Albuquerque / VA Loan Eligible Homes in Albuquerque

VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

Showing 1082 listings in Albuquerque. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.

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$450,000
-15,000$ 08/17

Updated from top to bottom this far northeast single story home is packed with desirable features. Remodeled kitchen and baths with granite, stainless steel applicances, custom cabinetry, and farm sink. Gleaming remodeled baths and space for all. New carpeting, paint and gorgeous tile in wet areas. Easy maintainence brick with new stucco 2026. 2 spacious living areas. Cozy wood burning fireplace in the family room. Perfect for entertaining. Generous sized bedrooms. Enjoy the wired sound system! Large 2 finished garage with attic storage and work area. Situated on a spacious corner lot with gated RV access. Room for your RV, boat and toys! 12 x 10 Shed for storage. Close to the foothills, with easy access to trails for biking and hiking. Excellent schools and outstanding location!

3
BEDS
2
BATHS
1,827
SQFT
0.21
ACRES

Welcome to this light and bright 4 bedroom home in the desirable Eagle Springs subdivision! Inviting open floor plan features a large living area with a cozy gas log fireplace. Stunning, remodeled kitchen (2026) offers granite countertops, new cabinetry, stainless steel appliances including a new dishwasher, an island, pantry, and abundant counter and cabinet space. The spacious primary suite features a gorgeous full bath with a double-sink vanity and walk-in closet. Three additional bedrooms offer flexibility, with the fourth bedroom making an ideal home office or study. Enjoy refrigerated air, stunning wood plank tile flooring with carpet and tile in select areas, and a low-maintenance backyard complete with a covered patio for relaxing or entertaining. Conveniently located near shopping, dining, parks, and just blocks from La Cueva High School.

4
BEDS
2
BATHS
1,547
SQFT
0.12
ACRES

Updated 4 bedroom, 3 bathroom home in a convenient NE Heights location with easy access to Uptown & I-40. Quartz countertops, a large island, pantry, and abundant cabinet & counter space make the kitchen as functional as it is attractive. Luxury vinyl flooring & updated thermal windows combine a clean, modern look with improved energy efficiency & low-maintenance living. The living room has a wood-burning fireplace for cool winter evenings, while refrigerated air keeps the home comfortable all summer long. A pergola overlooks the large backyard with room for gardening or relaxing. Solar helps offset electric bills. New garage doors complement the 2-car garage, which connects to the laundry/mud room with a wall of storage. Seller will pay off solar balance with acceptable offer. All appliances convey.

4
BEDS
3
BATHS
1,874
SQFT
0.16
ACRES

Built in 2021, this move-in-ready home features modern finishes throughout, including quartz countertops, custom wood cabinetry, tile flooring, and beautifully tiled bathrooms. Stay comfortable year-round with central A/C, and enjoy the privacy of a fully fenced and gated yard. A perfect blend of style, quality, and low-maintenance living!

2
BEDS
2
BATHS
1,218
SQFT
0.13
ACRES

Step into to this wonderfully updated 2 bed/1 bath home and make it your own! An excellent choice for a first-time buyer or investment property,. This charming home features newer kitchen cabinets, granite countertops, stainless steel appliances, and a convenient countertop dishwasher that conveys. Major updates include a new furnace installed in 2024, along with a TPO roof and evaporative cooler installed in 2022. Tasteful updates in the bathroom. A large lot with storage shed allows for endless yard possibilities like gardening, parking, or just playing. Enjoy the convenience of walking down the street to many fast food restaurants without being downtown! It's near CNM. An added bonus is that a new Target and In-n-Out are going to be a short distance away. This move-in-ready home offers comfort and convenience.

2
BEDS
1
BATHS
880
SQFT
0.14
ACRES
$272,000
-7,500$ 08/14

NEW PRICE--$272,000! This property is located in an area where eligible buyers may qualify through participating lenders for down-payment and/or closing-cost grants that do not require repayment. These are grants, not second mortgages. Buyer and loan eligibility requirements apply; programs are subject to change. Brand-new July 2026 refrigerated air and heating combo unit! Move-in ready and thoughtfully updated, this charming home offers the comfort and peace of mind today's buyers are looking for. Beautiful gleaming wood floors welcome you inside, leading to a spacious remodeled kitchen featuring quartz countertops, a tile backsplash, stainless steel sink, and brand-new appliances, including the stove, refrigerator, washer, and dryer.The updated bathroom includes a new vanity and professionally resurfaced tub and tile. Additional improvements include newer double-pane windows, a newer roof, updated water and sewer lines, fresh exterior stucco, and an automatic garage door opener.The oversized one-car garage provides exceptional storage, plus there's an additional storage shed for even more space. Step outside to a large, private backyard enclosed by tall walls--perfect for relaxing, gardening, entertaining, or giving pets room to play.Conveniently located near Kirtland Air Force Base, Sandia National Laboratories, shopping, dining, and major commuter routes, this beautifully updated home is an outstanding value and truly move-in ready.

