FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 475 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
Same search in other cities:
Discover a home where thoughtful upgrades meet timeless New Mexico style. Located in the newest phase of Lomas Encantadas in Rio Rancho, this 3-bedroom gem features an expanded owner's suite, natural skylights, and sage green natural stone accents that bring a warm, earthy feel to its modern exterior.✨ Highlights You'll Appreciate:✅ Expanded Owner's Suite - A peaceful retreat with room to stretch and settle in✅ 3-Car Garage with Overhead Storage - Smart storage for tools, gear, and everything in between✅ Skylights - Flood your home with natural light and positive energy✅ Covered Patio - Enjoy year-round outdoor living under the New Mexico sky✅ Upgraded Exterior with Stone Accents - Unique curb appeal with a natural touch
Step into comfort and flexibility in this beautifully designed 3-bedroom home with a private junior suite--perfect for guests, multigenerational living, or a quiet retreat. Located in the newest phase of Lomas Encantadas in Rio Rancho, this home blends thoughtful features with timeless New Mexico charm.✨ Why You'll Love It:✅ Added Junior Suite with Full Bath - A private space for guests or extended family✅ 3-Car Garage with Overhead Storage - Room for vehicles, gear, and more✅ Skylights - Let the natural light pour in for a bright and airy feel✅ Covered Patio - Your perfect outdoor escape for morning coffee or sunset views✅ Upgraded Quartz Countertops - Sleek, durable, and effortlessly stylish
This 2 Bedroom, 2 Bath home boasts a spacious floorplan and eat-in kitchen.. Both bedrooms are generously sized . Large backyard great for dogs and entertaining.
Located in central Rio Rancho, situated on expansive 1/2 acre, sits your dreamy modern farmhouse! Cozy open kitchen, living & dining area with custom fireplace, large picture windows & 8ft sliding doors merging indoor & outdoor living. Soft luxury with stunning Sandia Mountain views! The chef's kitchen features Cafe appliances, top-quality finishes & a dream butler pantry. Unique floor plan offers space for everyone, including a large primary suite with walk-in closet connected to laundry & spa-like bath with double vanity, separate shower & soaking tub. Additional living space between bedrooms plus front bedroom for guests or office. On paved road with city utilities, it's the ONE!
GREAT financing opportunities are now available through our preferred in-house lender, DHI Mortgage, plus you'll receive $5,000 toward your closing costs! The Venice by DR Horton is a beautifully designed 3-bedroom, 2.5-bath home with a spacious 3-car tandem garage and an open layout ideal for both everyday living and entertaining. The bright great room and dining space connect effortlessly to a chef-inspired kitchen featuring Whirlpool appliances, a built-in wall oven, upgraded cabinetry, pendant lighting & a large pantry. Ceramic tile runs throughout the kitchen, dining, living & wet areas. The private primary suite includes dual vanities, a spacious tiled shower with bench & a generous walk-in closet. Enjoy elevated features like 11-foot ceilings & 8-foot interior doors PLUS MORE!
10K CREDIT to buyer. Beautiful custom built home on a half acre with beautiful Sandia Mountain views just off Broadmoor Blvd. Backyard includes a detached casita with a mini split and electricity connected. Interior features a striking floor-to-ceiling stacked stone fireplace, jetted tubs in both bathrooms, and a tiled walk-in shower in the primary suite. Water heater was replaced August 2023. Spacious backyard includes a covered patio, a water feature (operational but not recently used) and a small playground area. The garage opens from both sides allowing access to the backyard.
Highly motivated seller!!! Beautifully maintained and full of charm, this 1,650 sq ft home in North Rio Rancho near Unser offers 3 bedrooms with a possible 4th bedroom or office, providing flexible living space. Solar panels to be paid off at closing!! Enjoy decorator paint throughout, a cozy gas fireplace, and an eat-in kitchen with stainless steel appliances. The private primary suite features double sinks, a relaxing garden tub, and a walk-in closet. Step outside to a private front courtyard perfect for evening relaxation, along with fully landscaped front and back yards. This inviting home offers comfort, style, and move-in ready living in a desirable location.
