VA Loan Eligible Homes in Rio Rancho
Browse VA loan eligible homes in Rio Rancho, New Mexico. Veterans and active military can take advantage of zero down payment, competitive interest rates, and no PMI.
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Welcome home to this charming single-story gem in one of Rio Rancho's most desirable communities! Offering 2 bedrooms, 2 bathrooms, and a 2-car garage, this well-designed home combines comfort and style. The spacious primary suite provides a relaxing retreat, while the inviting living room features a cozy fireplace and large glass sliders that open to a covered patio--perfect for indoor-outdoor living and entertaining. The bright kitchen is complete with an island, pantry, gas range, dishwasher, vent hood, and disposal, making meal preparation a breeze. Enjoy 9-foot ceilings throughout, creating an open and airy feel, and a welcoming covered front porch that adds warmth and curb appeal. Added peace of mind comes with included warranties, making this home an exceptional opportunity you won't want to miss!
Highlights of this ranch-style Copper plan include a flex room with French doors, a well-appointed gourmet kitchen showcasing a walk-in pantry and a center island with a waterfall, an open dining area and a generous great room. A covered patio offers ample opportunities for entertaining while an impressive owner's suite provides residents with the ability to enjoy privacy and quietude. You'll have no shortage of space for parking and storing your vehicles with a 2-car garage and an RV garage. This home includes a garage service door, and double sinks in the owner's bath.
Welcome to this Northern Meadows spacious two-story, five-bedroom and a bonus room, 21/2-bath home offering mountain views. Main floor features, spacious living space along with an office/bonus room. This home is the perfect blend of comfort, functionality, and room to grow. The well-appointed kitchen offers ample cabinet and counter space and opens to roomy dining space. Upstairs, you'll find 5 spacious bedrooms, including a comfortable primary suite with double vanity's operate shower and garden tub, walk-in closet while the additional bedrooms provide flexibility for a variety of lifestyles.Upstairs laundry room with washer and dryer are included, making this home truly move-in ready. Refrigerated air conditioner.Enjoy the convenience of abundant storage, a functional layout, and all the space you need inside and out. Conveniently located near community park, schools, shopping, dining, and major commuter routes, this home is ready for its next owner or tenant.
Beautiful custom-built home situated on a spacious half-acre lot in the heart of Rio Rancho! This thoughtfully designed new construction is conveniently located close to shopping, offering easy access to everyday essentials while still providing plenty of room to enjoy your own space. With three bedrooms and two full bathrooms, this home offers a comfortable and functional layout perfect for a variety of lifestyles. The open living, dining, and kitchen areas create an inviting space for everyday living and entertaining. The kitchen features plenty of cabinetry, generous counter space, and quality finishes that add both style and convenience. The private owner's suite provides a relaxing retreat, while the two additional bedrooms offer flexibility for guests, a home office, nursery, or hobby space. With two full bathrooms, the home is designed for comfort, practicality, and easy everyday living. Outside, the expansive backyard offers endless possibilities. With backyard access and plenty of open space, there is room for RV parking, a future workshop, additional storage, recreational vehicles, or any outdoor setup that fits your needs. A two-car garage completes the home, providing convenient parking and everyday functionality. This property combines new construction comfort with the space and flexibility of a larger lot--ready for you to make it your own!
Welcome to this meticulously maintained, single-owner home in the highly sought-after Cabezon community of Rio Rancho. Offering 5 spacious bedrooms, a dedicated office or flex room, a versatile loft, and generous living spaces throughout, this home provides the flexibility today's buyers are looking for.Thoughtfully cared for from day one, the home features a newer tankless water heater and solar panels (power purchase agreement) that help keep electric utility costs remarkably low, even during New Mexico's hottest summer months. The beautifully designed xeriscaped front and backyard create inviting outdoor spaces while minimizing water usage and maintenance, allowing you to spend more time enjoying your home and less time caring for it.The spacious floor plan offers room for everyone, whether you're working from home, hosting guests, or simply enjoying everyday living such as relaxing in your hot tub. Natural light, well-proportioned rooms, and pride of ownership are evident throughout.Located in the desirable Cabezon master-planned community, you'll enjoy convenient access to neighborhood parks, trails, highly rated schools, shopping, restaurants, and everyday amenities, with an easy commute throughout Rio Rancho and Albuquerque.Priced under $600,000, this energy-efficient Rio Rancho home offers the rare combination of space, exceptional care, low utility costs, and an outstanding location. If you've been searching for a move-in ready home with 5 bedrooms, an office, loft, solar panels, and beautiful low-maintenance landscaping in Cabezon, this is one you won't want to miss.
