Albuquerque / VA Loan Eligible Homes in Albuquerque

VA Loan Eligible Homes in Albuquerque

Browse VA loan eligible homes in Albuquerque, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.

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Welcome to one of the best opportunities in this private gated community, where comfort, convenience, and low-maintenance living come together.If you've been searching for a move-in-ready home with refrigerated air, an open floor plan, high ceilings, and a great location, this home deserves a closer look.Step inside and you'll immediately notice the raised wood beam ceilings that create an open, inviting living space. The gas fireplace adds warmth and character, making the living room the perfect place to relax or entertain family and friends.The kitchen is designed for both everyday living and hosting guests, with generous workspace, ample cabinetry, and a layout that keeps everyone connected.The spacious primary suite offers a peaceful retreat with a large walk-in closet and a garden tub where you can unwind at the end of the day.One feature that truly sets this home apart from others in the community is the outdoor space. Most homes here offer only one side yard. This property features two separate side yards, providing extra room for pets, gardening, outdoor storage, or simply enjoying additional privacy. It's a rare advantage that buyers won't find in most neighboring homes.Another valuable upgrade is the HVAC system. Two new refrigerated air conditioning units were installed in September 2023, providing improved comfort, energy efficiency, and peace of mind during New Mexico's warm summers.The location is equally impressive. Enjoy quick access to walking and biking trails, parks, shopping, restaurants, medical facilities, and major commuter routes. Whether you're relocating to Albuquerque, downsizing, purchasing your first home, or searching for a lock-and-leave lifestyle, this home checks the boxes buyers ask for most.Homes with these upgrades, this unique outdoor space, and this location do not become available often. Schedule your private showing and discover why this home stands out from the rest.

3
BEDS
3
BATHS
1,825
SQFT
0.12
ACRES

This 1,887-sq-ft home offers two spacious living areas and a dedicated office, perfect for work or relaxation. Upgraded windows, durable metal roof replaced 4 years ago and combo AC unit provide comfort and efficiency. Outside, a block wall surrounds the backyard for added privacy.

4
BEDS
2
BATHS
1,950
SQFT
0.14
ACRES

Welcome to this beautifully maintained, Tiffany-built home in the desirable Tuscany community on Albuquerque's Upper West Side. The inviting open-concept kitchen, dining and living areas feature soaring cathedral ceilings, two ambient skylights and attractive laminate flooring with updated baseboards. The living room opens to a private brick patio and low-maintenance xeriscaped backyard--perfect for relaxing or entertaining.Laminate flooring has replaced the carpeting throughout most of the home, and the entire interior was freshly painted in 2025. Ceiling fans provide added comfort in every bedroom and the main living area, while graceful arched openings and a substantial wood entry door add warmth and architectural character. Pella wood windows throughout the home are another standout feature.The spacious primary suite offers a jetted soaking tub, separate walk-in shower and two linen closets. A second full bathroom includes a tub-and-shower combination with tile surround. Additional highlights include a finished garage, washer and dryer, a water heater installed in 2019 and a furnace control board replaced in 2026. This thoughtfully updated home combines comfortable living, quality construction and an excellent Tuscany location.

3
BEDS
2
BATHS
1,481
SQFT
0.17
ACRES

Welcome home to this beautifully maintained, one-owner townhome in the highly sought-after gated community of Presidio! Built in 2011, this spacious two-story home offers 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan. The inviting main level features a comfortable living area, casual dining space, a well-appointed kitchen with a large pantry, half bath, and an attached two-car garage. Upstairs, you'll find a generous primary suite with a walk-in closet and double-sink vanity, while two additional bedrooms share a convenient Jack-and-Jill bath. Enjoy refrigerated air, ample storage, a low-maintenance side yard, tankless water heater, quiet garage door opener, new roof (2021), built-in TAEXX pest control system, and alarm system. Residents enjoy access to a clubhouse, fitness center, and private walking trails, all just minutes from shopping, dining, Kirtland Air Force Base, and Sandia National Laboratories.

3
BEDS
3
BATHS
1,482
SQFT
0.07
ACRES

Located in Albuquerque's desirable Northeast Heights, this 3 bedroom, 2 bathroom single-story home sits in a quiet, established neighborhood. Inside features fresh interior paint and brand-new carpet throughout, along with a spacious layout that includes two living areas and a cozy gas log fireplace. Stay comfortable year-round with central refrigerated air, and enjoy significant savings on electric bills with a solar that will be paid off in full by the seller at closing. Outside, the large backyard offers a covered patio and plenty of space to relax or entertain. Conveniently located near local schools, parks, shopping, and Foothills trails. This home is ready for you to move in and make it your own.

