FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 475 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Welcome to the beautiful Savannah floor plan, featuring 4 bedrooms, 2.5 bathrooms, a 2-car garage, and a spacious primary suite conveniently located on the main level. This brand-new home offers a gorgeous kitchen with quartz countertops and modern gray cabinetry, ceramic tile throughout the main living areas with carpet only in the bedrooms, and a spacious primary bath featuring a 5-foot walk-in shower and double sinks. Enjoy a thoughtfully designed, energy-efficient home in a beautifully landscaped new-home community with stunning Sandia Mountain views. D.R. Horton offers an excellent new-home warranty, plus buyers may take advantage of special financing opportunities when using DHI Mortgage and receive up to $7,000 toward closing costs. Come tour the Savannah and discover everything this beautiful new home has to offer!
Builder offers AMAZING FINANCING TERMS WHEN YOU USE OUR IN HOUSE LENDER, DHI MORTAGE PLUS RECEIVE $7,000 TOWARDS CLOSING COSTS! Come see our beautiful Sierra floor plan! Brand new beautifully landscaped community with Sandia views. You will enjoy the walking trails & gathering areas. This home features a beautiful kitchen with gray quartz countertops, white cabinets and a grey tile through the dining and living area that leads to a large covered patio and walled back yard. Large 5ft walk in shower in primary bedroom and double sinks make mornings easier! DR HORTON homes are built to energy efficient codes and offer best warranty for new homes.
Discover this stunning 5-bedroom, 3-bath home, thoughtfully designed for modern living. Enjoy the flexibility of 2 dedicated flex rooms-one downstairs with elegant French doors and another upstairs featuring charming barn doors, perfect for a home office, gym or creative space.Step inside to find luxurious vinyl plank flooring flowing throughout the entire first floor, stairs, hallway, loft, laundry room and all wet areas. The kitchen is a chef's delight, equipped with sleek, all-black Whirlpool appliances and granite countertops.Experience significant savings with solar panels that keep your electric bill incredibly low, typically only having to pay the taxes of around $22/mo. This home has an assumable 2.75% VA Loan(No PMI), offering a fantastic financial opportunity. The fully landscaped backyard is an entertainer's dream, boasting a seasoned garden that yields fresh, juicy grapes every year, complete with convenient drip irrigation on all greenery. The hot tub and storage shed are included, ready for you to move in and enjoy!
Welcome home to this beautifully maintained 1,420 sq. ft. gem featuring a highly desirable open floor plan that's just the right size--not too big and not too small! With 3 bedrooms and 2 bathrooms, this home offers comfortable living for a variety of lifestyles. From the moment you arrive, you'll appreciate the upgraded front door and attractive curb appeal. Inside, the spacious living area and primary bedroom are enhanced with ceiling fans for added comfort. The private primary suite features a double-sink vanity and an oversized walk-in closet, providing plenty of storage and convenience. Step outside to enjoy the low-maintenance exterior complete with a durable tile roof, a custom Leaf Filter gutter system, a beautifully landscaped backyard, and a gas stub ready for your barbecue grill--perfect for entertaining family and friends. This move-in-ready home combines comfort, functionality, and thoughtful upgrades. Don't miss your opportunity to make it yours--schedule your private showing today!
Welcome to this super spacious Southwest-style home in a fantastic, calm, and quiet Rio Rancho neighborhood next to great schools. Enjoy abundant natural light and an open floor plan in this ready-to-move-in property.The main level features a chef-inspired kitchen with abundant cabinetry, quartz countertops, a large island, new stainless-steel microwave, and gas stove. You'll also find a breakfast nook, formal dining room, formal living room, and an additional family room.Wood-floor stairs lead to the second level and a large loft ideal as a rec room, exercise space, or study. The spacious primary bedroom easily accommodates all your furniture, complemented by three additional generously sized bedrooms.Outside, the spacious backyard offers plenty of green space, shade, and low-maintenance living--perfect for family gatherings and entertaining.Don't miss this opportunity to own a truly spacious home in a peaceful, convenient location. Schedule your showing today!
Welcome to the desirable Cabezon community where you can make this stunning property your new home and has no HOA. The moment you walk up to the front door and enter the foyer, you will notice the open floor plan with raised ceilings, 2 living areas, a cozy fireplace, open kitchen perfect for entertaining. Kitchen comes with stainless steel appliances, pantry, breakfast nook. The layout includes 4 bedrooms, a luxurious primary suite, with garden tub, and a split design for privacy. Conveniently located near Cabezob Park, shopping and entertainment.
