FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 475 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Discover the Bennett by LGI Homes at Estrella at High Range, a thoughtfully designed single-story home offering three spacious bedrooms, two full bathrooms, and an open-concept layout perfect for you and your family's lifestyle. From the moment you step inside, you'll love the flow between the living, dining, and kitchen areas--ideal for both entertaining and everyday living. With stylish finishes, modern upgrades, and a spacious covered porch, the Bennett combines comfort, charm, and functionality in one beautiful package.Whether you're hosting friends or relaxing with family, the Bennett provides the space, style, and features to suit your needs. Make your move to Estrella at High Range and find the perfect place to call home.
You do not want to miss viewing this 5 year old Pulte home! Motivated seller & PRICED to sell! This home sits on a spacious corner lot in Rio Rancho, offering breathtaking views of the Sandia Mountains & Abq city lights. Featuring 4 bedrooms and 3 bathrooms, the versatile layout includes two primary suites--one on the main level & another upstairs--perfect for multi-generational living or accommodating guests. The open-concept living space is filled with natural light, highlighted by soaring two-story ceilings and a dramatic second-floor overlook that adds both space and architectural appeal. A dedicated downstairs office offers flexibility and can easily function as a 5th bedroom. This home includes a 2-car garage and plenty of room to spread out inside and out! Schedule your tour today!
New Construction home, 3 bedrooms, and 2 full baths. Open floor plan with a spacious living area that flows into the dining room and kitchen. Ideal for everyday living and entertaining. The kitchen has builder upgrades and plenty of counter space and cabinet space. The primary suite has a private bath and ample closet space. Conveniently located near shopping, dining, and local amenities. Make it yours today!
Welcome to this well maintained 3 bedroom, 2 bath home in the desirable Lomas Encantadas neighborhood of Rio Rancho. This home offers a comfortable, modern layout with quality finishes and everyday functionality in a highly rated school district. Inside, you'll find an open living, dining, and kitchen space designed for easy entertaining and daily living. The kitchen features granite countertops, generous cabinetry, and seamless flow into the main living area, while custom wood blinds and refrigerated air add comfort and style throughout. Step outside to a fully landscaped backyard with no rear neighbors, creating a private setting perfect for relaxing evenings or weekend gatherings. Conveniently located near shopping, restaurants, and I-25 for a quick commute to Albuquerque and Santa Fe.
Hurry! The Albuquerque International Balloon Fiesta is October 3 this year! Grab your coffee and a blanket and enjoy from your own private front row seat!! Beautiful 6 bedroom home with attached casita, gorgeous mountain views, and a flexible floorplan set on a half-acre lot. A warm and welcoming private courtyard creates an inviting entrance and sets the tone for the rest of the home.The casita offers its own comfortable living area, bedroom, bath and a kitchenette, providing a private and versatile space for a variety of living or workspace needs. The open kitchen is both functional and inviting, featuring granite countertops and two walk-in pantries for abundant storage. Upstairs, the primary suite includes a separate sitting area and a private balcony with breathtaking mountain views
PRICE REDUCTION!!! Fantastic opportunity to make this Vista Hills home your own! This 3-bedroom, 4-bathroom property offers approximately 1,297 sq ft of functional living space with plenty of potential to customize and add value. Enjoy a large covered patio--perfect for relaxing or entertaining--along with a fully concrete front yard for low-maintenance living and convenient backyard access for added flexibility. Major updates have already been completed, including a new roof in 2023, HVAC system in 2019, and water heater in 2019. Whether you're a buyer with vision or looking for your next investment, this property offers a great blend of space, upgrades, and opportunity.
Now offering a $4,000 buyer credit- an excellent opportunity to personalize the outdoor space, reduce closing costs, or offset nearly two years of solar payments. Welcome to this inviting 3-bedroom, 3-bathroom home in Lomas Encantadas. Built in 2023, this newer home features a split floorplan with the primary suite separated for added privacy. The kitchen offers stainless steel appliances, a large island, and an updated backsplash, perfect for everyday living and entertaining. The spacious primary suite includes a comfortable bath and walk-in closet. Secondary bedrooms are well-sized with flexible use options. Step outside to enjoy a covered patio with beautiful Sandia Mountain views. Additional features include a 3-car garage, gutters installed in 2025, and leased solar at $169/month.
No PID. Beautifully designed 4BR home w/open floor plan & 8 ft doors thru out. Spacious kitchen w/ quartz countertops, large island w/breakfast bar, recessed stainless sink, 5-burner gas range, pantry & white shaker-style cabinetry w/pendant & recessed lighting. LVP flooring thru out main living areas w/carpet in bdrms only. Living area opens to expanded covered patio through 8 ft sliding & accordion-style glass doors perfect for indoor/outdoor living. Primary suite offers double sinks, large walk-in shower w/rain head & custom tile surround, plus large walk-in closet. Hall bath includes dbl sinks w/custom tile tub/shower. Landscaped front & backyard w/drip irrigation. Finished garage w/8 ft door. Tankless WH, high-efficiency furnace, refrig air, tile roof & stackedstone accents.
