FHA Eligible Homes in Rio Rancho
Find FHA eligible homes in Rio Rancho, New Mexico. FHA loans offer low down payments, flexible credit requirements, and are perfect for first-time homebuyers.
Showing 475 listings in Rio Rancho. Want to refine your search? Use our Advanced Home Search to filter by price, bedrooms, features, and more.
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Brand new, never lived in Gateway home by Pulte! Our most recent Rio Rancho community is right in the heart of the city wtih quick and easy access to all sides of town. Just a jump to nearby hospitals, schools, event centers, the library, swimming and sports complexes, Scottish Isle is a new affordable option! This stunning property boasts a spacious kitchen with elegant Espresso cabinets with pulls, granite countertops, and stainless steel gas range, microwave, and dishwasher. The open floor plan includes upgraded flooring, with tile throughout, except in bedrooms. The Owner's Suite offers a stunning bay window for added space, walk-in shower with bench, frameless glass enclosure, and a large closet. A must-see home that combines style, comfort, and quality--schedule your visit today!
***Preferred lender is willing to give 1.25% of the loan amount towards buyers CLOSING COSTS.*** Nearly new and completely turn-key without the new-construction wait list. Built in 2023 by Twilight Homes, this 1,359-square-foot home delivers effortless single-level living in Mountain Hawk. Inside, an open floor plan features durable hard-surface flooring, direct natural light, and a central living space anchored by a natural gas fireplace. The kitchen is paired with a convenient walk-in pantry, and the laundry room sits just off the kitchen. All major appliances convey with the sale, including the gas range, dishwasher, refrigerator, washer, and dryer. Three bedrooms provide versatile space for a home office, guest room, or hobbies, while the bathrooms feature clean tile accents. Stay comfortable in every season thanks to central refrigerated air conditioning, gas heating, and energy-efficient double-pane windows. Step outside to a covered back patio and low-maintenance xeriscaped yard, fully enclosed by a concrete block wall for privacy. An attached two-car garage and concrete driveway offer secure parking and extra utility storage space. Enjoy low neighborhood dues and a location near Mountain View Middle School and V. Sue Cleveland High School, with quick access to Highway 550 and I-25 for an easy commute.
Welcome to this 2-bedroom, 2-bathroom home in the highly sought-after 55+ community of The Esplanade. In addition to two bedrooms, this home offers a generous office perfect for working from home, hobbies, or extra flex space. The updated kitchen features a full appliance package, ample cabinetry, and a charming breakfast nook with built-in cabinetry. Relax by the cozy fireplace in the living room or take in the breathtaking Sandia Mountain views from the private patio. Complete with a 2-car garage and a functional floor plan, this home offers comfort, convenience, and low-maintenance living in a desirable location.
Located on Seaforth in Scottish Isle, Rio Rancho, the Maya floor plan offers a bright, open design enhanced by a stunning vaulted ceiling and thoughtful upgrades throughout. Two skylights in the guest bath and utility room fill the home with natural light, while an 8' sliding glass door creates a seamless connection to outdoor living.The kitchen is beautifully appointed with Level 3 Colonial White granite countertops, 42' upper cabinets, crown molding, a gas range, stainless steel appliances, and designer backsplash and accent tile details. A blend of tile and carpet flooring, upgraded finishes, and adult-height vanities add style and comfort throughout the home.Additional highlights include a frameless shower door, 8' doors, overhead garage storage, and an EV charger prewire, making this Maya the perfect combination of modern convenience and timeless New Mexico living.
Spacious 5 bedroom, 3 bathroom home in the desirable Cabezon community featuring multiple living areas, soaring cathedral ceilings, wood, tile and carpet flooring, and a welcoming gas-log fireplace. The well-appointed kitchen offers a center island, breakfast nook, built-in bar, pantry and stainless appliances, while formal and casual dining spaces provide plenty of room for entertaining. The upstairs primary suite includes a walk-in closet and full bath with double sinks, garden tub, separate shower and private water closet. Enjoy outdoor living from the balcony or covered patio overlooking the landscaped, walled backyard with grass, automatic sprinklers, scenic views and a gas stub for grilling.
Situated on a rare .83 acre lot, this modern custom home offers a light filled, open floor plan framed by 14-foot ceilings. Adjacent to the kitchen, the main living area seamlessly connects to an expansive covered patio via pocket-sliding glass doors. The spacious primary suite features dual custom walk-in closets, freestanding tub, and gorgeous shower.
The Santa Rosa is a thoughtfully designed single-story home offering approximately 1,880 square feet with open-concept living and comfortable private retreats. A defined foyer opens into the great room, kitchen, and dining area, creating a bright connected layout for everyday living and entertaining. The kitchen includes a central island, generous counter space, walk-in pantry, and direct connection to the dining area. The privately positioned owner's suite features a spacious bedroom, spa-inspired bath, dual vanities, walk-in shower, and oversized walk-in closet, while secondary bedrooms and a flexible front room support guests, work, media, or fitness space.
