Owner Financing Homes in Rio Rancho
Find homes with owner financing available in Rio Rancho, New Mexico. Seller-financed homes offer flexible terms, faster closings, and an alternative path to homeownership without traditional bank qualifying.
Showing 11 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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FRESHLY PAINTED, BEAUTIFULLY RENOVATED & MOVE-IN READY! Welcome to 1598 Perma Drive, a beautifully maintained North Hills home offering an incredible combination of updates, privacy, outdoor space, and location. The entire interior of the home, including the interior of the garage, was freshly painted in August 2026, giving the property a clean, fresh feel from the moment you walk in. When the current owner purchased the home in 2023, the property had recently undergone several improvements, including an updated roof and refrigerated air system, adding to the home's overall comfort and appeal. The property features a spacious backyard with no neighbors directly to the north, plus a conveniently located neighborhood park just beyond the property. Whether you envision entertaining, relaxing, or creating your own backyard oasis, the outdoor space offers plenty of possibilities. Additional neighborhood parking to the east is another bonus when hosting friends and family. Inside, you'll find a functional floor plan with the primary suite separated from the secondary bedrooms, providing additional privacy while maintaining a comfortable flow throughout the home. Beautifully maintained, thoughtfully updated, freshly painted, and ready for its next owner, this home is one you won't want to miss. Seller is open to a Real Estate Contract (REC) and willing to consider flexible terms, creating a unique financing opportunity for the right buyer. Schedule your private showing today!
******** MOTIVATED SELLER ************.31 acre mountain view large lot with possible backyard access. Enjoy this 4 bedroom 3 bath home open light and bright. 3 living areas allow lots of space for your growing families needs. 2 car garage and endless possibilities. Back yard ready for your new pool. Seller has a assumable VA loan at 4.875% check with your lender on your clients options.. Seller financing is also available at 5.75% with 20% down amortized over 30 years. Balloon term is negotiable.
This Gorgeous 2609 sq ft Pulte Home is located in the prestigious Willow Trace Chamisa Hills Community in the Heart of Rio Rancho. Just minutes away from Intel and Presbyterian Clinic. Featuring a versatile floor plan with 3 bedrooms, 2.5 bath, Upstairs Loft, Soaring high ceilings providing tons of natural light, and a beautiful Kiva Fireplace. Grand Gourmet Kitchen offering Corian counters, newer appliances, a pantry, and a cozy breakfast nook. Additional Kitchen upgrades such as a Butler's pantry, workspace/desk area, and kitchen island with bar seating provide plenty of space for everyone. The picture windows, wooden accents, and niches give this home an extra luxurious touch. Large Primary suite boasts an en-suite full bath with dual sinks, garden tub, separate shower, coffee/wet bar, window seating and walk-in closet. Admire the views from either Balcony, there are 2 to choose from! The low maintenance backyard has been meticulously maintained and offers Xeriscaped landscaping, covered patio, and best of all - an inground outdoor lighting system. Other features include a water softener and purifier system, refrigerated air. Don't wait to make an appointment to see this great home today.
Welcome to your dream home in an exclusive neighborhood, where elegance meets modern living! This stunning new construction boasts 4 spacious bedrooms. Natural light pours in through large windows and skylight, creating a warm and inviting atmosphere. Enjoy the ultimate luxury with a walk-in shower and a standalone tub. The covered backyard porch gives a starting point to your canvas, half an acre to let your imagination create your private oasis, while the oversize three-car garage, equipped with 220 power, offers ample space for all your projects. Don't miss your chance to experience this exquisite property--schedule your private tour.$10,000 TOWARDS RATE BUY DOWN.
Discover the ultimate blend of elegance and comfort in this magnificent 5-bedroom, 4-bath property, meticulously crafted for a lifestyle of luxury. Nestled in a sought-after location, this new construction showcases soaring high ceilings, expansive large windows, and skylights that create a bright, airy atmosphere. Culinary enthusiasts will adore the chef's dream kitchen featuring two kitchens and a spacious walk-in pantry. Relax in the inviting great room or host guests in the separate casita, designed for privacy and convenience. With backyard access, a refreshing walk-in shower, and an oversized garage, this multi-generational estate offers endless possibilities. Embrace refined living in this exceptional gem today!$10,000 TOWARDS RATE BUY DOWN
Welcome to Rio Rancho Estates! This spacious 2434 sqft home offers 3 bedrooms with the potential for a 4th bedroom. 3 bathrooms and plenty of room to live, work and entertain. The flexible floor plan provides multiple living spaces and versatility to accommodate as needed. 6-car garage! Step outside to your own backyard oasis featuring a custom swimming pool perfect for enjoying New Mexico's sunny days.
