Albuquerque / FHA Eligible Homes in Albuquerque

FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 980 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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Welcome home to this beautiful turnkey home located in desirable Blossom Ridge neighborhood in SW Albuquerque! This well-maintained home offers 3 bedrooms,2 bathrooms, and a 2 car-garage. Step inside to a welcoming foyer where you'll find two spacious bedrooms and full bathroom. Continue into the light and bright open-concept living, dining, and kitchen area, perfect for everyday living and entertaining. The modern kitchen features a large island, stylish tile backsplash, and flows seamlessly into the dining area. The spacious primary suite offers a private retreat with an en suite bathroom featuring dual sinks, a updated tiled spacious shower, and a generous walk-in closet. The garage has a generous amount of storage space. Pride of ownership shines throughout this move-in-ready home, waiting for it's next owner to make it their own! This won't last long.

3
BEDS
2
BATHS
1,471
SQFT
0.12
ACRES

Welcome to an amazing 3 bed/2 bath home on a double lot. Large lot allows plenty of room for gardening and/or outdoor entertaining. Home has been recently updated and ready to move in. Fresh paint gives a light and bright ambiance. Upgraded bathrooms, new carpet and flooring throughout. New light fixtures and living room ceiling fan. Wiring has been upgraded. Refrigerated air for hot summer days and a new water heater Washer and dryer convey. Enclosed porch and ample storage throughout home. The backyard storage shed is wired for electricity. Close to the park and new community center for activities.

3
BEDS
2
BATHS
1,146
SQFT
0.15
ACRES

Lovingly cared for condo in highly desired Oso Park's Gated Community just waiting for you to come home. Featuring Updated Lighting, Ceiling Fans, California Closets, Gas Fireplace, Granite Countertops, & S/S Sink w/Gooseneck Faucet, & recently installed Garbage Disposal. This home is close to Restaurants, Highways, & Parks. HOA covers water, trash, sewer, landscaping, stucco, and roof.

3
BEDS
3
BATHS
1,412
SQFT

Completely remodeled and move-in ready, this charming Barelas home perfectly blends modern updates with timeless character. Offering 1,235 square feet, 2 bedrooms, and 1 beautifully updated bathroom, every detail has been thoughtfully refreshed for today's lifestyle. Brand new laminate wood flooring flows seamlessly throughout the home, adding warmth and a modern touch. Spacious living area featuring fresh interior paint and updated lighting. Beautifully remodeled kitchen featuring sleek white cabinetry, quartz countertops, a classic subway tile backsplash, and stainless steel appliances. Expansive backyard with convenient backyard access. just minutes from Downtown Albuquerque, the Rail Yards Market, restaurants, parks, and easy freeway access.

2
BEDS
1
BATHS
1,235
SQFT
0.08
ACRES

Exceptional High Desert masterpiece, perfectly situated on a .81 Acre lot offering breathtaking city lights & Mtn. views. With 4252 sf of thoughtfully designed space. This remarkable residence combines timeless elegance w/modern comfort & adding to the homes exceptional value is an owner, owned solar system. The heart of the home features a spacious chef's kitchen w/ upscale appliances, spacious breakfast nook, bar seating, dining room, 2 inviting living areas, a private office, 4 spacious bedrooms +theatre room. Car enthusiasts, hobbyists will appreciate the extraordinary, oversized 4 car garage w/ half of garage w/ radiant & heat & cooled space.. Upstairs, step onto the expansive deck w/panoramic views. The primary suite is complete w/3way fireplace, dual vanities, jetted tub & steam shower. The backyard is equally impressive, designed for both relaxation & entertaining. Enjoy the covered patio overlooking lush artificial turf, & a tranquil bubbling fountain. The lot actually extends past the wall. There can never be anything built behind the house , views are protected. Please see additional information in the Documents section.

