Albuquerque / FHA Eligible Homes in Albuquerque

FHA Eligible Homes in Albuquerque

Find FHA eligible homes in Albuquerque, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.

Showing 980 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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This charming 3-4 BR Mid-Century home offers timeless character, a fantastic floor plan, and an oversized interior corner lot in a highly desirable location. Wood floors run throughout the home, while the sun-filled galley kitchen welcomes the morning light. The spacious living room features classic tray ceilings, original-era baseboards, and large south- and west-facing windows that fill the space with natural light. Generously sized bedrooms provide comfortable living, and the versatile flex room is ideal as a media room, home office, guest room, or 4th BR. The detached garage (not included in the SF) has been converted into a workshop and offers excellent potential to be converted back into a garage or reimagined as additional living space. Enjoy outdoor living under the oversized covered patio, perfect for relaxing or entertaining family and friends. Recent improvements include a newer metal roof, furnace, sewer line, and separate electrical systems for the home and workshop. Ideally located near UNM North Campus, the golf course, Whole Foods, etc. A wonderful opportunity to own a classic Mid-Century home in a fantastic neighborhood.

3
BEDS
2
BATHS
1,695
SQFT
0.21
ACRES

Far NE Townhome**No HOA!!*2 BD/2 BA/2 CG* Elegantly designed with raised ceilings and great natural light. All tile with custom designer touches. Beautiful custom tile gas log fireplace elevates the vibe for those winter nights and gatherings. Low maintenance landscaping F&B. Rooms are all good size w/plenty of closet/storage space. Ceiling Fans, Skylights lots of natural light. Nice park with tennis courts just a couple of blocks away. Good access to I-25, the Paseo Corridor, Trader Joes and Whole Foods. TownHome being sold as is.

2
BEDS
2
BATHS
994
SQFT
0.16
ACRES

Enjoy living in the heart of Old Town, a couple blocks from the Plaza, and a quick bike ride to the Rio Grande Bosque Trails! This adobe house plus casita is perfect for a multitude of living situations, creating the unique opportunity for you to live in one side while renting out the other! For years, the attached casita was one of the best performing short term vacation rentals in Albuquerque.Oozing with charm and character, original wood flooring, warm brick and Saltillo flooring, you'll love the multiple patios, the covered back porch, secluded hot tub area, clerestory window and fireplace in the casita, sunroom in the main home, natural lighting everywhere you turn, and the easy to maintain nopal cacti everywhere you turn.The oversized 2 car garage is a rare treat in this neighborhood, with a workshop area and plenty of room for storage. A large area for off-street parking is available as well, fully walled and gated from the street.This is a rare opportunity to live in a dreamy artistic compound in the heart of one of the most charming neighborhoods in Albuquerque, minutes to some of the best museums, shops, restaurants, entertainment, and outdoor recreation.

3
BEDS
2
BATHS
1,850
SQFT
0.16
ACRES

Welcome home to this charming 4-bedroom, 2-bath property filled with warmth, character & pride of ownership! Beautiful wood floors & exposed wood ceiling beams add timeless charm. The formal dining room features a Kiva-style wood-burning fireplace, creating a warm & inviting atmosphere perfect for entertaining. The spacious family room offers higher ceilings, abundant natural light & beautiful stone flooring. Situated on a large lot with ample parking including space for RV parking w/30amp plug for RV. A detached 1-car garage, multiple storage sheds & a spacious backyard. TPO roof Centrally located with easy freeway access & minutes from shopping, dining & everyday conveniences. This home is ready for its next owner!

4
BEDS
2
BATHS
1,861
SQFT
0.31
ACRES

OWNER FINANCING AVAILABLE! Welcome to this beautifully maintained, nearly new home located in the gated Aspire community in Albuquerque's Southwest Heights. Built just two years ago, this desirable Sawyer floor plan offers 4 bedrooms, 2 bathrooms, and a bright, open layout designed for comfortable everyday living and entertaining. Situated on a corner lot, the home features attractive low-maintenance Southwestern landscaping, a two-car garage, and added space around the property.Inside, the spacious living area flows seamlessly into the kitchen and dining space, creating an open and inviting atmosphere. The kitchen features granite countertops, a large center island with additional seating space, dark cabinetry, stainless steel appliances, a gas range, and a stylish tile backsplash. Recessed lighting and abundant windows bring in plenty of natural light throughout the main living areas.The home offers a combination of tile flooring in the high-traffic areas and comfortable carpeting in the living room and bedrooms. Ceiling fans add comfort throughout, while the neutral color palette makes the home easy to personalize. The primary bedroom provides generous space and connects to a private bathroom featuring a large vanity, walk-in shower, and walk-in closet. Three additional bedrooms provide flexibility for family, guests, a home office, or hobby space.With modern finishes, a functional single-story layout, newer construction, gated community access, and a desirable corner-lot location, this home offers an excellent combination of comfort, convenience, and value. Move-in ready and waiting for its next owner to make it home.