3
BEDS
2
BATHS
1,778
SQFT
0.19
ACRES

Welcome home to the Orchards @ Anderson Heights -- a gated community where this upgraded KB Home checks every box. Flexible living starts with 4 bedrooms (or 3 plus a home office) and 3 spacious living areas, giving you room to entertain, unwind, or work from home with ease. The open kitchen is the heart of it all: granite countertops, a large island, designer cabinets, and stainless appliances make cooking and hosting effortless. Vinyl plank flooring make downstairs living both functional and enjoyable. Upstairs, a generous loft offers the perfect flex space for a playroom, media room, or lounge, and the second-floor laundry room means no more hauling clothes up and down stairs. Retreat to the luxurious primary suite with its upgraded bath, then step outside to a low-maintenance backyard and open patio, ideal for morning coffee or evening barbecues. Refrigerated air and thermal windows keep you comfortable year-round.Life here extends beyond your front door -- as part of this sought-after gated community, you'll enjoy access to a neighborhood parks and pool. Move-in ready and built to fit real life, this home is a must see. Schedule your private showing today!

4
BEDS
3
BATHS
2,397
SQFT
0.13
ACRES

Single-owner Parklane floor plan at Vista Monte in Mirehaven with breathtaking Sandia Mountain and city skyline views! Pride of ownership is evident throughout this beautifully appointed home, featuring a bright, open layout with large picture windows and premium dual sliding glass doors that seamlessly blend indoor and outdoor living. The private den is ideal for a home office or flex space. The chef-inspired kitchen showcases granite countertops, a large teardrop island, premium KitchenAid appliances, oversized tile flooring, and opens to the gathering room with a cozy gas fireplace. Built-in surround sound in both the gathering room and covered patio creates the perfect setting for entertaining or enjoying your favorite music, movies, and sporting events indoors and out. Enjoy paid-off solar for sustainable energy savings, upgraded automatic night lighting, and premium builder finishes throughout. The desirable split-bedroom floor plan offers added privacy, while the spacious primary suite features dual sinks and a large walk-in closet. Step outside to a covered patio with a gas hookup and a professionally xeriscaped backyard overlooking unobstructed, million-dollar views, perfect for relaxing or entertaining. Lovingly maintained by its original owner and truly move-in ready!

3
BEDS
3
BATHS
2,550
SQFT
0.16
ACRES

Really nice 4 bedroom home with two full bathrooms, the Primary bathroom has a separate shower and garden soaking tub. The primary bedroom has vaulted ceiling , with a ceiling fan and an extra large walk in closet. All appliances are included with a dishwasher and an island kitchen. The pantry closet is so handy for extra storage. Self cleaning oven and large refrigerator. Eat in kitchen with a sliding door out to your own backyard. A cement patio and a mature Desert Willow tree for shade and flowers in season. The house is freshly painted with new carpet installed. HVAC refrigerated air was recently inspected, new water heater 4 months ago and a new 30 year roof in 2022. Ready to move into!

4
BEDS
2
BATHS
1,692
SQFT
0.12
ACRES

Welcome to a beautifully updated home tucked into one of Northwest Albuquerque's most convenient pockets, where thoughtful upgrades meet everyday comfort. From the moment you step inside, natural light pours through energy efficient windows and doors, illuminating spacious living areas anchored by skylights and remote operated ceiling fans. A cozy electric fireplace adds warmth and ambiance without the upkeep, creating the perfect gathering spot for cool desert evenings. The updated kitchen shines with stainless steel finishes, refreshed cabinetry, and modern fixtures, flowing seamlessly into open living and dining spaces. Durable tile and laminate floors run throughout, with no carpet anywhere in the home. Retreat to the primary suite, where a large bay window frames sweeping views of the Sandia Mountains, offering a peaceful spot to start and end your day. The primary bath continues the sense of luxury with a fully tiled shower featuring a built in bench and dual shower heads. Both bathrooms have been refreshed with newer cabinets and fixtures for a clean, contemporary feel. A sunny laundry room opens directly to the backyard, and a newer Mastercool evaporative cooling system keeps the home comfortable through the warm months. Outside, the oversized walled backyard is built for enjoyment, offering multiple patios, a full basketball court, and plenty of room to gather, garden, or relax under New Mexico's famous skies. The two car garage adds even more value with two new insulated garage doors and a dedicated workshop area. Beyond the front door, you are just minutes from Cottonwood Mall, dining and everyday shopping along Coors and Paseo del Norte, and quick access to the Petroglyph National Monument for hiking and open space adventures. Downtown, Old Town, and the Bosque trails are all a short drive away, making this location a perfect blend of quiet residential living and easy access to everything Albuquerque has to offer. Homes with this much thoughtful updating, this much outdoor space, and views like these do not come along often. Come see it in person and picture yourself here.