Welcome to this meticulously maintained home that truly has it all! Thoughtfully designed for those who need & love space, this exceptional property offers 6 spacious bedrooms, a fully open concept floorplan on the first floor, a dedicated home office, an open loft, formal dining room, and an oversized 3-car garage. Primary Bedroom suite on the first floor with a generous sized walk in closet, separate tub & shower, and custom barn door separating the bedroom from the bathroom suite. From the moment you step inside, you'll be captivated by the soaring tall ceilings, an abundance of natural light that pours through every room, and brand new luxury vinyl plank flooring flowing seamlessly throughout the home. The open floor plan creates an effortless connection between living spaces, making it perfect for both everyday living and large-scale entertaining. The heart of the home is a chef-inspired kitchen that is sure to impress, featuring granite countertops, stainless steel appliances, a built-in oven and microwave, a gas range, and all new fixtures every detail carefully considered for both style and function. The fully finished backyard offers a private and low-maintenance outdoor retreat, ideal for quiet evenings or weekend gatherings without the hassle. New toilets and fixtures throughout round out the long list of updates that make this home truly turnkey. Perfectly situated near top-rated schools, parks, restaurants, and premier shopping, this incredible home delivers the lifestyle you've been searching for. Opportunities like this don't come around often so schedule your private showing today!
Welcome to this beautifully designed Pulte home in the highly desirable Mariposa community! Offering approximately 2,185 square feet, this spacious single-story Darden floorplan features 3 bedrooms, 2 bathrooms, multiple living areas, and a dedicated office space.The modern kitchen is the heart of the home, featuring upgraded cabinetry, granite countertops, a stylish backsplash, stainless steel built-in oven and microwave, gas cooktop, pantry, and a large center island with additional seating. The open-concept design flows seamlessly into the dining and main living areas, creating an inviting space for everyday living and entertaining.A built-in office with desk and storage provides a convenient work-from-home space, while French doors separate the additional front living area--perfect for a game room, sitting area, media space, or flex room.The spacious primary suite offers plenty of room for a sitting area and includes a private bath with an oversized granite vanity, dual sinks, walk-in shower, and generous walk-in closet.Enjoy outdoor living in the fully walled backyard with a covered patio. Mariposa residents also enjoy access to exceptional community amenities, including a pool, fitness center, community trails, and more!
Ask about interest rate buy down & closing cost assistance. This DR HORTON home offers a bright open-concept floorplan with 4 spacious bedrooms and 2 modern bathrooms. Quartz countertops and natural light brown cabinets with an island and grand pantry. Built in stainless appliances and luxury upgrades throughout. Peace of mind comes with builder warranties. Don't miss your chance to own new construction in Lomas Encantadas. Close to Enchanted Hills restaurants, entertainment and shopping, quick access to i-25. Walking trails, open space, dog park and even pickleball court! (home still doing touchups so photos are of previous model with similar features) Open house everyday. Completion expected early August. Tons of upgrades in home like 8 ft doors and 3 panel sliding glass door to patio . Home open daily just stop by builder model home.
Seller is offering a $12,000 credit that may be applied toward an interest-rate buydown, closing costs, or prepaids--giving buyers the opportunity to make this exceptional home even more affordable!Rare opportunity to own the sought-after Siena floor plan in Los Diamantes! Formerly a model home, this move-in-ready 2022 build offers a floor plan no longer available through the builder, along with thoughtful upgrades throughout. Offering 2,479 sq. ft., the home features 4 bedrooms, 3 full baths, a wide staircase, and a versatile upstairs loft. The spacious primary suite features a generous walk-in closet. Additional highlights include surround sound, fully landscaped front and back yards, and all kitchen and laundry appliances conveying.
Some images in this listing have been virtually staged: This ranch style home offers single-level living. Kitchen has been upgraded with granite countertops and stainless steel appliances, anchoring the culinary space. The kitchen island provides casual dining adjacent to the cooking. The kitchen flows naturally from the cooking area through the dining area perfectly positioned for morning coffee, quick meals and family meals. Main living area with a cozy fireplace is positioned for privacy away from the bedrooms while the 2 baths serve the household efficiently. This home was just remodeled and updated. Located in the heart of Rio Rancho. The large yard will not disappoint.
Welcome to this well-maintained, single-owner 3-bedroom, 2-bath home situated on a spacious 0.5-acre lot. Enjoy incredible mountain views from your own backyard while appreciating the peace and privacy this property offers. Inside, you'll find a thoughtfully cared-for home with comfortable living spaces and plenty of natural light.The main living areas showcase custom Southwest-inspired lighting fixtures that add warmth and character, while the kitchen and bathrooms feature matching granite countertops for a cohesive, timeless look. Enjoy the convenience of an attached 2-car garage plus an additional 1-car carport, providing ample parking and storage.
