patio! Convenient to shopping & restaurants, with easy access to I-25. Welcome Home!

3
BEDS
2
BATHS
1,162
SQFT
0.13
ACRES

Welcome home to this beautifully maintained 3-bedroom, 2-bath residence offering 1670 square feet of comfortable living space. The open floor plan creates a bright, inviting atmosphere that's perfect for both everyday living and entertaining. The spacious kitchen features solid surface countertops, abundant cabinet space, and flows seamlessly into the family dining area and living room. The generouly sized primary bedroom offers a walk-in closet and a private bath complete with relaxing jetted tub and separate shower. Step outside to enjoy the walled backyard with a covered and extended patio--ideal for outdoor dining, entertaining, or simply relaxing. Lovely front and back landscaping enhances the home's curb appeal and provides a welcoming setting. This home is truly move-in ready and conveniently located with quick freeway access, making commuting easy while keeping you close to shopping, dining, parks and other local amenities. Don't miss the opportunity to make this exceptional home yours!

3
BEDS
2
BATHS
1,670
SQFT
0.23
ACRES

Welcome to 13 Vista De Las Cruces Rd in Los Lunas, where comfort, space, and the beauty of New Mexico come together. Situated on a generous lot at the end of a cul-de-sac, this property offers the perfect opportunity to enjoy outdoor living with plenty of room for gardening, entertaining, recreational vehicles, and let's not forget to bring your goats and chickens! Step inside to discover a warm and inviting atmosphere designed to make you feel right at home. The spacious primary suite is thoughtfully situated on the opposite side of the house, offering privacy and separation from the guest bedrooms. The home also features a formal dining area and a generously sized kitchen, perfect for entertaining family and friends.Whether you're looking for a place to settle down, grow, or create your own personal retreat, this property offers endless possibilities. As an added bonus, the home includes fully paid-off solar panels, providing energy efficiency and long-term savings. This is truly a place you'll be proud to call home.Conveniently located with easy access to local amenities while still providing a sense of privacy and tranquility, 13 Vista De Las Cruces Rd is a wonderful opportunity to enjoy the best of Los Lunas living. Schedule your showing today!

3
BEDS
3
BATHS
2,372
SQFT
1.01
ACRES

Located in Vista Manzano in Los Lunas, the Maya floor plan offers a bright, open layout with stylish upgrades designed for modern living. A vaulted ceiling, 8' sliding glass door, and skylight in the guest bath fill the home with natural light, creating a warm and inviting atmosphere.The beautifully appointed kitchen features Level 2 Bianco Tiza quartz countertops, 42'' upper cabinets, a gas range, stainless steel appliances, and a spacious island that's perfect for gathering. The owner's bath conversion creates a luxurious retreat, while SPC flooring, upgraded finishes, 8' doors, and adult-height vanities add comfort and sophistication throughout.Complete with an EV charger prewire, overhead garage storage, enhanced insulation, and thoughtful designer touches, the Maya delivers the perfect combination of style, function, and everyday comfort in the heart of Vista Manzano.

3
BEDS
2
BATHS
1,566
SQFT
0.15
ACRES

Spacious country living on approximately 1.25 acres! This well-maintained 3-bedroom, 2-bath home offers approximately 2,036 sq ft of living space and plenty of room to enjoy the outdoors. Stay comfortable year-round with a pellet stove and two wood-burning stoves, including one located in the impressive detached workshop. The workshop also features 220-volt electrical service, ideal for woodworking, mechanics, hobbies, or extra storage. Horse enthusiasts will appreciate the open acreage, while the existing chicken coop provides an opportunity for a small hobby farm. A large covered RV/carport offers generous covered parking for recreational vehicles, trailers, or equipment. Enjoy mature landscaping, mountain views, and the peaceful rural setting while still being just minutes from town. A rare opportunity to own a versatile property with space to live, work, and play! Bring your horses, RV, toys, and imagination, this unique property has the space and flexibility to make it your own!

3
BEDS
2
BATHS
2,084
SQFT
1.25
ACRES

Designed for easy living, this charming 3-bedroom, 2-bath patio home offers a functional open floor plan with a large kitchen island perfect for cooking, gathering, and entertaining. The private primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests, family, or a home office. Complete with a 2-car garage, this home is ideal for first-time buyers, downsizers, or anyone seeking comfort and convenience. Schedule your showing today!

3
BEDS
2
BATHS
1,162
SQFT
0.08
ACRES

Step into contemporary elegance where modern design meets everyday comfort and functionality. This beautifully designed 3 bedroom and office/or possible 4th bdrm single-level home offers an open-concept floor plan filled with abundant natural light, creating a bright and inviting atmosphere throughout.The gourmet kitchen is sure to impress, featuring stylish staggered cabinetry, generous counter space, and a spacious pantry--perfect for both everyday living and entertaining. Outside, discover a true backyard oasis designed to complement the home's modern lifestyle. Stunning three-tiered landscaped yard, complete with breathtaking views from the upper level.Additional premium features include soaring 12-foot ceilings, a tankless water heater, Low-E windows, and high-end finishes throughout. This exceptional home is the perfect place to call your own.

3
BEDS
3
BATHS
2,052
SQFT
0.21
ACRES

Welcome home to this spacious ranch-style gem in the heart of Los Lunas! Situated on a generous corner lot of approximately 1/3 acre, this home offers comfort, space, and functionality. The thoughtful layout includes two living areas, four well-sized bedrooms, and two full bathrooms. Stay cool with refrigerated air and enjoy cooking in the bright kitchen featuring granite countertops, stainless steel appliances, and classic oak cabinetry. The sunny family room opens to a large backyard complete with an open patio, mature shade trees, and an irrigation well--perfect for relaxing or entertaining. Bonus Secondary Driveway, ideal for multiple cars, rv, boat, etc! Conveniently located near I-25 and local amenities. Don't miss this wonderful opportunity!

4
BEDS
2
BATHS
2,580
SQFT
0.07
ACRES
$356,120
-2,500$ 08/19

The Bosque floorplan at Vista Sandia in Los Lunas, New Mexico is a well-balanced single-story home that combines open-concept living with thoughtful design and everyday functionality. Offering approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms, this home is ideal for buyers looking for more space and comfort while staying within reach of Albuquerque.

3
BEDS
2
BATHS
1,649
SQFT
0.13
ACRES

The Pino floorplan at Vista Sandia in Los Lunas, New Mexico offers the perfect balance of space, efficiency, and modern design. With approximately 1,501 square feet, 3 bedrooms, and 2 bathrooms, this single-story home is ideal for buyers looking to step up in size while maintaining affordability near Albuquerque.

3
BEDS
2
BATHS
1,501
SQFT
0.12
ACRES

4
BEDS
2
BATHS
1,602
SQFT
0.11
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.