4
BEDS
2
BATHS
1,602
SQFT
0.11
ACRES

Spacious 5-Bedroom Home in the Desirable Sandia School DistrictOpportunity is knocking! This one-of-a-kind 5-bedroom family home offers an incredible amount of space, character, and potential in the highly sought-after Sandia School District. With great bones and a versatile floor plan, this home is ready for its next chapter. Enjoy a large living room plus an oversized den featuring a cozy fireplace and sliding glass doors that open to a generous backyard--perfect for entertaining, relaxing, or creating your dream outdoor space. Inside, you'll find spacious bedrooms, huge closets, a walk-in closet, convenient under-stair storage, ceiling fans throughout, and updated bathrooms with newer vanities and toilets. NEW CARPET HAS BEEN INSTALLED.

5
BEDS
3
BATHS
2,742
SQFT
0.19
ACRES

Beautifully maintained and updated two-story home in the desirable Palomas Park, conveniently located near Wyoming and Paseo del Norte with easy access to shopping, restaurants, parks, trails, schools. Featuring 4-bedrooms with a dedicated office/flex room (potentially 5 bedrooms) offers a functional floor plan with multiple living spaces. The gorgeous living room features tongue-and-groove wood ceilings with exposed beams, an open loft above, and a stone fireplace, ample ceiling height. The kitchen includes granite countertops, stainless steel appliances, ample cabinet space, and a breakfast bar. The primary suite features a newly constructed custom walk-in closet, dual vanities, and a walk-in shower. Additional features include an owned solar system, tankless water heater, Tesla EV charger with backup system, Google Nest smart home features, custom laundry room, updated windows in living room, newer appliances, covered patio, and low-maintenance landscaping. Home is here.

4
BEDS
3
BATHS
2,750
SQFT
0.13
ACRES

Welcome to Vineyard Estates, where this 4bed 2.5bath 2536sf home offers the perfect blend of modern Southwestern elegance and everyday comfort. You'll be captivated by the oversized kitchen designed for everyday living and entertaining with abundant counter space, cabinetry, and breakfast bar. When the weather turns cold, you'll love the radiant heat to warm your feet. The spacious primary suite with backyard access boasts a luxurious en suite with dual vanities, a jetted tub and two closets. The versatile formal dining room can easily serve as a home office, flex space or traditional dining area. A ceiling-high gas kiva FP creates a striking focal point in the very large living room accented with a stunning wood-planked vaulted ceiling. Relax in the beautiful shaded backyard with its covered patio, fruit trees, and foliage creating a private retreat, along with an area all set up for a vegetable garden. This exceptional property is ideally located and combines timeless Southwestern architecture with flexible living spaces. This home is a rare opportunity you don't want to miss!

4
BEDS
3
BATHS
2,536
SQFT
0.18
ACRES

Sellers Credit Available Welcome to 6101 Brenda Ave NE, Albuquerque, NM--a beautifully updated home that blends modern finishes with a spacious, established setting. Situated on a desirable large corner lot, this move-in-ready property features a thoughtfully renovated interior from top to bottom.Step inside to discover new flooring, fresh interior paint, and a bright, inviting layout designed for comfortable everyday living. The upgraded kitchen is the heart of the home, featuring a cooktop conveniently located in the center island, offering the perfect space for cooking, entertaining, and gathering with family and friends.Both bathrooms have been tastefully updated with contemporary finishes, while the home's updated electrical system provides added peace of mind.

3
BEDS
2
BATHS
1,691
SQFT
0.22
ACRES

UNBEATABLE CONVENIENCE & SPACIOUS LIVING IN CENTRAL ALBUQUERQUE!Welcome to 1017 Georgia Street SE, a charming single-story residence offering 2,177 sq. ft. of versatile living space in one of Albuquerque's most central and accessible pockets. Whether you're commuting across town, heading to nearby employment hubs, or exploring the city's vibrant dining and shopping scenes, this location delivers effortless access to major thoroughfares, including I-40, Louisiana Blvd, and Gibson Blvd.PROPERTY HIGHLIGHTS:Generous Layout: 3 spacious bedrooms and 2 full bathrooms, perfect for comfortable daily living, a home office setup, or hosting guests.Warm & Welcoming: Features a classic fireplace as the focal point of the living space, creating an inviting atmosphere year-round.Functional Extras: Includes a 1-car attached garage for parking and storage, situated on a manageable 0.17-acre lot with low-maintenance outdoor spaces.Prime Location: Enjoy close proximity to UNM, Nob Hill dining, local schools (Emerson Elementary, Van Buren Middle, Highland High), parks, and essential everyday shopping.Perfect for buyers looking for a central retreat with plenty of room to spread out without sacrificing quick commute times. Schedule your private showing today and experience the ideal blend of accessibility and comfortable living!