4
BEDS
2
BATHS
1,854
SQFT
0.22
ACRES

Welcome to this well maintained single-story home in one of the westside's most ideal locations, Vista de la Luz! Boasting 1842 sq. ft., this 3-bedroom, 2-bath home features a desirable split floor plan, comfortable carpet in all bedrooms, four zone radiant heat, and a heated garage as an added amenity. The bright living room showcases wood flooring, built-in shelving, and skylights, while the spacious kitchen offers all new Samsung appliances, abundant cabinetry, generous counter space, a pantry, and breakfast bar. The private owner's suite includes dual vanities, a walk-in shower, and a large walk-in closet. Fully furnished laundry room with a sink and cabinets! Step outside to a beautifully landscaped backyard backing to open space with an expansive covered patio that is perfect for relaxing or entertaining. Close to shopping, dining, healthcare, fitness facilities, within Volcano Vista school district, close proximity to Coors/I40 and other major thoroughfares, and more. Experience it all and make it your own today!

3
BEDS
2
BATHS
1,842
SQFT
0.2
ACRES

Looking for an incredible location, generous space, and under $300,000? Ideally situated just minutes from shopping, dining, parks, and everyday conveniences, this inviting home offers a great floor plan designed for comfortable living. Relax by the cozy fireplace, stay cool all summer with refrigerated air, and enjoy the efficiently designed kitchen features ample cabinet storage, functional counter space, and an easy-to-use layout for everyday cooking.Upstairs, the spacious bedrooms provide a comfortable retreat, where you can take in beautiful mountain views right from your window. Residents also enjoy access to the community pool, perfect for cooling off, unwinding, and enjoying sunny days. Offering comfort, convenience, and exceptional value, this home is one you won't want to miss. Schedule your private showing today!

3
BEDS
3
BATHS
1,570
SQFT
0.04
ACRES

Welcome to this inviting 2-bedroom, 2.5-bath home in the desirable Northeast Heights, offering comfort, convenience, and thoughtful updates throughout. The kitchen features stainless steel appliances, while a dedicated washer and dryer hookup adds everyday ease. The main living area showcases laminate wood flooring and a cozy gas log assist fireplace with a mantle, creating a warm focal point. Upstairs, new carpet extends through the stairs, hallway, and both bedrooms, each with its own private bathroom and generous closet space. The primary bedroom includes a three-quarter bath for added functionality. Enjoy a landscaped backyard framed by mature trees, a raised deck with storage off the back patio, and a private outdoor setting perfect for relaxing or entertaining. A well-maintained layout and desirable location make this Northeast Heights home a must-see. This property is conveniently located near shopping and dining!! **FLOORING ALLOWANCE OFFERED WITH AN ACCEPTABLE OFFER***

2
BEDS
3
BATHS
1,042
SQFT

Absolutely gorgeous custom home tucked away on a quiet cul de sac off Rio Grande Blvd. Enjoy nearby walking trails to the Bosque as well as Acequia trails. Beautifully open floor plan with custom tile floor, recently replaced kitchen appliances as well as new washer and dryer. Incredible custom windows which let in tons of light! Custom window coverings as well. Luxurious primary bedroom and bath as well as private balcony - great place for morning coffee! Or, enjoy a soothing soak in the hot tub after a long day at work. Conveniently located near downtown, this well cared for custom home is perfect!