2
BEDS
1
BATHS
865
SQFT
0.16
ACRES

Welcome to 2723 Sunny Sky Lane SW! This well-maintained, one-owner home is located in a gated community and offers 3 beds, 1 bonus flex room, 2 baths, and 1,616 square feet of comfortable, move-in-ready living space. The open floor plan is filled with natural light and features updated flooring, fresh finishes, and a cozy gas fireplace anchoring the main living area. The kitchen offers stone countertops, ample cabinetry, and plenty of room for cooking and entertaining. Refrigerated air keeps the home comfortable year-round. Outside, enjoy a fully fenced backyard with a covered patio, perfect for relaxing, grilling, or creating your own outdoor retreat. Conveniently located near shopping, schools, parks, and major roadways, this home combines pride of ownership, functional living space, and everyday convenience. Schedule your showing today!

3
BEDS
2
BATHS
1,609
SQFT
0.14
ACRES

Look no further, this one is a keeper!! Hard to find one level 4 BR on large corner lot with mature landscaping has been lovingly owned and maintained by the same owners for 19 years. Recent Improvements include HVAC, Andersen double hung vinyl windows & patio slider, TPO roof, stucco, Kinetico water softener, smooth top range w/dble oven, SS dishwasher, faucet & garbage disposal in kitchen, storm doors+ garage door opener!Primary has its own door to the large covered patio and features a big walk-in closet. garden tub, separate shower + a water closet. Engineered hardwood floors in great room and hallway, ceiling fans in all BR's. Located in a great looking subdivision close to walking/bike paths, parks, schools and shopping.-including a proposed new Trader Joe's! All this and HOA dues of only $25/month.

4
BEDS
2
BATHS
1,662
SQFT
0.21
ACRES

Stunning custom Four Hills home with breathtaking views! Over $150K in upgrades and remodeling, plus seller-owned solar (Pearl Certified) for maximum efficiency! This bright, open layout is filled with natural light and features spacious living areas, a dining space, and three large bedrooms. Relax in the living room, cook in the gourmet remodeled kitchen with a large bar island, or step onto the expansive 27' x 26' view deck. Wake up to unparalleled views in the luxurious primary suite featuring a three-way fireplace, spa-like ensuite with a jetted tub, walk-in shower, double sinks, and walk-in closet. Downstairs offers a heated office/bonus room, two-car garage, and two-car covered carport. This home offers one-level living with easy street access. Near open space, the Canyon Club & golf course, I-40 access, and Kirtland AFB. This home is a must-see!

3
BEDS
2
BATHS
3,001
SQFT
0.27
ACRES

Step into this beautifully remodeled home in the Northeast Heights! Featuring PAID OFF solar, refrigerated air and NEW carpet, fresh paint and tasteful updates throughout with an inviting floorplan that provides bright functional living spaces ideal for everyday living and entertaining. Nestled in a cul-da-sac this home offers privacy while being conveniently located near shopping, dining, major commuter routes and just minutes away from the Sandia Foothills where you can enjoy hiking and outdoor recreation while still being close to everything Albuquerque has to offer. Schedule your private showing today before this opportunity is gone!

4
BEDS
2
BATHS
1,422
SQFT
0.13
ACRES

Beautiful Multi-Generational Home w/ a Detached Casita. Authentic Adobe Construction, Inviting Covered Entry w/ Exposed Beams, Custom Turned Columns, and a Custom Carved Entry Door, Saltillo Tile & Glass Block Accents bring in plenty of Natural Light. Metal Roof & Newer Gas Furnaces/Refrigerated Air. Updated Baths, One w/ a Walk In Tub, Large Laundry Room, Pantry & an Office, 2 Living Areas, One with a Cozy Wood Burning Stove. NO CARPET! Nice Kitchen w/ Brick Floors & Stainless Steel Appliances. Detached Casita w/ its own Living Area, Bedroom, Kitchen, Full Bath & Outdoor Patio, Plus a Small Private Yard for the Kids and the Puppies. Large Storage Shed. 2 Car Garage plus Gated Off Street Parking for 4 to 5 cars. Great Central Location, Close to Restaurants and Shopping. MOVE IN READY!