Welcome to this stunning home with tons of space inside and out! Situated on an expansive 1.04-acre lot, this beautifully refreshed Rio Rancho property boasts breathtaking views from the main upper living area. The flexible lower level features a private suite complete with its own, spacious living area, bedroom, and bath ideal for extended guests, a dedicated home office, or versatile flex space. Upstairs, enjoy a bright kitchen finished with stylish cabinetry, updated countertops, and stainless-steel appliances. Outstanding updates provide total peace of mind, including a newer: roof, furnace, evaporative cooler, water heater, fresh interior paint, updated lighting, and septic system. The massive acreage offers endless freedom for storage, outdoor projects, or building your dream backyard retreat. Perfectly located just minutes from neighborhood parks, major shopping, retail, and local dining!
Priced to sell today, this exceptional 4-bedroom home with a dedicated office offers an incredible opportunity to purchase with the potential for instant equity. The grand open-concept living area is perfect for entertaining, while the spacious loft offers endless possibilities as a second living room, game room, or hobby space. The gourmet kitchen features a large granite island, stainless steel appliances, and ample storage. Relax by the cozy gas log fireplace or enjoy the fresh feel of brand-new carpet throughout. The private primary suite is conveniently located downstairs, and the oversized 2.5-car garage provides plenty of room for vehicles, storage, or a workshop. Conveniently located near parks, pools, stores, and restaurants, you do not want to miss this exceptional value!
OPEN HOUSE SATURDAY 8-15 12-2pm! Welcome home to this gorgeous residence nestled in the sought-after Arbolera at Cabezon community! Offering 2,433 square feet of thoughtfully designed living space, this well-cared-for home features 4 spacious bedrooms, 4 bathrooms, and an oversized 3-car garage.The open concept floor plan seamlessly connects the kitchen, dining area, and main living room, creating the perfect space for entertaining and everyday living. A versatile second living area offers endless possibilities as a home office, fitness room, playroom, or media space.The oversized bedrooms provide plenty of room to relax, and the convenient laundry room is connected directly to the primary suite's walk-in closet for added functionality.Step outside to enjoy the covered patio and private walled backyard, complete with low-maintenance xeriscaping and drip irrigation. Ideally located near parks, walking trails, schools, shopping, and dining, this home offers both comfort and convenience.Don't miss your opportunity to make this beautiful home yours, schedule your showing today before it's gone!
Comfort and style in this beautiful 3bedroom, 2-bath home located in a beautiful, peaceful neighborhood. Open floor plan perfect for entertaining. The spacious primary suite features a walk in closet. Enjoy the convenience of being just a short drive to grocery stores, popular restaurants, and walking distance to local park for outdoor fun. This home offers the perfect balance of tranquility, convenience, and lifestyle. Vacant and ready for the new owners.
Open House - Aug. 8th 10am-1:30pm. Welcome to this immaculately maintained home in one of Rio Rancho's growing and desirable communities! Situated on a spacious half-acre lot, this property offers backyard access with plenty of room for RVs, trailers, recreational toys, or future projects.Inside, you'll find a bright and inviting four bedroom, two bath floor plan featuring pitched ceilings, abundant natural light, and a two car garage. Recent upgrades include laminate flooring throughout with no carpet, Don's high-efficiency argon-gas windows and sliding glass doors, newer kitchen countertops and sink, stove and dishwasher, plumbing fixtures and faucets, garage door opener, a six-month-old water heater, and elastomeric exterior stucco paint.Move in ready and full of value! No HOA and no​​‌​​​​‌​​‌‌​​‌​​​‌‌​‌‌‌​‌​​​​‌‌​​‌‌​​‌​ PID.
Ask about the 2-1 temporary interest rate buy-down offer. (Must use builders preferred lender, qualification required). Discover Fellowship's newest Rio Rancho build, perfectly situated on a spacious, wide-set 1/2-acre lot. Designed for both comfort and style, this impressive home features 4 bedrooms, a flexible bonus space, 2.5 bathrooms, and a finished 3-car garage with convenient backyard access. The bright, open-concept interior is enhanced by tall ceilings, solid-surface countertops, solid wood cabinetry, durable LVP flooring, and carefully selected designer finishes. The main living area extends effortlessly to a beautiful covered patio, creating an ideal space for indoor-outdoor living. Three secondary bedrooms and a full bathroom occupy their own separate wing, while the private primary retreat offers a spa-like bathroom with dual sinks, an oversized shower, and a generous walk-in closet that connects directly to the laundry room. No HOA or PID.
Welcome to this well-maintained home tucked away on a quiet cul-de-sac in Rio Rancho. Enjoy beautiful Sandia Mountain views from the backyard and a functional open-concept layout designed for comfortable everyday living. The spacious living area flows seamlessly into the kitchen and dining space, creating a great setting for relaxing or entertaining.The primary suite features a walk-in closet and a private bathroom with dual sinks, a soaking tub, and a separate shower. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Additional highlights include refrigerated air, a dedicated laundry room, and an attached two-car garage.The low-maintenance front and backyard landscaping offers a blank canvas for your personal touch while keeping upkeep simple.This home combines peaceful neighborhood living. Schedule your showing today!