3
BEDS
3
BATHS
2,062
SQFT
0.09
ACRES

Welcome to this beautifully maintained single-story home in the desirable Tuscany neighborhood of Northwest Albuquerque. Offering 4 bedrooms, 2 bathrooms, and approximately 1,657 square feet, this inviting home features a bright, open floor plan designed for comfortable living and entertaining.The spacious kitchen is equipped with a gas range, a new refrigerator, and ample workspace, flowing seamlessly into the living and dining areas. The living room is warmed by a cozy gas fireplace, creating the perfect gathering space. The private primary suite features a custom walk-in closet, and the security safe conveys with the home. Tile and luxury vinyl flooring throughout provide both style and easy maintenance. The finished garage adds extra functionality, while the washer and dryer also convey for added convenience.Step through the French doors to enjoy the covered patio overlooking a beautifully landscaped backyard filled with mature fruit trees. Side yard access offers added flexibility for storage, gardening, or recreational needs. Conveniently located near parks, shopping, dining, schools, and Presbyterian Rust Medical Center, this move-in-ready home combines comfort, convenience, and thoughtful updates in a sought-after Northwest Albuquerque location.

4
BEDS
2
BATHS
1,657
SQFT
0.17
ACRES

6908 Welton Dr NE is a single-story Albuquerque home built in 1974 with four bedrooms. The kitchen includes wood cabinetry, tile counters, and a full appliance layout with generous storage for everyday cooking. A brick fireplace anchors the main living room, adding a natural focal point to the open living and dining spaces. The primary bedroom sits among four bedrooms served by two full bathrooms, one with a double vanity and a separate shower. A walled backyard includes a patio and a storage shed for added outdoor utility, and a two-car attached garage provides secure parking. Wood-look and carpet flooring with clean finishes complete this single-story residence throughout.. Included 100-Day Home Warranty with buyer activation

4
BEDS
2
BATHS
1,918
SQFT
0.19
ACRES

Welcome to this beautiful home in the desirable Oso Grande subdivision! Enjoy stunning Sandia views from the private balcony off the spacious primary suite. Thoughtfully updated and impeccably cared for, this 3-bedroom, 3-bath home features a beautiful updated kitchen, inviting living spaces, and a functional floor plan designed for comfortable living. Relax in the lush private courtyard or entertain in the lovely back yard with covered patio. Complete with a 2-car garage, nearby access to the foothills trail system, and located just a few blocks from El Oso Grande Park, this exceptional home combines beauty, comfort, and a fabulous location. Schedule your showing today!

3
BEDS
3
BATHS
1,721
SQFT
0.11
ACRES

Discover 7305 Marilyn Ave NE, recently updated throughout for a modern feel. The exterior has a covered patio and low maintenance landscaping. Inside, a fireplace, fresh interior paint, and new flooring throughout the home create a comfortable setting. Fresh exterior paint and new appliances in the kitchen complete the updates. An updated home ready for comfortable, practical living.. Included 100-Day Home Warranty with buyer activation

4
BEDS
2
BATHS
1,708
SQFT
0.19
ACRES

700 Dakota St SE is a one-story Albuquerque corner home with a functional layout and modern finishes throughout. The kitchen features a center island, creating a well-equipped space for cooking and entertaining. A fireplace anchors the main living area, adding warmth and ambiance to the central gathering space. A covered patio extends the living space outdoors, with an additional patio flowing to a fully fenced backyard that creates ample room for relaxation and entertaining. A two-car garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room.. Included 100-Day Home Warranty with buyer activation

3
BEDS
2
BATHS
1,902
SQFT
0.19
ACRES

If you're looking for a wonderful home in a community full of parks and trails that is located on a cul-de-sac, this is the home for you! Kitchen has been beautifully updated with silestone counters, stainless appliances, warm maple cabinets with an bar/island and TWO pantries. One bedroom is located downstairs which could be perfect for a parent, nanny, or in-law. Open floor plan from kitchen to livingroom, roomy loft upstairs, and front room could be used as a dining area or game room. Primary bedroom is oversized with its own fireplace, vaulted ceiling and built in nichos. Speaking of fireplaces...there are THREE throughout! But the standout of this home comes as you step into the backyard. You'll be shaded by a rustic hand carved patio- extended across the width of the home + two roomy side yards featuring grass & raised planters. Garage features a handy bump out for extra storage. Gorgeous wood plank porcelain tile installed downstairs in 2020. Roof was replaced in 2024 & comes with a transferable warranty. Roof evaporative cooler was replaced in 2021/22 & downstairs cooler replaced 8/26. Solar panels are on a PPA & sellers will consider a payoff with a strong offer.

