Albuquerque / FHA Eligible Homes in Albuquerque

FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 979 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

Sort By

Upgraded Sundance Community, home offering 4 spacious bedrooms, an office, and a loft. Improvements completed in 2025 include stucco and refrigerated air. Additional upgrades feature a stacked stone fireplace, French doors at the office, updated upper bathrooms, fresh paint throughout and a refreshed kitchen with modern finishes and backsplash. The backyard is a private retreat with a covered patio, pergola, artificial turf, and walk paths for low maintenance outdoor living. Home also includes a Tesla charger and epoxy coated garage floor. Wood and tile flooring throughout the lower level and stairs, tile in wet areas, stainless steel appliances, and a large kitchen island complete the interior. Laundry room upstairs for convenience. Extra room downstairs can function as an office or 5th bedroom. A spacious, energy efficient home with thoughtful upgrades throughout.

4
BEDS
3
BATHS
2,749
SQFT
0.11
ACRES

Step into this charming home with modern updates! Featuring a new roof, new windows including new sliding glass door, new gutters, new light fixtures, updated bathrooms with DeerValley heated, tankless bidet toilets, A bright open concept living and dining area that's perfect for entertaining or everyday living. Enjoy your morning coffee in the beautiful backyard with a brand new aluminum powder covered patio and Mountain View. This home offers comfort, style and a welcoming atmosphere both inside and out. Custom drapes and blinds throughout. Pride of ownership is evident in this beauty. Come and see for yourself!

3
BEDS
2
BATHS
1,480
SQFT
0.12
ACRES
$335,000
-10,000$ 08/13

Attention Buyers! The seller is offering a $10,000 concession that can be used toward flooring, closing costs, home improvements, or however the buyer chooses! Major upgrades provide added peace of mind, including a new roof (2022), refrigerated air (2020), a 200-amp electrical panel upgrade, and an EV charger. This charming home is located in Albuquerque's desirable Northeast Heights, where beautiful curb appeal features low-maintenance turf, colorful flower gardens, and a private courtyard that's perfect for relaxing on warm afternoons. Inside, you'll find 3 bedrooms and 3 bathrooms with a flexible floor plan to fit your lifestyle. The spacious living room is currently being used as a primary bedroom, offering endless possibilities. The updated kitchen is the heart of the home, showcasing newer cabinetry, gorgeous corian countertops, stainless steel appliances, and an open layout that's ideal for both everyday living and entertaining. All stainless-steel appliances convey with the home. The backyard is ready for your personal touch, complete with a storage shed and chicken coop, both of which will convey. Don't miss this fantastic opportunity to own a well-maintained Northeast Heights home with valuable updates and a generous $10,000 seller concession to help make your homeownership dreams a reality!

3
BEDS
3
BATHS
1,761
SQFT
0.19
ACRES

Experience the perfect blend of classic ranch-style charm and modern efficiency in this spacious single-story home on a generous half-acre lot. Offering 4 bedrooms, 2.5 bathrooms, and a bright, open floor plan, this home provides the space and flexibility today's buyers are looking for. The updated kitchen features beautiful granite countertops and opens to the main living areas, making it ideal for everyday living and entertaining. The inviting family room features a cozy wood-burning stove, while the second living area offers added space for entertaining or multi use purposes. Updates include refrigerated air, a newer roof, and an updated electrical panel. Outside, you'll find an attached two-car garage, RV carport, and an impressive detached three-car garage, plus backyard access for RVs, trailers, boats, and all your recreational toys. Mature fruit trees, grapevines, and an irrigation well (currently needing repair) add even more potential. With exceptional space, storage, and value, this is a rare opportunity to own a versatile property in the heart of the North Valley.

4
BEDS
3
BATHS
2,172
SQFT
0.5
ACRES

This little Charmer features 3-bedroom floor plan with Fresh Paint (inside & out) Tile, Wood flooring, Kitchen Cabinetry, Stainless Steel Refrigerator, Microwave, Gas Range, Dishwasher, Disposal, Fans, Fixtures, Bathroom, Refrigerated Air & Heating combo unit. Property also has backyard access Seller that is READY TO SELL! This home is move in ready and is also walking distance to parks and schools.