Welcome to our Beautiful ''Stella'' Floorplan in the brand new master-planned community Stonegate! This spacious 4 bedroom home showcases an open layout perfect for entertaining, or just hanging out with the family! Our master planned community will offer parks, family friendly amenities making it easy to enjoy the outdoors and connect with neighbors. Plus with easy access to top rated schools, shopping, dining, and entertainment, everything you need is just around the corner! Ask me about our current incentives!!!!
Why wait to build when this one is move in ready. Enjoy this beautiful Abrazo home situated on a lot with no one behind you or to the North of you. This single story home has been gently lived in and has been fully landscaped and is truly turn key. Large great room with open kitchen access. Beautiful SS appliances with marble counter tops. 4 bedrooms 2 bath 2 car garage. Numerous updates see attachments for details. Make this a must see easy to show.
The Sophia is a well-designed one-story new home floorplan in Rio Rancho, New Mexico-- where convenience meets charm. Offering 3 bedrooms, 2 bathrooms, and a 2-car garage within 1,420 square feet, the Sophia is tailored for relaxed living with just the right amount of space. Curb appeal shines through with exterior elevation options that reflect a modern desert aesthetic. Inside, the Sophia's layout centers around a fluid, open-concept space that merges the kitchen, dining, and living areas. The kitchen comes equipped with a spacious kitchen island, a decorative tile backsplash, Whirlpool(r) stainless steel appliances and coordinated cabinetry. Large windows bring in natural light, and the generous living space is perfect for winding down or welcoming company.
Welcome to this unique luxury custom built home situated on approximately 2.83 acres, featuring thoughtful craftsmanship's, quality upgrades, and amazing views. Custom design and upgrades create character, and distinction thought the spacious living areas. Step outside to take in the beautiful surrounding scenery from multiple vantage points. Recent upgrades include: New septic system installed (July 2026) Well inspection completed (June 2026) New garage doors installed (July 2026) Stucco repairs Wood beams stained and refinished Landscaping refreshed, including weed removal and drip irrigation system maintenance and much more. Call listing Broker for more details.For added peace of mind, the property includes a transferable premium home warranty. This home may be your opportunity to own a distinctive property where quality, space, custom design and outstanding views come together. Schedule your appointment today!!!
3652 Queen Court: Discover the perfect balance of open space and functional design in this brand-new, 2-story-attached home featuring the popular Amethyst floor plan, this home is situated in a prime location directly across from King Meadows Park. This version of the Amethyst plan offers 3 spacious bedrooms and a large upstairs loft, perfect for a home office, gym, or second living area. Designed for the home chef with granite countertops & stainless-steel appliances. NM Build Green Gold Certified, ensuring your home is energy efficient & built to the highest environmental standards. Includes a 2-car garage, a dedicated laundry area, and easy-to-maintain yards so you can spend your weekends enjoying the park.Call for your private tour.
Discover luxury single-level living in this stunning Hakes Brothers home located in the sought-after Suez Estates neighborhood in Rio Rancho. This 5-bedroom home combines timeless curb appeal with modern comforts. The striking stone and stucco exterior, accented by a classic tile roof, sets the tone for the quality craftsmanship inside. Gourmet touches include beautiful granite countertops and designer custom lighting that illuminate the open living spaces. The oversized 2-car garage adds convenience and extra storage.Outside, the fully landscaped backyard is a true retreat, featuring a generous covered patio with electric sun shades for effortless shade and comfort. Enjoy mountain views from the private viewing bluff -- the perfect setting for morning coffee, or sunset drinks.
Exceptional, upgraded, and move-in ready, 4528 Skyline Loop NE delivers a rare combination of comfort, value, and pride of ownership. With more than $70,000 in updates, upgrades, and improvements, this home stands above the competition and offers buyers the confidence of major enhancements already completed. Enjoy fully paid-off solar, a paid-off water softener, and a beautifully designed outdoor retreat with a deck, pergola, pond, sprinkler system, and outdoor ceiling fan. The interior offers a refined, welcoming feel with thoughtful updates that enhance both style and functionality. Most furnishings may convey, making this a possible turnkey opportunity for the right buyer. Seller is offering a $5,000 buyer concession with a strong offer. A truly special home, priced to attract attention
Amazing Location west of Rust hospital! Possible assumable 2.25% VA loan! Details in LO/SO comments. Beautiful, spacious 3/3 Mediterranean home. Fresh paint on the interior! The living, kitchen and dining spaces tie together and are perfect for entertaining. The 1/2 acre property is ready for your vision. The master suite has a large closet, jetted tub and separated sinks. Enjoy Cathedral ceilings, arched doorways and a large statement fireplace.