4
BEDS
3
BATHS
2,761
SQFT
0.18
ACRES

Welcome home to this inviting 3-bedroom, 2-bath home offering comfort, thoughtful updates, and a convenient location. Situated on a desirable corner lot, this 1,003 sq. ft. home features attractive LVT flooring throughout the main living areas, stainless steel appliances, and updated bathrooms that add a fresh, modern feel. Step outside and enjoy the covered porch, perfect for relaxing or enjoying New Mexico's beautiful weather. Located within an established HOA community with convenient access to nearby schools, parks, shopping, dining, and freeway access. Whether you're a first-time buyer, looking to downsize, or searching for a low-maintenance home, this property offers a wonderful combination of functionality, updates, and location. Come see all this home has to offer!

3
BEDS
2
BATHS
1,003
SQFT
0.09
ACRES
$454,000
-10,000$ 08/14

Welcome to this beautifully renovated 3-bedroom, 2-bath home offering 1,727 sq. ft. of character and modern updates in a convenient SE Albuquerque location. Original hardwood floors, stunning wood beamed ceilings, and a cozy fireplace create a warm, inviting atmosphere. The open kitchen features a breakfast bar, making it perfect for entertaining or everyday living. Ceiling fans throughout provide added comfort, while the updated bathroom showcases a beautifully tiled shower with a sleek sliding glass door. A versatile bonus room offers endless possibilities for a home office, playroom, or second living area. Step outside to enjoy the spacious backyard with mature trees and a covered patio--ideal for relaxing or hosting gatherings. Complete with a 1-car garage, this move-in ready home blends timeless charm with thoughtful renovations.

3
BEDS
2
BATHS
1,724
SQFT
0.15
ACRES

Nestled near the breathtaking Sandia foothills, this spacious five-bedroom, three-bathroom home offers the perfect blend of comfort and outdoor living. Enjoy easy access to countless hiking and walking trails while taking in stunning mountain views from not one, but two private viewing decks. Wake up each morning to beautiful Sandia vistas right from the primary bedroom. Inside, you'll find plenty of room to spread out with five bedrooms, a versatile loft, and dedicated office space, ideal for working from home, entertaining, or accommodating guests. Whether you're relaxing on the deck or exploring the nearby trails, this home offers the best of Albuquerque living. Seller is offering 5,000 credit for buyer repairs.

5
BEDS
3
BATHS
4,540
SQFT
0.21
ACRES

Beautifully refreshed home tucked away with an oversized backyard and exceptional versatility inside and out! This inviting home features new carpet, energy efficient windows, raised ceilings, and fresh front landscaping, creating great curb appeal and a bright, welcoming feel. The spacious floor plan offers comfortable living, while the expansive backyard provides endless possibilities for entertaining, gardening, or relaxing. A large detached workshop/studio is perfect for hobbies, a home office, gym, or creative space. The pull-through tandem garage with 220 offers convenient backyard access and plenty of room for vehicles, storage, or recreational toys. Conveniently located near shopping, dining, parks, schools, and easy freeway access, this home is a must-see!

3
BEDS
1
BATHS
1,399
SQFT
0.22
ACRES

When the NM heat is in full force, there is nothing better than stepping inside to a cool, comfortable home with refrigerated air. And it's all powered by solar for added energy efficiency! This beautifully redesigned Mossman has character with modern improvements and functional storage. Located near trending restaurants, shopping and recreation centers, this charmer is ready to welcome you home!

3
BEDS
2
BATHS
1,536
SQFT
0.2
ACRES

Charm meets convenience in this beautifully maintained single-story home, nestled in the highly sought-after Mesa del Sol community. Step inside to an open-concept floor plan filled with natural light, where the living area flows seamlessly into a modern kitchen, creating a natural gathering space for family and friends. This 3-bedroom, 2-bath home offers a true retreat in its spacious primary suite, complete with a spa-like bath featuring a walk-in shower and elegant finishes. Outside, the beautifully landscaped backyard boasts a covered patio and low-maintenance landscaping, ideal for relaxing or hosting gatherings year-round. Beyond the home, Mesa del Sol delivers a lifestyle to match with neighborhood parks, scenic walking trails, and lively summer community events. Enjoy an easy commute to Downtown, the University area, and Kirtland AFB, putting the whole city within easy reach, while home still feels like a getaway!

3
BEDS
2
BATHS
1,852
SQFT
0.12
ACRES
Daria Derebera Realtor

Daria Derebera

Real Estate Broker in Albuquerque, NM

Southwest MLS Logo Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.