4
BEDS
5
BATHS
4,252
SQFT
0.81
ACRES

Experience exceptional Albuquerque living in the highly sought-after Park Lane floor plan by Pulte, where thoughtful design, energy efficiency, and breathtaking Sandia Mountain views come together in one remarkable home.Designed for both everyday comfort and effortless entertaining, this brand-new home features a stunning culinary kitchen complete with stainless steel appliances, quartz countertops, and a dramatic waterfall-edge island overlooking the spacious gathering room and dining area. A private den provides the ideal work-from-home space, while the thoughtfully designed guest suite offers privacy and comfort for visiting family and friends.The luxurious owner's retreat is a true sanctuary, featuring a spa-inspired walk-in shower and generous closet space. Additional upgrades include refrigerated air, an instant hot water heater, and a tandem three-car garage, offering modern convenience and exceptional functionality.Step outside to a covered backyard portal where you can unwind while taking in spectacular Sandia Mountain views. The professionally landscaped backyard, complete with lush grass, creates the perfect setting for outdoor entertaining, pets, or simply enjoying New Mexico's beautiful weather year-round.Combining one of Pulte's most popular floor plans with premium upgrades, energy-efficient construction, and an unbeatable location, this home offers the perfect blend of luxury, comfort, and livability. Don't miss this opportunity to own a beautifully appointed home with incredible mountain views and all the features today's buyers are looking for.

3
BEDS
3
BATHS
2,497
SQFT
0.17
ACRES

Come see the home you've always been searching for in desirable Sandia Heights. Designed for both comfort and style, this property features beautiful granite countertops that make the kitchen a true centerpiece. Enjoy seamless indoor-outdoor living with a built-in outdoor grill and refrigerator perfect for entertaining or relaxing evenings. Automated blinds add a modern touch of convenience and luxury throughout the home. Every detail has been thoughtfully included to fit your lifestyle. Don't miss this opportunity. This is the one you've been waiting for

3
BEDS
2
BATHS
2,402
SQFT
0.25
ACRES

Welcome to this distinctive Mediterranean-style townhome in desirable Four Hills Village. The inviting two-level floor plan features three bedrooms, two and one-half bathrooms, soaring cathedral ceilings, exposed beams, skylights and built-in bookcases. The spacious kitchen offers granite countertops, generous cabinetry, stainless-steel appliances and abundant pantry storage. Relax beside the living room fireplace or step outside to enjoy the balcony, covered courtyard and private fenced backyard. Additional highlights include refrigerated air, thermal-pane windows, a walk-in closet, flexible office space and a two-car carport. Conveniently located near foothill trails, open-space recreation, shopping and everyday amenities. Schedule your private showing today!

3
BEDS
3
BATHS
1,561
SQFT
0.04
ACRES

Fully and tastefully updated 4-bedroom, 2-bath home offering approximately 1,891 square feet of comfortable living space. This move-in ready property features a new roof, stucco, windows, refrigerated air, all new plumbing, fresh interior and exterior paint, and a beautifully updated backyard with new fencing. The open floor plan is perfect for everyday living and entertaining, with spacious living areas, a cozy gas fireplace, and modern finishes throughout.The updated kitchen showcases beautiful granite countertops and includes a reverse osmosis water filtration system. Additional upgrades include a tankless water heater and a refrigerated air system equipped with a Blue Light air purification system that helps sterilize the airflow for enhanced indoor air quality.Conveniently located and thoughtfully updated from top to bottom, this exceptional home is truly move-in ready and waiting for its new owner!

4
BEDS
2
BATHS
1,891
SQFT
0.14
ACRES

Welcome to this beautifully maintained home in a sought-after Northeast neighborhood, ideally situated on a spacious corner lot with added privacy as it backs to an arroyo and nearby walking paths.Inside, you'll find warm Southwestern charm throughout, featuring granite countertops, Saltillo tile, and a classic Kiva fireplace. The thoughtfully designed floor plan offers two comfortable living areas and a generously sized laundry room. All appliances convey, making this home move-in ready.Step outside to enjoy the covered back patio overlooking a gardener's paradise filled with mature fruit trees, plum, apple and pear with plenty of space to relax or cultivate your favorite plants. The detached workshop and storage building provides exceptional flexibility for hobbies, crafts, a studio, or additional storage. A fenced area previously used as a chicken coop offers even more possibilities for gardening, backyard projects, or other outdoor uses. Maybe you will add some chickens. Please notice all the wisteria!With its blend of privacy, character, functional spaces, and inviting outdoor living, this property offers a wonderful opportunity to enjoy both comfort and versatility in a desirable location close to shopping and restaurants.