3
BEDS
1
BATHS
1,104
SQFT
0.17
ACRES

Welcome to this lovingly maintained four-bedroom home tucked away on a quiet, grassy cul-de-sac in the established Thomas Village neighborhood. Offering approximately 2,177 square feet, this inviting property reflects pride of ownership throughout and provides generous living space with a comfortable, versatile floor plan. Important improvements include an updated HVAC system, water heater and a roof replaced in 2022, offering valuable peace of mind to the next owner. Situated on an approximately quarter-acre lot, there is plenty of room to relax, garden and enjoy Albuquerque's outdoor lifestyle. Conveniently located near the Bosque, Old Town, Downtown, shopping, dining and major roadways, this well-cared-for home combines a peaceful North Valley setting with everyday accessibility.A rare find in a very popular neighborhood

4
BEDS
2
BATHS
2,174
SQFT
0.2
ACRES

This property is a beautifully newer construction North Valley gem, where timeless charm meets modern comfort. Nestled on a spacious corner lot with backyard access, in one of Albuquerque's most desirable areas, this inviting 3-bedroom, 2-bath home offers the perfect blend of style, functionality, and convenience. Enjoy the cooling of refrigerated air and combo unit HVAC in this newer constructed home. Black out blinds throughout.Step inside to discover a bright, open layout featuring tasteful , comfortable living spaces, and a well-appointed kitchen designed for both everyday living and effortless entertaining. The generous primary suite provides a relaxing retreat, while the additional bedrooms offer flexibility for family, guests, or a home office.Outside, enjoy a private backyard with plenty of room to garden, entertain, or simply unwind under New Mexico's beautiful skies. Conveniently located near parks, shopping, dining, schools, and major commuter routes, this home offers the peaceful feel of the North Valley while keeping you close to everything Albuquerque has to offer.Whether you're searching for your first home, your next home, or a smart investment opportunity, this move in ready property is one you won't want to miss.

3
BEDS
2
BATHS
964
SQFT
0.19
ACRES

Welcome Home! This beautifully updated, meticulously maintained home is move-in ready and waiting for its new owner. The open concept floor plan creates the perfect space for entertaining and everyday living. The kitchen features stainless steel appliances and plenty of workspace, making it ideal for any home chef.Outside, you'll find fully fenced front and back yards with custom gates and fencing for added privacy and curb appeal. Relax year round in the hot tub, conveniently located beneath a shaded cover. Need extra parking? This property offers RV and boat parking complete with a 30-amp hookup.Additional highlights include fresh interior paint, backyard shed, custom front-yard gazebo, water heater that is less than a year old, custom fireplace, and full ADA accessibility!! These are just a few of the many exceptional features this home has to offer, there are simply too many to mention.Don't miss this exceptional home, schedule your showing today before it's gone!

3
BEDS
2
BATHS
1,244
SQFT
0.14
ACRES

Imagine starting each day with incredible Sandia Mountain views from the primary suite balcony, then enjoying the same beautiful backdrop from the living room. Designed for flexibility, this two-story home places the main living area upstairs, while a second living area downstairs offers the perfect space for guests, a home office, media room or multigenerational living. Major owner improvements may help you avoid many common upfront replacement costs, including refrigerated air/HVAC installed in 2025, a 2024 water heater, updated windows in 2021 and 2024, carpet installed in 2026 and laminate stairs completed in 2025. Solar added in 2021 helps reduce monthly expenses, with the June/July electric bill at just $16.92. Leave the car at home and enjoy walking access to parks, restaurants, Riverside Plaza and nearby Bosque trails. Mountain views, versatile living spaces, meaningful updates and everyday convenience come together in one inviting home.

3
BEDS
3
BATHS
1,785
SQFT
0.1
ACRES

Views! Sandia Heights West!Brushwood One Level, Custom Contemporary SW Style Retreat on a Peaceful Panoramic, Sandia Mountain View Lot. Breathtaking Views from the front court patio and from inside in the greatroom and living areas. Views from open and covered patios . 2 private entertainers decks off living spaces . 3 spacious bedrooms w/view windows & easy bath access . Secluded office. Private/separated PBR bedroom retreat w/outdoor/patio access & breathtaking vistas plus a private bath. 2 full baths. Spacious greatroom w/raised/beam ceilings & magnificent mountain views, elegant formal dining, eat in updated country kitchen with solid surface counters SS appliances, tile floors. Service room & oversized 2 car garage w/abundant storage space Updates include updated tile flooring, lighting, appliances . W features include raised beam ceilings, nichos, santa fe walls, kiva fireplace with banco .The owners lovingly cared for the outdoor plants and flowers, garden & private courtyard ! Many updates include a spacious kitchen with custom cabinets, solid countertops and stainless appliances, tile flooring. Gracious open floor plan with beamed ceiling and sweeping views from the spacious great room. Large owner suite with private bath Backyard features include 2 patio areas, raised beds fruit trees.more