The Santa Cruz is a spacious single-story home offering approximately 2,119 square feet with 3 bedrooms, 2.5 bathrooms, and flexible garage configurations. The plan is designed around an open great room, dining area, and kitchen that support comfortable everyday living and easy entertaining. A private owner's suite, secondary bedrooms, and adaptable living spaces provide room for work, guests, or multigenerational needs, while energy-efficient new construction and flexible finish options add long-term value.
Welcome to 7017 Concord Hills Loop in the highly sought-after Enchanted Hills community. This inviting home offers comfort, convenience, and the beauty of Rio Rancho living. Featuring a thoughtful layout with a spacious living area, this property is designed for everyday enjoyment and easy entertaining.The home has been well cared for, including a roof redone in 2017, providing peace of mind for years to come. Step outside to a generous backyard space perfect for relaxing, gardening, or creating your ideal outdoor retreat.Located close to shopping, dining, parks, and top-rated schools, this home delivers the perfect blend of tranquility and accessibility. Don't miss your chance to make 7017 Concord Hills Loop your next address in the Land of Enchantment.Schedule your showing today.
Putting finishing touches on this DR Horton stunning 4 br home. Open great room & dining area, Elegant kitchen with light quartz counter tops, and large kitchen island, spacious pantry and Stainless steel appliances included. Deep Grey cabinets & light Ceramic wood look plank tiles throughout home except luxury carpet in bedrooms. Primary bath with raised double vanity, ceramic tiled walk in shower w/bench seat and large walk in closet. Pitched roofs. Smart home . Refrigerated air, low- e windows. Closing cost incentives and special interest rates with Dhi mortgage. Lomas Encantadas has trails, parks, and a pickle ball court! Minutes from Enchanted hills shopping, restaurants and entertainment. Quick access to i25 (Photos showing Acadia model home as property not quite ready for photos!) Enjoy the warranties new home builder offers. Open house every day, stop by DR Horton Model home to see furnished Acadia floorplan.
Come see this beautifully maintained 3-bedroom, 2-bath home offering approximately 1,563 square feet of comfortable living space on a 0.25+ acre lot.Designed with a functional split-bedroom floor plan, this home features a spacious living area that flows seamlessly into the dining room and kitchen, creating an ideal space for both everyday living and entertaining. The kitchen includes ample counter space and a cozy breakfast nook overlooking the backyard. The private primary suite offers dual walk-in closets and an en-suite bath with dual vanities.Step outside to enjoy the expansive backyard featuring both covered and open patios, providing plenty of room for outdoor gatherings, gardening, or simply relaxing. One of the property's standout features is the dedicated RV parking, offering added convenience for recreational vehicles, trailers, boats, or extra parking.Conveniently located near Rio Rancho Regional Park, UNM Sandoval Regional Medical Center, Intel, schools, shopping, dining, and major commuter routes including NM-528 and US-550, this home combines space, comfort, and an exceptional location.
Ask about $$ flex cash for interest rate buy down. Lomas Encantadas is the place to be! Miles of walking trails, parks, even a Pickle Ball Court & Dog Park!. Home offers a bright open-concept. Owner's suite has a big walk in tile shower with bench seat, & double sinks. Light Quarts countertops contrasts with the deep grey wood cabinets & wood plank tile throughout. Luxury carpet in bedrooms. Thoughtfully designed for comfort and style, this home includes quality finishes and the peace of mind that comes with builder warranties. ((photos are of DR HORTON Sequoia floorplan, colors & features may vary) Builder offering closing cost assistance OPEN HOUSE EVERY DAY! stop by model to see. Home under construction almost done!! This lot offers wonderful mountain backyard views! Move in August.
Stunning Newer Custom Home! This gorgeous 3-bed, 2-bath home showcases quality craftsmanship & exquisite details throughout. Situated on a spacious half-acre lot with beautiful mountain views from every window! The open floor plan seamlessly connects the living, dining, and kitchen areas. The chef's kitchen features stainless steel appliances (that convey!), soft-close, extended-height cabinetry, a center island, granite countertops, and a stylish tile backsplash. Both bathrooms boast custom tile surrounds, vessel sinks, and granite countertops, with modern lighting enhances every space. The finished garage adds extra functionality, and the walled backyard provides privacy. With room for a casita, RV parking, or storage, etc! No HOA or PID. Don't wait, schedule your showing today! Assumable VA loan if qualified.
Modern, All-Electric 1/2 Acre Lot - Welcome to the Sierra Plan! Discover the pinnacle of energy-efficient living in this spectacular new construction home on Ema Court. This 4-bedroom, 2.5 bath home showcasing the Sierra Plan by Amreston Homes, this property beautifully balances striking contemporary aesthetics with a fully all-electric design, delivering immense energy efficiency and long-term utility savings. Engineered for optimal performance and sustainability, it brings a fresh approach to modern living. The heart of this bright layout is a chef-inspired contemporary gourmet kitchen built to impress. Upgraded premium features include Waterfall Center Island, fully equipped with a sleek slide-in electric range, vent hood, modern microwave drawer, and included dishwasher. Solid granite countertops that extend throughout the entire home, paired with commanding 8-foot interior doors that elevate the space. Seamless Indoor-Outdoor Flow - Natural light floods the main open-concept living spaces, enjoy an extended covered patio option, seamlessly expanding your living space for outdoor dining, entertaining, or peaceful mornings. Ultimate Outdoor Freedom on a Half-Acre Lot - Sited on a sprawling, versatile half-acre lot, this home provides unmatched room for you to bring your RVs, ATVs, and outdoor gear. Best of all, there will be 200 linear feet of block perimeter wall included. Complete with a private, spacious primary suite and 2-car garage, the Sierra Plan is built to boldly adapt to your unique lifestyle.