3
BEDS
2
BATHS
2,177
SQFT
0.17
ACRES

Comfort Meets Convenience in Prime Westside Location! Welcome to this move in ready 1,800 sq. ft. Albuquerque Westside home, perfectly crafted for modern living and effortless commuting. Featuring 3 spacious bedrooms and 2 full bathrooms, this home has a versatile floor plan with two distinct living areas, giving you the ideal setup for a formal living room, home office, media den, or play space.The second bedroom is oversized, enough for a sitting area, private workstation or play area. Step outside to your private covered back patio, perfect for shade, outdoor dining, and year-round New Mexico evenings. Complete with an attached 2 car garage, this home delivers the complete package of space, storage, and comfort. Situated in a high convenience corridor with quick access to I-40, you are just minutes away from major grocery shopping, popular restaurants, Home Depot, Lowe's, and key commercial hubs. Whether you're looking for layout flexibility or an easy commute across the metro, this home delivers it all!

3
BEDS
2
BATHS
1,800
SQFT
0.13
ACRES

Located within the gated community of Tanoan West, this beautifully maintained 4-bedroom, 3-bath home offers 2,852 square feet of comfortable living with multiple gathering spaces and an incredible backyard oasis. The open kitchen opens to the main living area featuring a cozy fireplace, built-in shelving and abundant natural light. The luxurious primary suite boasts a stunning spa-inspired bathroom with a freestanding soaking tub, oversized walk-in shower and designer finishes. Enjoy formal and casual living areas, a spacious game/media room, 2-car garage and a private backyard shaded by mature trees with multiple patios, fire pit and plenty of room to relax or entertain. Just minutes from Tanoan Country Club and golf.

4
BEDS
3
BATHS
2,852
SQFT
0.18
ACRES

Full RV Hookups! Rare Los Ranchos/ Griegos custom home featuring oversized RV parking, backyard access, and full RV hookups with water, sewer, and electricity. This brand-new custom residence showcases modern charm and includes custom finishes throughout. The spacious open-concept floor plan offers a stunning chef's kitchen with custom cabinetry, designer details, and beautiful bathrooms with walk-in showers. Thoughtfully designed with easy accessibility and flat surfaces throughout. Enjoy New Mexico living under the large covered patio, perfect for entertaining or relaxing. This is a unique opportunity to own a custom-built home in one of Albuquerque's most desirable and charming North Valley neighborhoods! 10K Flex cash is available with acceptable offer!

3
BEDS
3
BATHS
2,370
SQFT
0.23
ACRES
$299,000
-10,900$ 08/14

Welcome home to this beautifully updated property offering exceptional flexibility, extensive recentimprovements, and a highly desirable corner lot with backyard access. Recent improvements include a new roof, new furnace, new evaporative cooler, new electrical service panel, fresh interior paint, new laminate wood flooring, updated interior doors, and updated hardware throughout. The open living and dining area is highlighted by soaring cathedral ceilings. The spacious kitchen offers abundant cabinetry, generous countertop space, breakfast bar, skylight, new 5-burner electric cooktop, stainless steel built-in oven, microwave, and dishwasher. The flexible 1500 sq ft. floor plan features 4 bedrooms, two possible living areas, a private in-law suite with an adjoining 3/4 bathroom. The updated hall bath includes an oversized cultured marble walk-in shower. Outside you'll enjoy a fully fenced backyard with backyard access, expanded driveway, expanded side patio, dedicated dog run, and low-maintenance landscaping.

4
BEDS
3
BATHS
1,500
SQFT
0.15
ACRES

This beautifully maintained corner-lot home offers 2 bedrooms, 2 full bathrooms, a convenient powder room, and two spacious living areas, providing flexibility for everyday living and entertaining. The master bedroom has a jetted tub for a quiet retreat after a long day and a walk-in closet. The fully landscaped front and backyard create a peaceful outdoor retreat featuring a covered patio and an upstairs balcony perfect for enjoying New Mexico's beautiful sunsets. Located in Northwest Albuquerque, you'll enjoy easy access to Petroglyph National Monument, parks, walking trails, shopping, restaurants, and major commuter routes including Paseo del Norte, Coors Blvd., and I-40.