3
BEDS
3
BATHS
2,267
SQFT
0.18
ACRES
$500,000
-10,000$ 08/17

Welcome to this spacious home nestled in an established Northwest Albuquerque neighborhood. Designed with both comfort and functionality in mind, this home features soaring ceilings, abundant natural light, multiple living areas, a loft overlooking the main living space, and a finished basement that offers endless possibilities for a media room, home office, gym, or game room.The beautifully updated main level showcases elegant travertine flooring, adding warmth and timeless character throughout the living spaces. The thoughtfully designed kitchen offers generous cabinet and counter space, while the main-floor primary suite provides a private retreat complete with dual sinks, a soaking tub, and a separate shower.Step outside to a spacious xeriscaped backyard designed for low-maintenance living., RV access with a 30/50-amp hookup, and a dedicated hot tub hookup, making it easy to create your own private outdoor retreat. Conveniently located near parks, shopping, restaurants, and everyday amenities, this home offers the perfect blend of space, flexibility, and location.

3
BEDS
3
BATHS
2,619
SQFT
0.23
ACRES

Great home in Foothills of the Sandia Mountains! This single level, 4 Bed/ 2 Bath home, features an attractive open floor plan with formal living room and dining room, and a kitchen w/granite counters, stainless appliances and maple cabinets. Newer refrigerated air and heat unit. This Corner lot property has a fenced back yard with a mature Pear tree and possible RV parking. Great location near hiking and biking as well a close proximity to I-40, Sandia Labs, and Kirkland AFB. Truly a Must See Property!

3
BEDS
3
BATHS
1,846
SQFT
0.22
ACRES

Welcome to Towne Park, a wonderful mature well kept gated community. This home is a one of a kind, you will love the open and bright floorplan offered by this property. It is 1152 SQF, which includes 3 bedroom, 2bath, 2 car attached garage. Beautiful flooring throughout,, upgraded counter tops, large living area, wood burning fireplace, skylights and vaulted ceilings. Both bathrooms updated. Very pleasant backyard for your green thumb with a covered patio, you'll enjoy entertaining your guests in this peaceful serene backyard. Lots of updates by the Seller, new roof 2022, new windows, added refrigerated air/heatunit, new water heater, replace all original flooring with beautiful tile and laminate throughtout. Land is owned! The community includes 2 large parks, 2 swimming pools, walking trails and clubhouse which is available for personal use, gym and library.

3
BEDS
2
BATHS
1,152
SQFT
0.09
ACRES

Cool off this summer in your own private backyard pool! Welcome to 6821 Keeling NW, a fully renovated Northwest Albuquerque home that perfectly combines modern updates, comfort, convenience, and an unbeatable location. This move-in ready property features a new roof, new stucco, new windows, refrigerated air, and a beautifully updated interior with stylish finishes throughout, offering peace of mind and contemporary living from the moment you arrive.Whether you're entertaining guests, spending time with family, or simply relaxing, the sparkling pool creates the perfect backyard retreat for New Mexico's warm weather. Ideally situated with an elementary school directly behind the home, this property offers added convenience. You'll also enjoy being just minutes from shopping, grocery stores, restaurants, parks, and other everyday amenities, making errands and dining out quick and easy.Inside, you'll find bright, comfortable living spaces designed for both everyday living and entertaining. Every room has been thoughtfully updated, creating a fresh, modern feel throughout the home. The backyard provides the perfect place to unwind, host gatherings, or enjoy year-round outdoor living.Don't miss this opportunity to own a beautifully renovated home in a highly desirable Northwest Albuquerque location with a private pool and exceptional access to everything you need. Schedule your private showing today!

2
BEDS
2
BATHS
1,105
SQFT
0.16
ACRES

Welcome to this wonderfully maintained 3-bedroom, 2.5-bath home that checks all the boxes for first-time buyers and growing families alike. The big-ticket items are already handled: a brand-new roof (to be installed before closing), fresh interior paint, and new carpet throughout mean you can simply unpack and start living.Comfort year-round comes courtesy of a refrigerated A/C unit just 2.5 years old and a 5-year-old furnace -- both efficient, reliable, and well ahead of any replacement worries.The 2-car garage offers plenty of room for vehicles, tools, and storage, and includes a bonus refrigerator that conveys with the home -- perfect for overflow groceries, drinks, and game-day entertaining.Step out back to a large concrete patio made for grilling, morning coffee, and evening gatherings. Beyond it lies a true blank-slate backyard -- wide open and ready for your vision, whether that's raised garden beds, a play area, a fire pit, or lush landscaping.Thoughtfully updated, low-maintenance, and priced for the smart buyer. Schedule your showing today.