4
BEDS
2
BATHS
1,800
SQFT
0.18
ACRES

Welcome to this single-level home offering four bedrooms, generous storage and flexible living space inside and out. The inviting living room features wood-look flooring and opens to a spacious kitchen with abundant cabinetry, generous counter space, stainless-steel appliances and room for everyday dining.The oversized fourth bedroom includes an adjoining walk-in storage and utility area, creating a versatile space with plenty of possibilities for a home office, studio, hobby area or additional living space.Outside, the gated front yard features a large driveway with plenty of room for parking and easy-care landscaping. The fully fenced backyard offers a large covered patio and paved entertaining area with room to relax, gather or create your own outdoor retreat.Conveniently located near the Central Avenue and Coors Boulevard corridors, with everyday shopping, groceries, dining, pharmacies and other services nearby, plus convenient access to I-40 for getting around Albuquerque. With four bedrooms, useful storage, flexible spaces and a spacious outdoor setup, this home offers plenty of room to make it your own.

4
BEDS
1
BATHS
1,366
SQFT
0.17
ACRES

Welcome to a thoroughly cared for and updated home in Academy Hills Park. The living room boasts beautiful wood beam & high ceilings, which opens up to the kitchen featuring amazing granite countertops and an island. Both yards are very-well landscaped showing off lots of greenery & 3 water fountains! What other backyard has an in-ground pool, hot tub, and high quality built in grill/outdoor kitchen? All major mechanicals are new-er, and the list of upgraded items is extensive. See upgrades list for more details. Real wood floors, and radiated heating in the two downstairs bathrooms are premium additions.

4
BEDS
3
BATHS
2,475
SQFT
0.21
ACRES

Welcome to this beautifully updated home in the desirable Nor Este Estates, offering soaring vaulted ceilings in both the living and family rooms and a bright, open floor plan designed for comfortable living and entertaining. Conveniently located near Domingo Baca Park and within walking distance to Nor Este Park and La Cueva High School. This move-in-ready home features a highly desirable first-floor bedroom and full bath, perfect for guests or multigenerational living. 2026 features: The updated kitchen boasts refreshed cabinetry, stylish backsplash, and quartz countertops. Overhead lighting in every bedroom, ceiling fans in the primary and an additional bedroom, fresh interior paint, and newer appliances. Additional upgrades include a reverse osmosis water filtration system, a new A/C installed in 2017, and a roof that was refinished in 2017, with the south side refinished again in 2020. Also in 2026, turf was added to the backyard, concrete was laid on the side yard, and the driveway was extended. This meticulously maintained home combines thoughtful updates, timeless appeal, and an exceptional location.

4
BEDS
3
BATHS
2,431
SQFT
0.16
ACRES

Move-In Ready & Perfect for your growing family! Located in the highly desirable NE Heights with NO HOA, this beautiful 2,063 sqft home has been lovingly maintained and offers the ultimate space & comfort. Enjoy 4 bedrooms, 2 baths, & 2 separate living areas split by a cozy 2-sided gas fireplace--ideal for family movie nights. The huge eat-in kitchen features a pass-through bar to the den, which leads out to a heated sunroom with brick floor offering extra play or work space. Outside, a fully walled backyard oasis awaits with a covered patio, built-in gas grill, & mature trees for endless weekend fun. Bring your adventure gear! The gated side yard features a dedicated RV pad with 110V power hookup. An oversized 2-car garage & big laundry room providing additional storage for all your tools & equipment. Enjoy quick, easy access to top-rated Osuna Elementary, Madison Middle, Sandia High, & North Domingo Baca Park. Make lasting family memories here!

4
BEDS
2
BATHS
2,063
SQFT
0.21
ACRES

Beautifully updated home featuring an open-concept floor plan with two spacious living areas, perfect for entertaining or everyday living. The inviting living room showcases a stunning stacked stone fireplace as its focal point. The updated kitchen offers modern finishes and flows seamlessly into the dining and living spaces. Updated bathrooms provide a fresh, contemporary feel, while ceiling fans in all bedrooms add year-round comfort. Step outside to a large, low-maintenance backyard with plenty of room to relax, play, or entertain. This move-in-ready home offers style, functionality, and easy living in a desirable layout.

4
BEDS
2
BATHS
1,936
SQFT
0.19
ACRES

The Solana floorplan at Sage Park in Albuquerque, New Mexico is a thoughtfully designed single story home that delivers efficient living, modern design, and exceptional value in a well established Albuquerque community. Offering approximately 1,145 square feet, 2-3 bedrooms, and 2 bathrooms, this home is ideal for first-time buyers, downsizers, or anyone seeking low maintenance new construction in a prime location.