2
BEDS
3
BATHS
1,653
SQFT
0.13
ACRES

RIVER & MOUNTAIN VIEWS can be seen from the Living Room, Primary Bedroom, Kitchen, and Dining Area. 3 Bedroom Home is located in a GATED COMMUNITY, that is only a 5 minute drive from I-40. Home sports a new fresh look and has a Newer HVAC System (2024). BEAUTIFUL outer front locking door offers a Second layer of SECURITY for those who are on the go or who love to travel. The SPACIOUS Primary Bedroom has a WONDERFUL area that can easily accommodate a Charming Sitting Area in front of the gas FIREPLACE or it can be set up as an Office to enjoy the Stunning MOUNTAIN VIEWS. Large Primary Bathroom has 2 Vanities, a Garden Tub and a Separate Shower. Seller takes great pride in the maintenance of this DREAM home. Enjoy the Sky Parade of Balloons during the Fall and the Cozy 2-way Fireplace during the chilly winter months.

3
BEDS
2
BATHS
2,643
SQFT
0.17
ACRES

**Luxury Living in Sunset Hills Estates - North Albuquerque Acres**Welcome to one of the most coveted addresses in Albuquerque--**Sunset Hills Estates**, an exclusive gated community nestled in the heart of North Albuquerque Acres, just north of Elena and in the highly Rated North Star Elementary School. Opportunities to own a home in this prestigious neighborhood are rare, and when they do become available, they don't stay on the market for long.This stunning **nearly 4,000-square-foot** custom home offers the perfect blend of elegance, comfort, and timeless design. Situated on **over one acre**, this exceptional **single-story** residence features **4 spacious bedrooms (one is ADU design with separate entrance**,plus an office, a **3-car garage**, soaring ceilings, smooth plaster walls, and an open-concept floor plan designed for both everyday living and unforgettable entertaining.From the moment you enter, you'll appreciate the luxurious finishes, beautiful stone flooring, expansive living spaces, and walls of windows that capture breathtaking views and fill the home with natural light. Every detail has been thoughtfully designed to create a warm yet sophisticated atmosphere.Outside, you'll enjoy the privacy, tranquility, and panoramic scenery that make North Albuquerque Acres one of the city's most desirable places to call home.**Luxury. Privacy. Views. Location.** This home checks every box--and it's **priced to sell**. If you've been waiting for an opportunity to own in Sunset Hills Estates, this is your chance.Schedule your private showing today before this extraordinary home is gone.

5
BEDS
4
BATHS
3,784
SQFT
1.09
ACRES

Tenant present, need 24 hour notice. A Gorgeous home in the heart of Mesa Del Sol. It boasts 9' ceilings, recessed lighting grand 8x5 kitchen island with granite counter tops, rich 42'' birch cabinets, stainless steel appliances, tankless water heater. Right down the street from the community pool and a lovely park! A generous. private outdoor area offers a great relaxation space surrounded by a coyote fence. There is Refrigerated air, an open kitchen and a separated primary suite that could be used as a separate unit. There is even a catio or a bird sanctuary. Such a cozy space with trees and landscaping which is hard to find in Mesa Del Sol!!

3
BEDS
2
BATHS
1,930
SQFT
0.17
ACRES

PRICE REDUCED $10,000! COMPLETELY RENOVATED & MOVE-IN READY! Don't miss this opportunity to own a home where the expensive, major improvements have already been completed! This beautifully renovated 3-bedroom, 2-bath home has been transformed from top to bottom with ALL-NEW ELECTRICAL (NO ALUMINUM WIRING), PLUMBING, ROOF, R-30 INSULATION & check out the crawlspace, WALL HEATERS, WATER HEATER, DRYWALL, PAINT, DOORS, FLOORING, CABINETS, FAUCETS, and MODERN LIGHT & PLUMBING FIXTURES! The refreshed kitchen and bathrooms offer a clean, modern feel, while the entire home is truly move-in ready. RV OWNERS--TAKE NOTE! Enjoy the convenience of a NEW RV ELECTRICAL HOOKUP PLUS BACKYARD alley ACCESS! Simply move in, unpack, and enjoy! This home is ready for its next owner. COME SEE IT, FALL IN LOVE, AND MAKE AN OFFER!