Welcome to this beautifully maintained 3-bedroom home with a dedicated office, offering the perfect combination of comfort, style, and functionality! The versatile floor plan provides the ideal space for working from home, a playroom, or a private hobby area. Enjoy the fresh look and feel of newer countertops, cabinets, flooring, and appliances throughout the home. Stay comfortable year-round with an updated HVAC system, and spend more time relaxing in the low-maintenance backyard designed for easy living. Conveniently located just minutes from the Rio Rancho Events Center, shopping, restaurants, parks, schools, and major commuter routes, this move-in-ready home offers the perfect blend of convenience and modern updates. Don't miss your opportunity to make this wonderful Rio Rancho property your own!
With its blend of elegance and ease, the Larimar floor plan is the perfect choice for entertaining. At the heart of this home, you'll find an inviting great room with center-meet doors leading onto a relaxing covered patio. An adjacent dining area flows into an impressive kitchen with a convenient island and a roomy pantry, and a spacious primary suite showcases an attached bathroom and a walk-in closet. This home is built with a study and a third bathroom in lieu of garage storage.
An inviting covered porch welcomes guests to the beautiful Zinc plan. In addition to a well-appointed gourmet kitchen with a center island and walk-in pantry, the thoughtfully designed main floor offers a generous dining area, a spacious great room with an adjacent covered patio, and an impressive primary suite showcasing a private bath and an oversized walk-in closet. A laundry, powder room, and storage area complete this level. Upstairs, discover three additional bedrooms and a shared bath.
Seller offering $5,000 to buy down to lower rate or closing fees. Stunning 5BR/4BA Pulte home in Lomas Encantada with breathtaking Sandia Mountain views from the living, dining, and primary bedroom! This fully upgraded residence features high ceilings, gorgeous wood-look tile, and a massive upstairs loft. The gourmet kitchen boasts premium granite countertops, a large island with seating, stainless steel appliances, a mosaic backsplash, and a walk-in pantry. Relax in the luxurious primary suite, complete with a private sitting area and a spa-like ensuite featuring dual sinks and a walk-in shower with dual shower heads. Additional upgrades include a tankless water heater, and a fully walled backyard with a covered patio--perfect for taking in those dramatic New Mexico views!
Builder offers AMAZING FINANCING TERMS WHEN YOU USE OUR IN HOUSE LENDER, DHI MORTAGE PLUS RECEIVE $7,000 TOWARDS CLOSING COSTS! Come see our beautiful Sierra floor plan! Brand new beautifully landscaped community with Sandia views. You will enjoy the walking trails & gathering areas. This home features a beautiful kitchen with gray quartz countertops, white cabinets and a grey tile through the dining and living area that leads to a large covered patio and walled back yard. Large 5ft walk in shower in primary bedroom and double sinks make mornings easier! DR HORTON homes are built to energy efficient codes and offer best warranty for new homes.
INCREDIBLE financing incentives are available with our in-house lender, DHI Mortgage, plus receive $5,000 toward your closing costs! The Destin by DR Horton offers 3 bedrooms plus office, 2.5 bathrooms and a spacious 3-car tandem garage. It is a open-concept design that flows seamlessly into a chef-inspired kitchen featuring Whirlpool gourmet appliances, a built-in wall oven, beautiful pendant lighting and oversized dark brown cabinetry. Enjoy ceramic tile throughout the kitchen, dining area, living room and all wet areas. The spacious primary suite includes double vanities & large walk in shower with bench. Additional upgrades include a 3-panel slider back door & 8 foot doors!
Fall in love with this gorgeous, meticulously maintained home showcasing sweeping views of the Sandia Mountains! Located in the sought after Lomas Encantadas neighborhood, ideal for Santa Fe & Los Alamos Labs commuters! NEW in 2025: refrigerated air conditioning & furnace, NEW tankless water heater on demand, NEW carpet 2023! Discover open & spacious floor plan with a main floor master bedroom! Beautiful living & dining room! Plus a generous family room with gas log fireplace & wall of windows framing the mountain views! The large kitchen, offers a center island, gas cooktop, breakfast nook with views!! The backyard is delightful w/ a covered patio to enjoy the sweeping views of the mountains, water feature & fruit tree! Upstairs is a spacious loft + 3 large bedrms, & view balcony! NICE!
Daria Derebera
Real Estate Broker in Albuquerque, NM
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