Welcome home to this light-filled, beautifully maintained 3-bedroom, 2-bath gem in the desirable Northern Meadows community! Lovingly cared for by its original owner, this inviting home offers a thoughtfully designed floor plan with two spacious living areas, providing plenty of room to relax, entertain, or work from home.The warm and welcoming family room features a cozy fireplace, creating the perfect gathering space for cooler evenings. The private primary suite is a comfortable retreat, complete with dual vanities, a generous walk-in closet, and ample space to unwind.Step outside to a peaceful, low-maintenance backyard where you'll find attractive gravel landscaping, a charming waterfall feature that can be enjoyed year-round, and a convenient storage shed for all your outdoor essentials. Even better, the HOA maintains the front landscaping, giving you more time to enjoy your home and less time on yard work.Ideally located near multiple parks with open green space just behind the home, this property offers the perfect blend of comfort, convenience, and outdoor enjoyment. Don't miss your opportunity to own this move-in-ready Northern Meadows treasure--schedule your showing today!
Wake up to unobstructed Sandia Mountain views in this beautifully upgraded one-story home on an oversized corner lot in Rio Rancho's Mariposa community! Built in 2014, this 2,010 sq ft home offers 3 bedrooms, 2.5 baths, and an attached 3-car garage behind a striking custom courtyard gate. Inside, rich stained wood doors and cabinetry pair with granite counters and stainless appliances throughout. The open-concept living, dining, and kitchen area centers around a dramatic two-way stacked-stone gas fireplace, with walls of windows framing those same incredible mountain views. The primary suite is a true retreat, complete with a spa-like walk-in tile and river-rock shower, dual-sink vanity, and spacious walk-in closet -- and yes, mountain views right from the bedroom. Recent updates include a new toilet and vanity in the guest bath, plus a brand-new washer, dryer, and refrigerator. Out back, low-maintenance rock landscaping (no dirt to manage!), a covered patio, and a pergola create the perfect setting to soak in New Mexico sunsets over the Sandias, all within your own fully walled, private backyard. Mariposa's HOA offers a community clubhouse, pool, and park just around the corner. This one truly has it all -- schedule your showing today!
The Paloma floorplan at Lomas Encantadas Estates in Rio Rancho, New Mexico is a spacious single-story home designed for buyers who want open-concept living, flexible space, and elevated comfort in a highly desirable North Rio Rancho location. Offering approximately 2,374 square feet, 4-5 bedrooms, and 2.5-4 bathrooms, this home delivers the perfect balance of functionality, design, and livability near Albuquerque.
The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space.
The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space.
The Bosque is a thoughtfully designed single-story home offering approximately 1,649 square feet, 3 bedrooms, and 2 bathrooms. The open-concept layout connects the great room, dining area, and kitchen to create bright, comfortable living space with excellent flow for everyday living and entertaining. At the center of the home, the kitchen features a spacious island and open sightlines that make it a natural gathering place. The layout balances openness with clearly defined living spaces, creating a functional and modern feel that supports both comfort and convenience.
This affordable single-family home offers a wonderful opportunity to create a space that is truly your own! Featuring an updated roof and windows, an open kitchen with refreshed cabinets and stylish countertops, updated vinyl flooring, modern vanities and faucets, energy-efficient lighting, and updated cabinet hardware, many of the major improvements are already in place. The attached single-car garage provides added convenience and storage. With a few personal touches and a little elbow grease, this home has the potential to truly shine. Don't miss this fantastic combination of comfort, value, and opportunity--schedule your private tour today!
Tucked away in the sought-after gated community of Renaissance, this beautifully maintained 3-bedroom, 2-bathroom home is ready for its next chapter. Freshly painted throughout with brand-new carpet and pad, this home feels move-in ready from the moment you step inside. The kitchen shines with sleek stainless steel appliances, perfect for everyday living or entertaining guests. But the real showstopper? Your backyard backs up to peaceful open space, giving you privacy, unobstructed views, and a rare sense of tranquility you won't find just anywhere. Enjoy the security and community feel of gated living, combined with the comfort of a home that's truly move-in ready.