3
BEDS
3
BATHS
3,812
SQFT
0.19
ACRES

Welcome to 1605 Wilmoore Dr. SE! This charming home offers comfortable living with great versatility. Enjoy a functional floor plan, abundant natural light, and a spacious backyard ready for entertaining, gardening, or relaxing. Conveniently located near shopping, dining, parks, and easy freeway access, this home is full of potential and ready for its next owner.Features you'll love:* Attached garage offering convenient parking and additional storage* Separate flex space in the backyard--ideal for a home office, gym, hobby room, studio, or extra storage* Spacious backyard with room to personalize* Convenient central location close to shopping, dining, parks, and major commuter routes

2
BEDS
1
BATHS
896
SQFT
0.14
ACRES

Enjoy a warm welcome as you enter through the charming enclosed gated front porch, an inviting space that adds privacy and security. This 4-bedroom home is a spacious and versatile property. Ideally located near dining, shopping, parks, outdoor recreation, and everyday conveniences.Designed for both comfortable living and entertaining, this home features two spacious living areas, a formal dining room, and a sunny breakfast nook. The flexible formal dining room can easily be transformed into a home office, gym, playroom, media room, craft room, guest bedroom, or whatever best suits your lifestyle.The kitchen is equipped with a convenient under-sink water filtration system, while additional features include refrigerated air, a security alarm system, and a new roof installed in September 2025.Step into the backyard, where you'll find an ideal outdoor retreat complete with a gazebo, a covered grilling area beneath the patio, and a storage building for all your tools and equipment.

4
BEDS
2
BATHS
1,923
SQFT
0.18
ACRES

Wonderful home on a quarter acre lot in the Far Northeast Heights near the Foothills. Inside the home was completely remodeled approximately 12 years ago kitchen, bathrooms, flooring, fixtures, doors. Downstairs two spacious living areas, a dining room, kitchen with breakfast nook, laundry, and powder room. Upstairs two bedrooms, a full bath, primary bedroom with beautifully finished en suite. Backyard access with covered RV, boat, or trailer parking, covered brick patio facing east, and a two car garage complete this great opportunity.

3
BEDS
3
BATHS
1,973
SQFT
0.25
ACRES

Views in a quiet neighborhood with no HOA east of Tramway, north of Candelaria in a spacious 2 story home in Casa Grande 2,829+/- square feet of comfortable living, 0.23 ac private backyard. Lovingly cared for by the same owners for 30 years, this home is filled with warmth, character, and flexible spaces ready for its next chapter.With 4 bedrooms plus a versatile main-level room featuring an ensuite bath, there's plenty of space for guests, a home office, hobbies, or a potential 5th bedroom. The updated kitchen features granite countertops, a dishwasher installed in 2024 and a laundry chute in the w/d area, while the expansive den with a cozy gas fireplace provides the perfect place to gather. The primary suite opens to a private deck overlooking the peaceful backyard.Step outside to enjoy the fully enclosed backyard, which features peach, ash, mimosa and desert willow trees, a covered patio, relaxing hot tub (2021), and gated access for added convenience. Additional highlights include two refrigerated air units (2012), a laundry shoot from the 2nd floor, a newly pitched shingle roof (2020), 50-gal water heater (March 2025), and an oversized attached two-car garage with a workbench.Front yard features mature landscaping, pinon, desert willow, smoketree out front and views of the Sandia Mountains. This is a home that has been well loved, well lived in, and maintained over the years--ready to welcome new memories for its next owners. New front door recently installed.

4
BEDS
4
BATHS
2,860
SQFT
0.23
ACRES

Beautiful home with hardwood floors throughout. Kitchen open concept features custom cabinets, quartz counter tops, upgraded JennAire double ovens and gas range. Thermal vinyl windows throughout. Upgraded bathrooms. Master bedroom custom closet. Wood pellet stove. AC and central heating units replaced in 2024. Smart Thermostat. Interior skylights and solar tubes. Solar System owned. New roof in 2023. Backyard has Jacuzzi hot tub, BBQ cabana with natural gas & electricity, waterfall with Koi pond and custom privacy vinyl fence. Beautiful landscaping with accent lighting, automatic sprinklers and drip system. Cool side garden for herbs and such. Large patio set up for entertaining. High-end security system with video. Easy access to Freeway and shopping.