3
BEDS
2
BATHS
1,256
SQFT
0.17
ACRES

Beautifully upgraded home in the highly sought after neighborhood of Loma Colorado. Right across from the park. Upon arrival the curb appeal is enhanced by stacked stone pillars, 3-car garage, Spanish tile roof, manicured landscaping, and a covered entry with XL front door.Once inside the extras and upgrades are everywhere. Upgraded flooring. Two large living rooms downstairs. One with a gas fireplace. a guest room with full bathroom. Stunning kitchen with granite, ample cabinet space, large pantry, island, and SS appliances that stay.Incredible space upstairs thanks to an enormous loft, oversized bedrooms w XL walk-in closets. Two closets attached to the loft, and a spa-like primary room and suite. Even the primary closet feels opens and spacious. Low car traffic, outstanding walking paths, big park across the street. Close to Intel, shopping, ice rink, tennis courts, softball fields, and more.

4
BEDS
3
BATHS
3,151
SQFT
0.15
ACRES

NOT A MOBILE HOME. SPACIOUS LIVING WITH ENDLESS POSSIBILITIES! This stunning FRAME BUILT Southwest Albuquerque home features a large open floor plan combining the Great Room, dining area, and kitchen, perfect for gatherings. With 3 bedrooms and 2 baths, it suits a variety of lifestyles. The outdoor space is a blank canvas for your creativity. Situated in a quiet, welcoming neighborhood, this property offers a fenced yard, a generous driveway, and storage space with room for an RV or toys. Don't miss the chance to make this versatile home yours! Call today for a private tour!

3
BEDS
2
BATHS
1,877
SQFT
0.19
ACRES

Welcome to this beautifully appointed 3-bedroom, 2-bath home featuring a dedicated office, perfect for working from home or creating your own flex space. The inviting living room showcases a stunning fireplace with built-in seating, creating a warm and welcoming gathering space.Rich Saltillo tile adds timeless Southwestern charm throughout, while expansive windows frame breathtaking mountain and city views. The spacious primary suite offers a luxurious retreat with a classic clawfoot soaking tub, separate walk-in shower, and plenty of room to unwind.The dining area is enhanced by elegant built-in glass-front cabinetry, ideal for displaying your favorite dishes, pottery, or treasured collectibles. Enjoy energy efficiency with solar panels, along with the convenience of a reverse osmosis water filtration system.

3
BEDS
2
BATHS
2,311
SQFT
0.22
ACRES

Experience the perfect blend of comfort, efficiency, and location in this beautifully maintained Northwest Heights home. Designed with long-term savings in mind, this property features a self-sufficient solar panel system that significantly reduces energy costs while providing reliable, sustainable power year-round.Recent exterior upgrades include a new roof and fresh stucco, offering peace of mind and excellent curb appeal. Step outside to a fully landscaped backyard, creating a private outdoor oasis that's ideal for relaxing, entertaining, or enjoying New Mexico's beautiful sunsets.Located in the highly sought-after Northwest Heights, you'll enjoy convenient access to shopping, dining, parks, top-rated schools, and major commuter routes. This move-in-ready home combines modern efficiency, thoughtful updates, and an exceptional location, making it a rare opportunity for today's buyer.

4
BEDS
2
BATHS
2,610
SQFT
0.16
ACRES

Welcome to this beautifully updated property situated on an approximately 1/3 acre corner lot with possible backyard access and a park conveniently located across the street. Inside you'll find new flooring, no carpet, and fresh paint. The main level features 3 bed/2 bath, including the primary suite, and a dedicated laundry room with a washer/dryer. The kitchen is fully equipped w/ appliances, upgraded granite countertops, and backsplash. The versatile basement offers two additional rooms, a bedroom, and bathroom. Step outside to the balcony with upgraded deck flooring or the extended patio overlooking the spacious backyard, complete with fruit trees & a chicken coop. Additional upgrades include solar panels, a tankless water heater, and a garage with a dedicated workshop area.

4
BEDS
3
BATHS
3,429
SQFT
0.34
ACRES
$269,900
-9,100$ 08/14

Rare opportunity to own one of the few townhomes in the community with a two-car garage with NO HOA! This well-maintained townhome features two spacious primary suites, each with a private bath, plus a convenient half bath downstairs. Enjoy tile flooring throughout the entire home offering beauty, durability, and easy maintenance. Relax in the private courtyard or entertain in the large backyard with plenty of space to enjoy the outdoors.Conveniently located near shopping, dining, parks, and freeway access, this home combines comfort, functionality, and a floor plan that's hard to find.

2
BEDS
3
BATHS
1,102
SQFT
0.09
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.