Ready in October! Brand-new, never-lived-in, Silver Creek II by Pulte Homes on a premium corner homesite in the highly desirable Broadmoor Heights community. This home features a chef-inspired kitchen with granite countertops, gas cooktop, vent hood, wall oven, microwave, 42' cabinetry, and designer backsplash. The extended Gathering Room is ideal for entertaining and showcases wood-look tile, upgraded carpet, lighting, faucets, and paint throughout. A spacious 2.5-car garage offers extra room for storage, hobbies, or outdoor gear. Enjoy nearby trails, green spaces, and a 3-acre community park. Exceptional style, comfort, and location!
Step into this beautifully updated Rio Rancho home featuring refrigerated air, a remodeled kitchen, updated bathrooms, new flooring, and fresh paint throughout. The bright, welcoming layout gives the home a clean, move in ready feel. Outside, the large lot with backyard access offers plenty of room for RV parking, trailers, recreational vehicles, a workshop, or future projects. Whether you're entertaining, gardening, or simply looking for extra space, this property offers plenty of flexibility. Located in growing Rio Rancho, this home has the updates, space, and features you've been looking for!
Situated on a spacious corner lot of approximately one quarter acre, this lovingly maintained home offers comfort, functionality, and valuable updates throughout. The three bedroom, two bathroom layout features a welcoming living area centered around a beautiful brick fireplace, creating a warm and inviting space to gather. Major improvements, including the roof, refrigerated air, furnace, water heater, and windows, provide added peace of mind. Outside, the property offers convenient RV parking, a large storage shed, and plenty of room to enjoy the outdoors. Well cared for and move in ready, this home is a wonderful opportunity for anyone looking for quality, space, and lasting value.
Located within the gated Cabezon community, this spacious single level residence offers five bedrooms, three full bathrooms, and a premium lot with open views and no immediate neighbors behind.Designed for both comfortable living and effortless entertaining, the home features multiple gathering spaces, a formal dining room, and a beautifully appointed kitchen with granite countertops, generous cabinetry, a gas cooktop, convection oven, and a large island that flows seamlessly into the family room with a cozy fireplace.Raised ceilings, skylights, upgraded lighting, and custom window treatments enhance the bright, welcoming interior, while surround sound wiring adds modern convenience. The private primary suite provides a relaxing escape with a jetted soaking tub, dual vanities, and an expansive walk in closet.Outside, the professionally landscaped yard offers peaceful views and easy access to nearby walking trails, creating the perfect setting to enjoy the outdoors. Combining generous living space, thoughtful upgrades, and a desirable gated location, this home is ready to be enjoyed.
MOVE-IN READY AND PACKED WITH SPACE, STYLE, AND COMFORT! This beautifully maintained Rio Rancho home features fresh paint on the interior/garage, fresh upstairs carpet, modern flooring, fresh finishes, backyard access, and a warm living area anchored by a cozy fireplace. Generous living spaces include an expansive upstairs loft/flex space perfect for a media room, game room, home office, fitness area, or second living space. Spacious primary suite offers a large walk-in closet and private bath. Step outside to a walled backyard designed for easy living with a covered patio, ceiling fans, mountain views, storage sheds, and low-maintenance landscaping. Conveniently located near parks, schools, shopping, dining, and commuter routes, this home delivers all you have been looking for!
Experience breathtaking, endless views and unmatched tranquility with unobstructed panoramas stretching for miles. Enjoy front-row views of the Balloon Fiesta and Fourth of July fireworks from your own backyard. This beautifully updated home features 4 bedrooms, an office, and 4 bathrooms. The custom kitchen nook, surrounded by windows, is the perfect place for morning coffee while taking in the stunning scenery, while the oversized island is ideal for gathering and entertaining. The private upstairs primary suite includes a balcony showcasing even more spectacular views. The barn is equipped with electricity and water, making it ideal for a shop, workshop, studio, equestrian use, or countless other possibilities. Endless views, endless opportunities.