BEAUTIFUL NEW CUSTOM ! 1/2 ACRE ! LIGHT & BRIGHT! NEW CINDER BLOCK WALL * LIGHT LANDSCAPING! STAGED & SHOWS AMAZING, GREAT VALUE 4 THE $$$ BUYERS WILL APPRECIATE! EXTRA INSULATIONPRIVATE LOT WITH ROOM FOR A CASITA OR LARGE SHOP. ONE-STORY LIVING + BONUS REC ROOM LOCATED ABOVE THE GARAGE. NO HOA OR PID! ALL-NEW CINDER IN FRONT COURTYARD SPACE! On-demand water system, striking two-tone exterior, metal roof, abundant natural light, & no carpet in the main living areas. High-end finishes include soft-close cabinetry, sleek hardware, a well-appointed kitchen with an island bar, SS UPGRADED appliance package, finished garage. The primary suite has a spa-like retreat featuring dual vanities, a soaking tub, & a gorgeous walk-in shower. Bathrooms feature floor-to-ceiling tile surrounds, FRESH landscaping! VIEWS! CIRCULAR DRIVE CAN BE INSTALLED AROUND 1/2 LOT ! VERY UNIQUE. SET BK 90 FT TO CAPTURE AMAZING VIEWS!
Don't miss this opportunity to own a stunning, move-in-ready 2-story custom home with breathtaking Sandia views and NO HOA! This meticulously maintained 3-bedroom, 3-bathrooms home perfectly blends modern luxury with eco-friendly efficiency. The chef's dream kitchen is a showstopper, fully updated with two islands, a bar area, sleek quartz and granite countertops, and premium Samsung stainless steel appliances. Upstairs, the luxurious primary suite features French doors opening to a private balcony and a spa-like suite with a soaking tub and custom-tiled walk-in shower. Complete with an attached 2-car garage with plenty of storage. The home is also equipped with solar! 'Existing FHA loan may be assumable, subject to lender approval and buyer qualification. Current interest rate is approximately 2.89%. Contact listing broker for additional details'
Thoughtfully crafted by FM Design and built by renowned Candelaria Homes, this stunning custom residence offers over 3,000 square feet of upscale living with exceptional attention to detail throughout. Featuring 4 bedrooms and 3 bathrooms, the home showcases an open and functional layout complemented by elevated ceilings, elegant architectural elements, and premium finishes. The spacious owner's suite serves as a relaxing retreat with dual vanities, generous closet space, and a spa inspired atmosphere. Enjoy inviting outdoor spaces designed for both entertainment and peaceful everyday living. Combining timeless craftsmanship with modern luxury, this home offers an elevated lifestyle in one of Rio Rancho's desirable communities.
Single story home/Newly painted interior with Light and bright floorplan A/C new in 2023, $29K in upgrades when home was built, mid placed kitchen with granite counter tops and center island, looking north to den area with access to covered patio overlooking the Sandia mountains and northern Rio Rancho. Views are spectacular. Two bedrooms share a full size bath and the primary has an ensuite full bath with double sinks and separate shower from Garden tub. Double walk in closets for clothing or storage. Front loading washer/dryer stays with home as does the stainless steel refrigerator. Quality newer Hot tub stays with the home
Exceptional custom home on a fully landscaped and gated half-acre lot in Rio Rancho. Offering over 3,100 square feet, this 4-bedroom, 3.5-bath residence features soaring ceilings, multiple living areas, radiant heating, porcelain tile, custom cantera accents, and abundant natural light. The chef's kitchen includes quartzite countertops, Wolf appliances, a Sub-Zero refrigerator, custom cabinetry, and generous prep space. The luxurious primary suite offers a spa-like bath and oversized closet. Enjoy a private well, outdoor grilling area, custom putting green, beautifully designed backyard, and a fully finished garage with custom flooring, two-car parking, and an additional oversized roll-up door.
Daria Derebera
Real Estate Broker in Albuquerque, NM
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