3
BEDS
3
BATHS
1,389
SQFT
0.14
ACRES

Near Wyoming and Academy, offering a flexible, light-filled floor plan and thoughtful updates throughout. New LVP flooring (2024), front windows (2024), fresh exterior trim and paint, skylights and a cozy gas fireplace create a comfortable, move-in-ready feel. Major improvements include a new roof installed January 2026 with warranty and a water heater replaced June 2026. A refrigerated heating and cooling combo system provides year-round comfort. Outside, enjoy apricot trees, convenient side-yard access with RV parking, and an impressive storage shed upgraded with new shelving in 2025, perfect for tools, hobbies or extra gear. A crawlspace provides easy access, with no attic to maintain. Conveniently located near shopping, dining and everyday amenities. Schedule your showing today!

3
BEDS
2
BATHS
2,042
SQFT
0.21
ACRES

Fully updated, move-in ready, and packed with value! Tucked away on a quiet, private cul-de-sac, 4721 Mesa Encantada offers a large, open layout with vaulted ceilings and abundant natural light. Featuring refrigerated air, new flooring, fresh paint, updated fixtures, and modern finishes throughout. The flexible four-bedroom floor plan provides the perfect opportunity for a dedicated home office, guest room, or hobby space. A spacious three-car garage offers excellent parking, storage, and workshop potential. Enjoy beautiful curb appeal with a fully landscaped front yard and a huge backyard ready for entertaining, pets, gardening, or future possibilities. Fresh, clean, and ready for its new owner--schedule your showing before it's gone!

4
BEDS
3
BATHS
2,400
SQFT
0.31
ACRES

Charming Southwestern home with unmistakable character throughout. Step inside to high ceilings accented with traditional vigas, setting the tone for a home full of warmth. Rich wood floors flow through the main living areas, while tile in all wet areas offers both style and durability. A kitchen with solid surface countertops and stainless steel appliances, ready for everyday living and entertaining alike.Outside, enjoy a private, landscaped backyard complete with a gazebo, perfect for relaxing or hosting guests, plus a welcoming front courtyard that adds curb appeal and extra outdoor living space. The finished garage offers additional flexibility for storage, hobbies, or a workshop.Ideally located just minutes from popular restaurants and shopping, this home offers the perfect blend of comfort, character, and convenience.

3
BEDS
2
BATHS
1,456
SQFT
0.13
ACRES

Introducing ''The Chardonnay,'' a single-story gem that takes the best of its sister plan ''The Riesling'' and adds a sprinkle of sophistication. This 2 bedroom, 2 bathroom home features an upgraded 2-car garage, a larger second bedroom with a new walk-in closet, and an expanded great room for extra comfort and style.Enjoy the seamless flow between the kitchen, dining room, and great room, perfect for entertaining or relaxing. Step out onto the covered patio, with an option to expand, making it the ultimate spot to unwind after a busy day or relax over the weekend.''The Chardonnay'' offers more space, more storage, and more style, making every square foot count in creating a home that's not just efficient but also wonderfully inviting. Welcome to your delightful retreat, where every detail is designed for a better way of living.

2
BEDS
2
BATHS
1,266
SQFT
0.11
ACRES

Located in the vibrant community of Mesa del Sol in Albuquerque, the Zinfandel floor plan blends modern style with thoughtful functionality. Featuring cultured stone accents, an 8' sliding glass door, and an open, light-filled layout, this home is designed for effortless New Mexico living.The kitchen showcases Level 3 Oxide quartz countertops, upgraded cabinetry with soft-close doors, a gas range, stainless appliances, and designer backsplash details that create a sophisticated focal point. Stylish SPC flooring, matte black fixtures, and upgraded lighting add a contemporary touch throughout.Built with comfort and efficiency in mind, the Zinfandel includes an ERV fresh air system, enhanced insulation, an EV charger prewire, and overhead garage storage. With premium finishes and smart-home features, this home offers the perfect balance of luxury, convenience, and everyday comfort in one of Albuquerque's most exciting communities.