***New price and possible 10k Seller Credit available with acceptable offer!!!*** This beautiful two-story 2024 home on a premium lot situated in Broadmoor Heights in Rio Rancho is ready to welcome you home. The thoughtful and well appointed floor plan is giving functionality. Natural light bathes the house to greet you every morning along with views of the Sandia Mountains right from your covered back patio or from the balcony of the owner's suite. A large kitchen styled with granite tops with a breakfast nook and planning station, a spacious pantry and butler's pantry gives plenty of area for food prep and entertaining. On the other side of the pantry area is a large dining area to welcome guests. Right next to that is a flex room ready to be used as a home office, hobby room, and more. Gather in the living room or upstairs in the equally expansive yet cozy loft. Down the hall from the loft enter your owner's suite complete with a large walk-in closet and walk-in shower. In addition to the upstairs primary there is an en-suite downstairs with a private bathroom perfect for guests or multi-generational options. Three car garage, covered front and back patio, low maintenance yards, community parks are just a few more wins to make this the choice. Include those highlights with a city that continues to grow and thrive with access to Albuquerque or Santa Fe, it makes sense. Schedule a showing today! ***Virtually Staged***
This Rio Rancho home in the Star Heights Village offers so many features at a great value! The home has great curb appeal and sits on a large, corner lot. There is also backyard access! Once inside, plenty of natural light fills the large living room & great size kitchen. There are 2 primary suites in this home, each with their own bathroom! It was originally a 3 bedroom home & the dining area could easily be converted back to a 3rd bedroom! The main primary suite boasts a jet tub & a private exit to the backyard paito! Out back is a perfect place to unwind & there is a workshop, complete with wood stove, plus a separate storage shed. The sellers replaced the roof with a metal roof & the refrigerated air keeps the inside cool during the hot summer months. Book your showing today!
Looking for lots of space and a small electric bill? Huge 9750 kW solar system will keep your electric bills nominal, 2025 avg electric bill was $25! That means you save nearly $5,000 a year in electricity costs. $66,000 Solar System will be paid off at closing with a Transferable Warranty. New first floor carpeting as of August 2026. Kitchen includes updated backsplash, granite counters and new: Refrigerator, Microwave, Dishwasher, plus an extra Refrigerator in the garage. Tankless water heater (2023), remodeled upstairs bathroom (2022). Large Family room upstairs for a 2nd living area. Located on a cul-de-sac with front and back landscaping and a large backyard patio. No HOA or PID.
Brand new, never lived in Tifton Walk home by Pulte! Our most recent Rio Rancho community is right in the heart of the city wtih quick and easy access to all sides of town. Just a jump to nearby hospitals, schools, event centers, the library, swimming and sports complexes, Scottish Isle is a new affordable option! This stunning property boasts a spacious chef's kitchen with elegant Espresso cabinets with pulls, quartz countertops, and stainless steel appliances with gas cooktop and lots of storage. The open floor plan includes a separate den/study, upgraded flooring, with tile throughout, except in bedrooms. The Owner's Suite offers a walk-in shower with bench, double sinks and a large closet. A must-see home that combines style, comfort, and quality--schedule your visit today!
Welcome to your Dream Home Located in the Sought-After Loma Colorado Subdivision!! This Quality Construction by Pulte features Natural Light and Custom Touches through out. Luxurious Porcelain Flooring from Italy and Upgraded LVP Flooring in Bedrooms. The Gorgeous Living Room showcases a Fireplace that is Custom Built with Designer Tile from Portugal and A Custom Designed Powder Room. The Chef's Kitchen has Quartz Countertops, Stainless Steel Appliances, Wolf Gas Cooktop Stove, Oversized Maple Cabinets, Breakfast Bar, Breakfast Nook, Butlers Pantry and a Formal Dining Room. Custom Closets in Bedrooms and a Jack and Jill Bath between Bedrooms with Upgraded Granite. The Spacious Primary Bedroom includes a Luxurious En-suite Bath complete with a Garden tub, Designer Walk in Separate Shower and Double Vanity. Upgraded 5 inch Baseboards, Two Refrigerated Air Units, One replaced Last year and 3 year old Water Heater. Bonus Office/Study/Workout Room. Backyard is perfect for BBQ's with Low Maintenance Landscaping with A Custom Designed Sitting Area that Overlooks Breathtaking Mountain Views and Finally a Dream, Sparkling Gunite In Ground Pool perfect for Summer Pool Parties. Also an Oversized 3-car garage provides ample storage and workspace and Larger than Standard Extended driveway. This Dream Home will not last long so make it yours fast!!
Luxury living with incredible views of the Sandia Mountains in the prestigious gated community of Tres Colinas in Loma Colorado. Home is on a corner lot, 5 bedroom, office , 4 baths and 4373 sq feet of living space. Grand circular entrance, 20-foot ceilings in the great room. En suite downstairs, primary suite upstairs. Beautiful spacious kitchen with granite countertops, large island and plenty of storage with large walk-in pantry. Grand staircase with 2 lofts upstairs, balcony off primary suite has beautiful views. Laundry room upstairs for convenience. 4 car garage with epoxy flooring. Backyard is fully landscaped and perfect for a relaxing evening watching the sunset. A must see, schedule today!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.