3
BEDS
2
BATHS
1,145
SQFT
0.08
ACRES

Welcome to this beautifully updated 4 bedroom 2 bath home where modern style meets everyday comfort. The designer kitchen showcases elegant quartz countertops, brand-new shaker cabinetry, and new stainless steel appliances, creating the perfect space for cooking and entertaining. Fresh interior paint, new flooring throughout, updated lighting, and stylish ceiling fans provide a bright, contemporary feel. Additional upgrades include new door hardware throughout. Step outside to enjoy the large, freshly painted covered back patio, ideal for relaxing or hosting family and friends. A new roof was installed in August 2025 and includes a 10-year limited warranty. Nearly every major feature has been refreshed, making this home truly move-in ready.

4
BEDS
2
BATHS
1,951
SQFT
0.19
ACRES

SUMMIT PARK/NORTH UNM CUSTOM HOME. This exceptional Pueblo-style home blends classic Southwestern architecture with thoughtfully curated finishes. Stunning custom kitchen features a Viking professional range, quartz countertops, designer tile backsplash, custom cabinetry, and premium fixtures. Oversized primary suite offers a private patio entrance plus a luxurious spa-inspired bath with floating vanity and extra-large walk-in shower. Light-filled living spaces, quality flooring, recessed lighting, and refined finishes create a warm, sophisticated feel throughout. Central heat and refrigerated a/c, recent TPO roof, new modern driveway, and beautifully landscaped low-maintenance grounds complete this turnkey property in one of Albuquerque's most desirable neighborhoods.

3
BEDS
2
BATHS
1,992
SQFT
0.17
ACRES

Stay comfortable year-round with a brand-new HVAC system in this beautifully refreshed Northwest Albuquerque home! Bright, welcoming, and featuring a bright open floor plan with abundant natural light, this 3-bedroom, 2-bath residence is designed for comfortable everyday living. Essential updates shine throughout, including fresh two-tone interior paint, plush new carpet, and stylish, low-maintenance luxury vinyl plank flooring. The bright kitchen is equipped with brand-new stainless-steel appliances, ample cabinet space, generous counter space, and a sunny dining area, creating a functional and inviting space for everyday meals. Enjoy a highly convenient location with quick access to shopping, dining, entertainment, and outdoor recreation, including scenic trails, parks, and open natural spaces. This home offers the perfect balance of everyday convenience and easy access to weekend adventures, making it an exceptional place to call home.

3
BEDS
2
BATHS
1,658
SQFT
0.13
ACRES

Hidden away on a scenic bluff at the end of a quiet cul-de-sac, this one-of-a-kind 4-bedroom custom split-level home offers breathtaking mountain & city views, timeless architecture, & craftsmanship. On a beautifully landscaped .30-acre lot with mature trees, synthetic lawn, multiple balconies & patios, the home blends indoor comfort with unforgettable outdoor living. Inside, warmth & timeless elegance shine through with dramatic jewel tones, rich alder cabinetry, granite countertops, fireplace, wet bar, & 2 living areas. Spacious private primary suite with balcony, soaking tub, & walk-in closet. 3 car garage, Andersen windows, '24 furnaces & hot water heater. Enjoy the bold sophistication of an iconic '80s/'90s luxury lifestyle, an aesthetic once again celebrated in today's design trends.

4
BEDS
3
BATHS
2,967
SQFT
0.3
ACRES

Welcome home to this charming single-level home tucked away on a quiet cul-de-sac! Offering 3 bedrooms plus a versatile bonus room that works beautifully as a home office, formal dining room, playroom, or could easily become a 4th bedroom, this home is designed to fit your changing needs. The open floor plan features vaulted ceilings, a cozy fireplace, abundant natural light, and a spacious kitchen with stainless steel appliances, including a new dishwasher (May 2026). You'll also appreciate the refrigerated A/C, replaced in 2024, for year-round comfort. Step outside to a beautifully landscaped backyard where you can relax and enjoy stunning Sandia Mountain views. Conveniently located with easy access to parks, schools, shopping, dining, and I-40, this home offers the perfect combination of comfort, flexibility, and location. Come see why this one feels like home from the moment you walk through the door!