******** MOTIVATED SELLER ************.31 acre mountain view large lot with possible backyard access. Enjoy this 4 bedroom 3 bath home open light and bright. 3 living areas allow lots of space for your growing families needs. 2 car garage and endless possibilities. Back yard ready for your new pool. Seller has a assumable VA loan at 4.875% check with your lender on your clients options.. Seller financing is also available at 5.75% with 20% down amortized over 30 years. Balloon term is negotiable.
Almost new Built in 2020, this charming single-story home in Enchanted Hills offers modern comfort and an easy, functional layout. Featuring 3 bedrooms, 2 bathrooms and provides inviting living spaces with plenty of natural light. The kitchen flows seamlessly into the main living and dining areas, creating a comfortable setting for everyday living and entertaining. A private primary suite, two additional bedrooms and a two-car garage complete the floor plan. Situated on a quiet cul-de-sac in growing Northern Rio Rancho, this move-in-ready home offers convenient access to shopping, dining, schools and everyday amenities. A wonderful opportunity to enjoy a newer home in an established neighborhood!
Welcome home to this beautifully maintained, single-owner DR Horton home in the highly desirable Arbolera De Estate in the master-planned Cabezon community. This popular single-story floor plan offers four spacious bedrooms with a thoughtful split-bedroom design, providing added privacy for the primary suite. The open-concept living area is perfect for everyday living and entertaining, complemented by a formal dining room for special gatherings. The generously sized primary suite features a large walk-in closet and is tucked away from the secondary bedrooms for a peaceful retreat. Step outside to enjoy the covered patio and low-maintenance desert landscaped backyard, offering the perfect space to relax without the upkeep. Enjoy the benefits of Cabezon with numerous parks, community pool, community center, sports fields and more. With its functional layout, pride of ownership, and sought-after location, this home is one you don't want to miss.
Imagine waking up each morning to breathtaking Sandia Mountain sunrises and ending your evenings with unforgettable New Mexico sunsets from one of two private decks. This stunning single-story home in one of the gated Mariposa communities is more than a house, it's a place to gather, relax, and make lasting memories. Thoughtfully designed with custom touches throughout, it offers 3 bedrooms, 2.5 bathrooms, a private office or sitting room, and an attached mother-in-law suite complete with its own bedroom, 3/4 bath, and washer/dryer, perfect for loved ones or long-term guests. Walk out into your own backyard retreat featuring a sparkling in-ground pool, an outdoor kitchen, and a huge covered patio made for celebrations, quiet mornings, and everything in between. Every space invites you to slow down, soak in the views, and truly feel at home. All of the appliances in the home convey! All you have to do is move in!
Discover this stunning new construction nestled on a spacious 1/2 acre corner lot with mountain and sunset views! Featuring Pella windows and designer lighting throughout, this home boasts custom cabinetry that enhances its elegant design. Perfect for multi-generational living, the in-law suite includes a kitchenette and a separate entrance. Entertain friends at the bar area, complete with a sink and beverage refrigerator. The primary suite is a true retreat, offering a free-standing tub, a walk-in shower, and dual vanities. Cozy up by the inviting stone fireplace, and enjoy the modern convenience of the Bosch appliance package. Don't miss your chance to own this exceptional property!
MULTI-GEN LIVING - Experience the ultimate blend of high-end luxury finishes, multi-generational flexibility, and outdoor freedom in this spectacular new construction Amreston home on a sprawling half-acre lot! Designed with versatile living in mind, this home features the Optional Guest Suite -a true private suite complete with its own dedicated living space, bedroom, and full bathroom, making it ideal for an aging-in-place family member, an adult child, or long-term guests. At the heart of the open floor plan, the chef-inspired gourmet kitchen is designed for effortless entertaining, the professional gourmet kitchen is a chef's dream, boasting premium Frigidaire Professional appliances--including a 36' gas cooktop, vent hood, 30' built-in wall oven, microwave drawer and dishwasher - alongside a massive, pendant-lit eat-in center island optimized for food prep and holiday displays and a dedicated butler's pantry offers the perfect hidden station to stow away small appliances or create a stylish custom coffee bar. The large primary owner's suite & bath boasts a double vanity, separate soaking tub, and walk-in shower setup. High-end finishes abound, including soft-close cabinetry with dovetail drawers throughout, 2' white faux wood blinds, and a sleek black hardware, fixture, and lighting package. Everyday convenience is built right in with a hot water recirculating pump, soft water ready setup, and a garage utility sink. Step outside to the extended covered patio featuring an integrated gas stub for easy outdoor grilling, all while enjoying the room and independence of a 1/2-acre footprint. Free from the restrictions of an HOA or the extra expense of a PID, this property gives you incredible liberty and space for RVs, ATVs, and custom outdoor living. Call today to schedule your private tour!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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