4
BEDS
2
BATHS
2,186
SQFT
0.17
ACRES

Picture this. You finish a workout at the neighborhood gym, take the short walk across the street to your front door, and spend the rest of the evening relaxing on your covered patio while fresh pomegranates ripen on the tree in your own backyard. It's the kind of simple routine that makes a house feel like home.Nestled inside a gated community, this home offers the peace of mind that comes with a neighborhood where you can slow down and enjoy your surroundings. Inside, brand-new carpet on the stairs and throughout all 3 bedrooms gives the home a fresh start, while refrigerated air keeps every season comfortable. Just steps away, the community center features a full fitness center and event space, all included with the neighborhood's low HOA.Come see why life feels a little simpler here.

3
BEDS
3
BATHS
1,500
SQFT
0.07
ACRES

Welcome to 239 Vista Azul Lane NW, an exceptional contemporary home tucked away in a private gated enclave in Albuquerque's highly sought-after Far North Valley. Combining sophisticated design, thoughtful functionality, and documented builder upgrades, this meticulously maintained residence offers the perfect balance of luxury, comfort, and modern convenience.From the moment you step inside, you'll appreciate the soaring ceilings, abundant natural light, and expansive open-concept floor plan designed for both everyday living and effortless entertaining. Clean architectural lines, oversized windows, and carefully selected finishes create a warm yet refined atmosphere throughout the home.The stunning chef's kitchen serves as the centerpiece of the home and features an impressive quartz waterfall island, elegant wavy tile backsplash, upgraded stainless steel appliances, an upgraded range and dishwasher, a premium Blanco sink, a disposal air switch, soft-close cabinetry, a pull-out waste cabinet, generous storage, and abundant prep space. Whether preparing weeknight meals or hosting friends and family, this kitchen delivers both style and functionality.The spacious great room seamlessly extends your living space through dramatic three-panel sliding glass doors, creating an inviting indoor-outdoor experience perfect for New Mexico's beautiful climate. Large windows flood the home with natural light while maintaining a bright and airy feel throughout the day.Thoughtfully separated from the secondary bedrooms, the luxurious primary suite provides a peaceful retreat at the end of the day. The spa-inspired ensuite bathroom features a spacious roll-in tiled shower, a relaxing soaking tub, dual quartz vanities, upgraded plumbing fixtures, and an oversized walk-in closet designed for everyday convenience.This home is loaded with upgrades that extend well beyond the cosmetic finishes.The insulated three-car garage includes a 220-volt electrical outlet, making it ideal for electric vehicle charging, workshop equipment, or future customization. Additional electrical upgrades include recessed lighting, ceiling fan prewires, exterior patio fan wiring, a floor outlet, TV/cable connections, and strategically placed switches throughout the home.Every detail was carefully selected to enhance both daily living and long-term value. The combination of quality craftsmanship, premium finishes, energy-efficient systems, and thoughtful upgrades makes this home truly move-in ready.Located within one of the Far North Valley's premier gated communities, residents enjoy the privacy and security of an exclusive neighborhood while remaining just minutes from shopping, dining, walking trails, parks, and convenient access to the best of Albuquerque.Homes offering this level of finish, thoughtful design, and extensive builder upgrades rarely become available. From the striking contemporary architecture and luxurious primary suite to the entertainer's kitchen and impressive list of premium features, 239 Vista Azul Lane NW is a home that exceeds expectations at every turn.Experience modern luxury, exceptional quality, and effortless living!Welcome home.

3
BEDS
3
BATHS
2,281
SQFT
0.17
ACRES

Welcome to this beautifully remodeled home on a spacious **corner lot** in one of Northwest Albuquerque's most desirable locations! Featuring a **tile roof**, updated finishes, and a functional floor plan, this home is move-in ready. The oversized lot offers plenty of space for outdoor living, entertaining, gardening, or future possibilities. Conveniently located just minutes from **Cottonwood Mall**, Costco, Target, restaurants, shopping, and everyday amenities. Enjoy nearby parks, walking trails, and quick access to Paseo del Norte for an easy commute across the city. A fantastic opportunity to own a beautifully updated home in a prime location. Oversized closet is Bedroom. Can be fully converted back to bedroom if buyer desires.*

4
BEDS
2
BATHS
2,795
SQFT
0.33
ACRES

Welcome to this amazing home and floor-plan! Updates to the home include an amazing kitchen. Which, includes a double oven, new kitchen island with a great wood burning stove in the living area. This home is indeed one of a kind. There are two extra rooms that would just require a few small modifications to make it into a 5 bed 2 bath. , two car garage if you wanted and a carport on top of that! Leased Solar system makes for low electric bills. Oversized 2 car garage converted to one bay and 2 bedrooms (easy to reconvert 28,2 x19,5) not included in the square footage. You really have to see this to believe it. NO land lease and in La Cueva district! HOA includes water and gas! Easy aacess to 1-25 just 3 minutes from Ballon Fiesta Park. A wonderful quiet neighborhood!!!