**PRICE REDUCTION OF OVER $27,000! **MOUNTAIN VIEWS OVER 1 ACRE E-1 ZONING PRESTIGIOUS MILLION-DOLLAR NEIGHBORHOOD!** This is the opportunity you've been waiting for! Bring your vision--and your horses--to this spacious 4BR, 3BA home situated on over an acre in one of the area's most desirable neighborhoods. Enjoy breathtaking mountain views, a 3-car garage PLUS an additional carport, and a flexible floor plan designed for today's lifestyle. The possible dual-primary setup and Jack & Jill bedrooms offer incredible flexibility for multi-generational living, guests, or added privacy. A separate entrance opens the door to endless possibilities for a home office, studio, salon, gym, or creative space. Enjoy recent upgrades including a newer refrigerator, washer & dryer, and well pump. **ALL TVs CONVEY!** Opportunities like this don't come along often. Ample parking offers room for guests, RVs, toys, or business needs. Enjoy the beauty and privacy of mature pinon trees while staying close to shopping, dining, and local amenities. Rare opportunity with space, flexibility, and value! **Don't just dream about owning acreage in a million-dollar neighborhood--MAKE AN OFFER!**
5.25% SELLER FINANCING! This contemporary home offers over 2,700 sq ft of thoughtfully designed living space with impressive 10 ft ceilings. The main level highlights an open-concept kitchen, dining, living area and guest suite that flows to a landscaped garden with 3 fruit trees plus a full sprinkler and drip system for easy upkeep. Upstairs you'll find 3 spacious bedrooms and 2 baths, including a large primary suite with beautiful mountain views, and a versatile loft ideal for a media room, office, or play space. Practical perks include a second-floor laundry conveniently located near the bedrooms and an installed water softener. Enjoy a true suburban feel while staying close to parks, recreation, and major highways, with Santa Fe less than an hour away.
Move right into this beautifully updated two-story home featuring 3 bedrooms and 3 bathrooms. Renovated in 2024, it offers newer kitchen cabinets, appliances, updated bathrooms, and flooring throughout. The bright eat-in kitchen provides plenty of space for cooking and gathering, while large windows fill the home with natural light. The spacious primary suite offers a private retreat, and the functional floor plan is ideal for everyday living. Outside, enjoy a large fenced backyard perfect for entertaining, gardening, or pets. Mature front-yard trees provide shade and curb appeal, and the attached one-car garage adds convenient parking and storage.
Welcome to the opportunity to build your dream home on a spacious 0.50-acre lot with breathtaking, unobstructed views of the city and the Sandia Mountains. This thoughtfully designed custom home offers approximately 2,965 sq. ft. of heated living space with expansive outdoor living areas and a large 4-car tandem garage, creating a total footprint of over 4,400 sq. ft. The proposed floor plan showcases four spacious bedrooms, three bathrooms, a dedicated home office, multiple living areas, and a chef-inspired kitchen with an oversized island and optional butler's kitchen featuring premium appliances, prep sinks, double ovens, wine storage, and a generous walk-in pantry.
Luxury Custom Estate with Stunning Views. Newly built on a .75-acre premium lot in Rio Rancho Estates, fully enclosed with block wall fencing and a private remote-controlled gate. Elegant interior with imported Italian marble floors, spacious great room with gas fireplace, and Arcadia glass doors showcasing city lights, desert views, and sunsets. Gourmet kitchen with quartz counters, stainless steel appliances, and custom cabinetry. Primary suite with spa-style shower, dual vanities, and walk-in closet. Outdoor entertaining on covered patio. 3-car garage and RV gate access.
Discover modern desert living in this Westway home in Rio Rancho's desirable Vista Entrada area. Situated on a .62-acre lot, this property offers space to breathe while enjoying beautiful Sandia Mountain views from the backyard. The open-concept floor plan is ideal for everyday living and entertaining, featuring a Bosch-equipped kitchen, large island, Level 5 Silestone countertops, and upgraded cabinetry. The private primary suite includes a garden tub, separate shower, double sinks, and walk-in closet. Outside you'll find a walled backyard with raised privacy walls and a custom metal gate providing backyard vehicle access. A 3-car garage offers plenty of room for vehicles, storage, or a workshop.
Views, Views and more Views,Set on one of the best view lots in Vista Entrada, this beautiful custom home offers spectacular scenery from the main living area, breakfast nook, kitchen and primary suite. This spacious 4 bedroom,5 bath home features over 4 thousand sq feet with all bedrooms on the main level and primary suite privately located on one side of the home. Each secondary bedroom includes its own bathroom with additional living area nearby for comfort and flexibility. Upstairs, the huge loft includes a balcony, full bath, incredible views, can be ideal for an office, media room, guest space or fifth bedroom. The p;rimary suite is a true retreat complete with panoramic views and its own fireplace. other features of the home include beamed ceillings, vigas, surround sound, formal dining room, breakfast nook, two fireplaces and a great layout for everyday living and entertaining. A must see home with views that never get old.
Horse Property + 720 SF Lift-Ready Shop on 1.1 Acres - New Construction with Room to Work, Ride & Live Situated on 1.1 fully fenced acres in southwest Rio Rancho, this newly built home offers rare combination of modern living & exceptional utility. The thoughtfully designed 1,567-square-foot home features open-concept layout, quality finishes, abundant natural light, and mountain views.The true standout is the impressive 720sf insulated workshop with reinforced lift-ready concrete slab, oversized door, & attached lean-to's--ideal for mechanics, fabricators, woodworkers, contractors, RV storage, or anyone needing great workspace!