Welcome to this beautifully upgraded single-story home offering the perfect blend of modern style, functionality, and energy efficiency. Featuring 3 spacious bedrooms, 2 bathrooms, and a 2-car garage, this home is designed for comfortable everyday living with thoughtful custom touches throughout. Step inside to discover a bright, open floor plan highlighted by 9' ceilings, recessed LED lighting, and a seamless flow between the great room, dining area, and kitchen--ideal for both entertaining and relaxing. The expansive tiled great room serves as the heart of the home, opening effortlessly to a stunning chef-inspired kitchen complete with a large bar-top island, gorgeous granite countertops, like-new stainless steel appliances, a striking backsplash, and a custom chef's range hood. Enjoy
Spacious 2 story open floor plan with 2,278 sq ft, 5 bedrooms, 2.5 baths, and a loft. All bedrooms are upstairs for added privacy. Kitchen includes stainless steel appliances. New windows installed November 2025. Backyard is a blank canvas, HOA covers front yard landscaping.
Move in ready and amazing incentives! Ideally situated just minutes from Presbyterian Rust Medical Center, shopping, dining, and everyday conveniences, Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality. Every detail is carefully considered to deliver lasting quality, modern style, and outstanding value--making it easier to step into homeownership with confidence.
SELLER IS OFFERING A $10,000 CONCESSION!!This beautifully refreshed 3-bedroom, 2-bathroom home offers perfect, functional living. Upon entry, you are greeted by fresh interior paint , durable, carpet-free flooring--ideal for low-maintenance living in the New Mexico, NEW stainless steal appliances & more.The home features nicely updated bathrooms, adding a touch of style and comfort. The well-designed floorplan provides both practicality, suitable for everyday living. Step outside and discover a spacious backyard ready for relaxing, entertaining, or creating your ownoutdoor oasis. The covered patio provides a shaded retreat for enjoying warm New Mexico evenings, whilethe BACKYARD ACCESS offers added convenience for storing recreational vehicles, trailers, or creatingadditional outdoor possibilities. Higher privacy walls help create a peaceful setting where you can trulyunwind. Conveniently located near shopping, dining, parks, schools, and everyday amenities.
Back on market due to no fault of the seller! Welcome to this spacious 4-bedroom, 3-bath home located in Rio Rancho. This property offers a functional layout with two separate living areas and large bedrooms, providing plenty of room for everyday living, entertaining, or flexible use.The seller is offering a credit toward a full new roof with an acceptable offer, providing added value and opportunity for the next owner.Conveniently located near schools, parks, shopping, and commuter routes, this home presents a great opportunity to own a spacious property in a growing area.
**Seller is offering $10k concession with acceptable offer!** PLUS 4.7% Assumable VA Mortgage! Welcome to this stunning 3 bedroom, 2.5 bath home built in 2022 located in the highly desirable Los Diamantes neighborhood of Rio Rancho! The recently landscaped backyard with added gas fire pit backs up to walking trails, making it a cozy space to unwind and entertain with family and friends. The open concept living area boasts plenty of space and a seamless flow for easy entertaining. The kitchen is equipped with modern appliances and ample counter space, making it a chef's dream. Located in a quiet and friendly neighborhood, just a few doors down from a great park, you'll be just minutes away from schools, shopping, and all the amenities Rio Rancho and Albuquerque have to offer!
This charming single-story home sits on a full half-acre with mature fruit trees, quiet mountain views, and plenty of space to relax and enjoy the outdoors. Unwind in the hot tub, entertain in two private courtyards, or simply take in the serene setting from the covered patio. Inside, the light-filled floor plan features soaring ceilings, an inviting entry foyer, and a spacious living and dining area that flows into a beautiful kitchen with granite countertops and abundant cabinet space. The primary suite offers a walk-in closet and private outdoor access to the patio.Featuring 3 bedrooms and 3 bathrooms, this move-in-ready home also includes an oversized finished garage with workshop space. Enjoy lower monthly costs with private well and septic! Come see it today!
This home makes an unforgettable first impression with its grand foyer and spacious, thoughtfully designed layout. This single-story home features 3 bedrooms, 3 bathrooms, and a versatile flex space perfect for a home office, gym, or hobby room. The Jack-and-Jill bathroom adds convenience for the secondary bedrooms, while the expanded primary suite creates a true retreat -- complete with generous space and a spa-like bath.Designed with both comfort and connection in mind, the open-concept kitchen and living areas flow seamlessly to the expanded covered patio, perfect for enjoying New Mexico's beautiful weather year-round. It's no surprise the Tiffany is an award-winning plan -- blending thoughtful design, modern style, and everyday livability into one stunning home.
Beautiful updated 3 bed 2 bath home on a quarter of an acre in the coveted Broadmoor at High Resort Subdivision. No HOA or PID!! This home has modern amenities including 2 living areas accented by a two-way fireplace, the kitchen has granite countertops, a new roof, large covered back patio, Xeriscaped front and backyard, tankless water heater, refrigerated air cooling, and more! An additional room located on the NE side of the home brings versatility and can be used as a sunroom, office, den, or can be used as an added bedroom with Sandia Mountain views just outside. Enjoy backyard and side access to the property. This home is in a centralized location with nearby restaurants (Dions, M'tucci's Moderno, etc) and shopping (Target, Walmart, Lowes, etc).
Daria Derebera
Real Estate Broker in Albuquerque, NM
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