3
BEDS
2
BATHS
1,807
SQFT
0.13
ACRES

Experience luxury living at its finest in this stunning Candelaria-built Tuscan estate, thoughtfully designed by renowned architect Ron Montoya. Nestled in the highly desirable NE Heights, this exceptional residence showcases timeless architecture with a classic tile roof, elegant arched windows, and an impressive grand entry. Inside, soaring ceilings, a dramatic staircase, and expansive living spaces create an unforgettable first impression. Sophisticated columns, designer finishes, and high-end fixtures add warmth and elegance throughout. The gourmet chef's kitchen is the heart of the home, featuring granite countertops, double islands, abundant cabinetry, and generous prep space perfect for entertaining. The spacious main-level owner's suite offers a private retreat, while a separate main-floor guest suite is ideal for multigenerational living or extended guests. Upstairs, you'll find oversized bedrooms, beautifully appointed bathrooms, generous closets, and a versatile recreation room that also makes an excellent home office or media room. Step outside to take in breathtaking Sandia Mountain views from the covered balcony, expansive deck, or covered patio. Situated on an impressive .89-acre lot, the backyard offers endless possibilities to create your dream outdoor oasis with room for a pool, guest casita, workshop, or recreational amenities. This extraordinary home seamlessly combines luxury, comfort, and functionality in one of Albuquerque's most sought-after locations.

5
BEDS
5
BATHS
4,998
SQFT
0.89
ACRES

Welcome to this stunning Raylee home, perfectly situated on a premium lot with breathtaking, unobstructed mountain views. Offering 3,085 square feet of thoughtfully designed living space, this spacious residence features 5 generously sized bedrooms, 3 full bathrooms, and two separate living areas, providing plenty of room for entertaining and everyday living.The expansive kitchen is a chef's dream, complete with abundant counter space, ample cabinetry, and a reverse osmosis water filtration system at the sink. Its open-concept layout flows seamlessly into the dining area and family room, creating the perfect gathering space for family and friends. Rich hardwood flooring extends throughout the entire main level, adding warmth and timeless elegance.Upstairs, you'll find all five spacious bedrooms, including a luxurious primary suite featuring a cozy two-way fireplace that creates a relaxing retreat. A second fireplace in the main living area adds warmth and charm, making this home inviting year-round.Additional highlights include a three-car garage, professionally landscaped front and back yards, and numerous quality upgrades throughout. Ideally located just minutes from Sandia National Laboratories and Kirtland Air Force Base, this exceptional home offers the perfect blend of comfort, convenience, and style.With spectacular mountain views, generous living spaces, and an unbeatable location, this move-in-ready home is one you won't want to miss. Schedule your private showing today!

5
BEDS
4
BATHS
3,085
SQFT
0.17
ACRES

Discover the charm of this delightful 4-bedroom home in El Rancho Grande! As you step inside, you'll be greeted by a bright and airy atmosphere thanks to the large windows, which also allow for a seamless connection to the outdoors. The fresh coat of paint and newer flooring provides an inviting ambiance throughout. A spacious flex room can be transformed to suit your needs, while the modern walk-in shower in one of the 3 bathrooms ensures you have a serene space to unwind. New appliances add to the convenience of the kitchen, and the darling cinder block-walled backyard is perfect for gatherings or relaxation. With no HOA and an AC system to keep you cool, come and take a look.

4
BEDS
3
BATHS
2,195
SQFT
0.11
ACRES

Mid-Century Modern in UNM North Campus on an oversized lot! One level, three bedrooms + BONUS ROOM, two bathrooms, two huge walk-in closets & 2-car tandem garage. Living room with fireplace, kitchen with pantry + dining room. HUGE primary suite with new carpet as of July 2026! Two more bedrooms + bonus room. Vinyl thermal windows, recessed lighting, ceiling fans, on-demand hot water, PEX water lines & refrigerated air. Roof new in 2023; electrical box updated 2015. Breezeway/courtyard combination creates charming outdoor living space. Storage building. The backyard is a blank canvas awaiting your special touches; low-maint landscape in front. North Campus location means you're close to Law/Med Schools, Golf and Nob Hill! Fridge/washer/dryer all convey.

3
BEDS
2
BATHS
1,703
SQFT
0.21
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.