Spacious and accommodating, the two-story Moonstone plan features an open-concept main floor and four charming bedrooms upstairs. Just off the entryway, you'll find a secluded study with a nearby powder room. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a loft offers a versatile common area, and a sprawling owner's suite includes an attached bath and walk-in closet. Covered patio also included
Move in ready + Amazing promotions! Los Diamantes makes it easy to enjoy more of what matters. From quick commutes to effortless errands and evenings out, everything you need is close to home. Homes in this new phase are designed with affordable luxury in mind, featuring open-concept floorplans, contemporary finishes, and flexible living spaces that maximize both comfort and functionality.
Welcome to the Stella floor plan, a beautifully designed new construction home offering 1,883 square feet of spacious multi-story living. This thoughtfully crafted layout features an open-concept main living area that seamlessly connects the kitchen, dining, and living spaces--perfect for entertaining and everyday comfort.The primary suite is a true retreat, complete with a large garden soaking tub. Generous bedrooms, modern finishes, and abundant natural light create a warm and inviting atmosphere throughout the home.
Fantastic single level floor Plan with lots of natural light and 4 bedrooms. Spacious kitchen with breakfast nook area is open to the living dining room. Lots of counter and cabinet space plus a pantry. Primary bedroom has a walk in closet and a large primary bathroom. Roof was replaced 2023. Enjoy easy care outdoor living with a covered back patio and views from the back yard! Seller enjoyed watching Balloons land right behind the home. Lovely area with quick access to Unser and NO HOA.
Brand new heating and cooling system as well as newly updated HVAC. So clean and move-in ready! This beautiful 4-bedroom, 3-bathroom home in the desirable Northern Meadows subdivision is the perfect place to call your own. The spacious primary suite features a large walk-in closet and a lovely sitting area, creating a true private retreat. With generous living areas and a functional layout, this home offers comfort and flexibility for everyday living and entertaining. Conveniently located near Cleveland High School and just minutes from Unser Blvd with easy freeway access to both Rio Rancho and Albuquerque. Enjoy being close to the Santa Ana Star Center, shopping, dining, parks, and everyday conveniences. Schedule your showing today!
Exceptional views from this one-owner Pulte home located in the desirable Lomas Encantadas at Enchanted Hills. This property offers custom backyard landscaping, refrigerated air, a water softener, and Hunter Douglas blinds. The kitchen features GE Profile appliances, maple cabinetry, and 18-inch ceramic tile flooring, which continues through the entry, utility room, and bathrooms. The owner's suite includes bay windows with expansive views, a tray ceiling, a large walk-in closet, and a five-piece bath with a custom walk-in tub. Finished garage with remote openers. Conveniently located near I-25, the Rail Runner, medical facilities, grocery stores, shopping, and schools.
Beautiful two-story home in Rio Rancho in a fantastic location! This stunning 4-bedroom, 2.5-bath home with a 2-car garage offers over 2,400 sq ft of well-designed living space in the desirable Mirador Del Sol subdivision. Featuring multiple living areas, including a dramatic living room with soaring ceilings and accent walls, a formal dining space, and a cozy family room with fireplace. The chef's kitchen boasts granite countertops, a mini island, and abundant cabinetry--perfect for entertaining. Relax in the spacious primary suite with garden tub, separate shower, dual sinks, walk-in closet, and private balcony. Enjoy outdoor living in the fully xeriscaped backyard with covered patio, ideal for gatherings and low-maintenance enjoyment.
Welcome to this well maintained single story home located on a desirable corner lot in Rio Rancho! Featuring attractive curb appeal with a classic stucco exterior, clean architectural lines, this home offers both comfort and functionality. The corner lot enhances privacy and creates a more open, spacious feel with possible backyard access. Inside, you'll find a thoughtfully designed layout perfect for everyday living and entertaining. Conveniently located near schools, parks, shopping, and dining, this home offers both comfort and accessibility in a growing Rio Rancho community.A great opportunity to own a move-in ready home. Schedule your showing today!
Short sale opportunity! Call to ask about benefits and making an offer. Take this wonderful opportunity to own a remarkable 2022 custom home in sought-after Mariposa, surrounded by miles of hiking and mountain biking trails and framed by breathtaking Sandia Mountain views. This home features numerous upgrades, a spacious gourmet kitchen with granite countertops and stainless steel appliances, and an oversized 3-car garage offering plenty of storage. Enjoy card access to endless community amenities, including the pool, gym, and community center, perfect for activities and social gatherings. With stunning natural surroundings and resort-style amenities, this home delivers a truly active, vibrant, and fulfilling lifestyle in a picturesque setting.
Located in one of Rio Rancho's fastest-growing areas, this inviting home offers the perfect mix of comfort and convenience. Enjoy a bright, open layout with spacious living areas, a modern kitchen with plenty of counter space, and a private backyard ideal for relaxing or entertaining. Just a few minutes from Plaza @ Enchanted Hills, restaurants, shopping, and community amenities are at your doorstep. Experience the charm of established living paired with the excitement of growth--just minutes from everything Rio Rancho has to offer.
Daria Derebera
Real Estate Broker in Albuquerque, NM
Similar Searches in Rio Rancho
You Might Also Like in Rio Rancho
Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.