5
BEDS
2
BATHS
1,432
SQFT
0.12
ACRES

Welcome home to this charming two-story, 2-bedroom, 1-bath condo offering comfort and low-maintenance living. Fresh paint throughout enhances the bright and inviting feel of the home. The thoughtful floor plan features accent walls and a spacious living area. The kitchen comes equipped with stainless steel appliances. Step outside to a fenced backyard perfect for relaxing, entertaining, or giving pets their own outdoor space. Conveniently located with easy access to shopping, dining, parks, Kirtland Air Force Base, UNM, and major commuter routes, this home offers both comfort and convenience.

2
BEDS
1
BATHS
912
SQFT

Welcome home to this well-maintained 4-bedroom, 2-bath property featuring numerous recent updates including new AC and furnace 8/2026! Additional updates include a new roof, raised block wall, and backyard landscaping (2024), water heater (2023), energy-efficient windows and sliding glass door (2025), patio cover (2020), dishwasher, range/oven, and microwave (2023), plus a kitchen refrigerator (2025). The open kitchen overlooks the spacious living room, creating an ideal space for entertaining, while the gas log fireplace adds warmth and charm. Newer ceiling fans enhance comfort throughout. The generous primary suite offers plenty of room to relax and features a well-appointed bathroom with a double vanity, separate shower, and soaking tub. Step outside to a fully landscaped backyard complete with artificial turf, mature trees, and a raised block wall for added privacy. The covered patio provides the perfect place to relax, entertain, or enjoy your morning coffee. This move-in-ready home is ready for its next owner!

4
BEDS
2
BATHS
1,865
SQFT
0.14
ACRES

- Owner Financing Available! - Don't miss this beautifully upgraded Clayton manufactured home, thoughtfully designed with quality construction and modern finishes throughout. This home offers soaring 9-foot ceilings and an impressive 8-foot front door - Owner Financing - Clayton Manufacture home 2''x6'' Framing structure, 9'' inside ceiling high, main entrance door 8ft high, tile all house and bathrooms, Swim jacuzzi! Private high fence and block walk, irrigation, fully landscaped, design concrete front and back yard front entry door that creates a bright, open feel from the moment you step inside.Enjoy stylish tile flooring throughout the entire home, including all bathrooms, providing both elegance and easy maintenance. Step outside to your own private oasis featuring a swim hot tub, perfect for relaxing or entertaining year-round.This move-in-ready home combines comfort, quality, and exceptional outdoor living--with the added benefit of owner financing available. Excellent Location close to major shopping centers, Walmart and movie theater.

3
BEDS
3
BATHS
2,046
SQFT
0.59
ACRES

Perched atop the heart of downtown, this top-floor PENTHOUSE offers an unmatched blend of luxury and urban living. Floor-to-ceiling walls of windows fill the home with natural light and frame breathtaking western views of the Bosque, city lights, and incredible New Mexico sunsets. Step onto the private balcony to take it all in. The modern kitchen features sleek stainless steel appliances and an open layout perfect for entertaining. A dramatic spiral staircase leads to the spacious primary bedroom, where panoramic city and sunset views create a true retreat. Complete with secure in-building parking, this exceptional residence places award-winning dining, local breweries, theaters, galleries, and the best of downtown entertainment & amenities just outside your door. WELCOME HOME!

2
BEDS
3
BATHS
1,478
SQFT

Incredible opportunity for the discerning buyer who desires privacy, and quality. This elegant custom home was designed for entertaining and features great flow between the indoor and outdoor living spaces. Multiple living and dining areas overlook a beautiful central courtyard with a sparkling pool, outdoor kitchen, and rooftop deck. This home offers a versatile floor plan that is entirely on one level. High end finishes such as chiseled travertine flooring, handcrafted wood doors, furniture grade cabinetry, rich granite, beautiful windows, and hand forged custom iron work define this great home. Tall ceilings, wide corridors, and lots of windows create a sense of grandeur in this home. Beautiful Mountian views, a private motor court and elegant design complete this great property.

5
BEDS
5
BATHS
6,473
SQFT
0.89
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

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