3
BEDS
2
BATHS
1,523
SQFT
0.1
ACRES

From the welcoming front porch to the sweeping curved staircase, this beautifully maintained brick home offers the space, comfort, and timeless style that feels as welcoming today as it will for years to come. Featuring 5 bedrooms, 3.5 baths, and nearly 3,100 square feet, the thoughtfully designed floor plan includes a private main-level guest suite with its own en-suite bath--ideal for multigenerational living, overnight guests, or a private home office.Step inside to soaring ceilings, abundant natural light, and a dramatic curved staircase that creates a memorable first impression. Two spacious living areas are connected by a striking two-sided fireplace, while the sunken family room provides the perfect place to gather for movie nights, holidays, or casual evenings at home.The kitchen is designed for both everyday living and entertaining with a center island, butler's pantry/coffee bar, walk-in pantry, and abundant workspace. Whether you're preparing a weeknight dinner or hosting a crowd, this layout keeps everyone connected while offering the storage and functionality busy households appreciate.Upstairs, the spacious primary suite welcomes you through double doors and features a luxurious bath with dual vanities, a soaking tub, separate shower, and a large walk-in closet. Three additional generously sized bedrooms provide plenty of flexibility for family, guests, hobbies, or work-from-home needs.Outside, beautifully landscaped front and back yards create inviting spaces to enjoy every season. Start your mornings on the welcoming covered front porch with a cup of coffee, then gather with family and friends under the expansive covered patio--perfect for weekend barbecues, celebrations, and making memories together.

5
BEDS
4
BATHS
3,096
SQFT
0.19
ACRES

*ask your realtor about our seller-paid rate buydown credit*Welcome home! An incredibly convenient location and a spacious yet cozy layout. Note the beautiful landscaping in the private front courtyard, and grand foyer with high ceilings and a ton of light welcoming you inside. Primary suite on opposite side of the house from other two bedrooms. Kitchen opens into the dining room and family room so everyone can gather. The backyard is huge, and there's a lovely, covered patio to enjoy the evenings outdoors shaded from the sun. Enjoy mountain views from the family room and dining room windows. Beautiful!

3
BEDS
2
BATHS
1,933
SQFT
0.16
ACRES

Welcome home to this beautifully maintained 4-bedroom, 3-bathroom property in the heart of Northeast Albuquerque! This spacious home features two primary suites, making it ideal for multi-generational living, guests, or added privacy. You'll appreciate the many updates throughout, including refrigerated air, vinyl double-pane windows, a durable TPO roof, an updated electrical panel, newer stucco, and a newer garage door. Fresh interior paint gives the home a bright, move-in-ready feel, while ceiling fans throughout provide added comfort. Need extra space? A separate hobby room or home office offers endless possibilities for working from home, crafting, or creating your own private retreat. The finished two-car garage provides plenty of room for parking, storage, or projects. Step outside to enjoy the nicely landscaped front and backyard, complete with a convenient storage shed for tools and outdoor equipment. Located in a desirable Northeast Albuquerque neighborhood close to parks, schools, shopping, and dining, this home offers comfort, flexibility, and numerous updates--all ready for its next owner!

4
BEDS
3
BATHS
2,038
SQFT
0.15
ACRES

Nestled on a premier, oversized cul-de-sac lot within the highly sought-after Sandia High School district, this exceptional 3-bedroom, 2-bathroom stucco home blends modern efficiency with flexible living spaces. The heart of the home features a generous kitchen and dining area that flows seamlessly into an inviting, open living room, creating an ideal environment for both daily life and entertaining. A separate, versatile study or office boasts dedicated outdoor access. Refrigerated air conditioner ensures optimal year-round comfort. Highlighting the property's forward-thinking updates is a fully owned solar panel system.

3
BEDS
2
BATHS
1,799
SQFT
0.23
ACRES

Welcome home to this beautiful turnkey home located in desirable Blossom Ridge neighborhood in SW Albuquerque! This well-maintained home offers 3 bedrooms,2 bathrooms, and a 2 car-garage. Step inside to a welcoming foyer where you'll find two spacious bedrooms and full bathroom. Continue into the light and bright open-concept living, dining, and kitchen area, perfect for everyday living and entertaining. The modern kitchen features a large island, stylish tile backsplash, and flows seamlessly into the dining area. The spacious primary suite offers a private retreat with an en suite bathroom featuring dual sinks, a updated tiled spacious shower, and a generous walk-in closet. The garage has a generous amount of storage space. Pride of ownership shines throughout this move-in-ready home, waiting for it's next owner to make it their own! This won't last long.

3
BEDS
2
BATHS
1,471
SQFT
0.12
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.